2010 Annual Report and Financial Statements - UBA Plc

United Bank for Africa PlcRisk Management Report cont’dConcentration of risks of financial assets with credit risk exposureIndustry sectorsAt 31 December 2010Due from Loans and Debtbanks advances instruments TotalN' million N' million N' million N' millionAgriculture – 39,903 – 39,903Banking/financial services 302,272 65,298 34,420 370,475Capital market – 10,687 – 10,687Consumer credit – 90,443 – 121,958Education – 2,865 – 2,865General commerce – 45,217 16,330 61,547Government – 65,477 282,090 347,567Health – 784 – 784Hospitality – 3,084 – 3,084Manufacturing – 61,927 5,038 66,965Mortgage – 27,482 – 27,482Oil & Gas – 110,721 – 110,721Other public utilities – – – –Power – 5,048 – 5,048Real estate & construction – 46,934 1,037 47,971Services – 6,028 – 6,028Telecommunication – 54,037 – 54,037Transportation – 38,161 – 38,161302,272 674,096 338,915 1,315,283Industry sectorsAt 31 December 2009Due from Loans and Debtbanks advances instruments TotalN' million N' million N' million N' millionAgriculture – 27,121 – 27,121Banking/financial services 470,195 76,716 12,499 528,528Capital market – 35,964 – 35,964Consumer credit – 121,210 – 152,092Education – 3,050 – 3,050General commerce – 45,581 4,373 49,954Government – 31,201 136,490 167,691Health – 57 – 57Hospitality – 981 – 981Manufacturing – 53,837 – 53,837Mortgage – 49,185 – 49,185Oil & Gas – 103,263 – 103,263Other public utilities – 4,749 – 4,749Power – 994 – 994Real estate & construction – 8,731 – 8,731Services – 1,869 – 1,869Telecommunication – 61,672 – 61,672Transportation – 53,769 – 53,769470,195 679,950 153,362 1,303,507114Annual Report and Accounts 2010