- Page 1: The Tax Tamer ® IAn Individual Var
- Page 4 and 5: CONTENTSFEES AND EXPENSES .........
- Page 6 and 7: Subaccount - A segregated investmen
- Page 8 and 9: The next table shows the minimum an
- Page 10 and 11: SubaccountAtAccumulationUnit Value(
- Page 12 and 13: OVERVIEW OF THE CONTRACTThis overvi
- Page 16 and 17: THE CONTRACT IN DETAILAPPLICATION A
- Page 18 and 19: WHAT ARE THE RISKS TOCONTRACTOWNERS
- Page 20 and 21: Annuity Payments are estimated to b
- Page 22 and 23: Accumulation Units following receip
- Page 24 and 25: Sales Charge Table for Separate Acc
- Page 26 and 27: and thus loses the benefit of tax d
- Page 28 and 29: esult of the earnings or realized c
- Page 30 and 31: of Our next Business Day. To meet O
- Page 32 and 33: TABLE OF CONTENTS OF THE STATEMENT
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- Page 37 and 38: TABLE OF CONTENTSTHE FUNDS SUMMARY
- Page 39 and 40: THE FUNDS SUMMARY SECTIONCASH MANAG
- Page 41 and 42: Performance: The following bar char
- Page 43 and 44: Portfolio Turnover: The Fund paystr
- Page 45 and 46: Investment Adviser: First Investors
- Page 47 and 48: Portfolio Turnover: The Fund paystr
- Page 49 and 50: Average Annual Total Returns For Pe
- Page 51 and 52: Portfolio Turnover: The Fund paystr
- Page 53 and 54: Total Annual Returns For Calendar Y
- Page 55 and 56: Portfolio Turnover: The Fund paystr
- Page 57 and 58: INTERNATIONAL FUNDInvestment Object
- Page 59 and 60: countries tend to be more unstable
- Page 61 and 62: INVESTMENT GRADE FUNDInvestment Obj
- Page 63 and 64: Liquidity Risk. High yield debt sec
- Page 65 and 66:
OPPORTUNITY FUNDInvestment Objectiv
- Page 67 and 68:
Total Annual Returns For Calendar Y
- Page 69 and 70:
Portfolio Turnover: The Fund paystr
- Page 71 and 72:
Investment Adviser: First Investors
- Page 73 and 74:
Portfolio Turnover: The Fund paystr
- Page 75 and 76:
TARGET MATURITY 2015 FUNDInvestment
- Page 77 and 78:
Security Selection Risk. Securities
- Page 79 and 80:
TOTAL RETURN FUNDInvestment Objecti
- Page 81 and 82:
Credit Risk. This is the risk that
- Page 83 and 84:
Other Important InformationPurchase
- Page 85 and 86:
CASH MANAGEMENT FUNDWhat are the Ca
- Page 87 and 88:
EQUITY INCOME FUNDWhat are the Equi
- Page 89 and 90:
FUND FOR INCOMEWhat are the Fund Fo
- Page 91 and 92:
Liquidity Risk:High yield debt secu
- Page 93 and 94:
The Statement of Additional Informa
- Page 95 and 96:
GROWTH & INCOME FUNDWhat are the Gr
- Page 97 and 98:
INTERNATIONAL FUNDWhat are the Inte
- Page 99 and 100:
Mid-Size and Small-Size Company Ris
- Page 101 and 102:
and procedures with respect to disc
- Page 103 and 104:
OPPORTUNITY FUNDWhat are the Opport
- Page 105 and 106:
SELECT GROWTH FUNDWhat are the Sele
- Page 107 and 108:
SPECIAL SITUATIONS FUNDWhat are the
- Page 109 and 110:
TARGET MATURITY 2015 FUNDWhat are t
- Page 111 and 112:
TOTAL RETURN FUNDWhat are the Total
- Page 113 and 114:
example, securities issued by the F
- Page 115 and 116:
Mr. Miska is primarily responsible
- Page 117 and 118:
performance of the U.S. Treasury an
- Page 119 and 120:
Fund’s net asset value to be mate
- Page 121 and 122:
FIMCO expects all insurance compani
- Page 123 and 124:
FINANCIAL HIGHLIGHTSThe financial h
- Page 125 and 126:
TotalReturnRatios/Supplemental Data
- Page 127 and 128:
TotalReturnRatios/Supplemental Data
- Page 129 and 130:
TotalReturnRatios/Supplemental Data
- Page 131 and 132:
TotalReturnRatios/Supplemental Data
- Page 133 and 134:
TotalReturnRatios/Supplemental Data
- Page 135 and 136:
TotalReturnRatios/Supplemental Data
- Page 138:
LIFE SERIES FUNDSCash ManagementEqu