The Tax Tamer ® I - First Investors

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The next table shows the minimum and maximum total annual fund operating expenses of theunderlying Life Series Funds, as of December 31, 2013. These expenses may be higher or lowerin the future. More detail concerning each Fund’s fees and expenses is contained in the attachedprospectus for the Life Series Funds.Total Annual Fund Operating ExpensesRange of expenses that are deducted from Fund assets,including management fees and other expenses.Minimum Maximum (1)0.79% 1.54%(1) The maximum total annual fund operating expenses have been restated to reflect current operating expenses.The following examples are intended to help You compare the cost of investing in the Contractwith the cost of investing in other variable annuity contracts. These costs include Contractownertransaction expenses, Contract fees, separate account annual expenses and fees and expenses ofthe Funds. The examples assume that You invest $10,000 in the Contract for the time periodsindicated. The examples also assume that Your investment has a 5% return each year andassumes the maximum fees and expenses of any of the Funds. Although Your actual costs maybe higher or lower, based on these assumptions, Your costs would be:If You surrender, annuitize or do not surrender Your Contract at the end of the applicable timeperiod:1 year 3 years 5 years 10 yearsMaximum Cost $888 $1,281 $1,698 $2,855Minimum Cost $870 $1,227 $1,607 $2,668You should not consider the expenses in the example as a representation of past or futureexpenses. Actual expenses in future years may be more or less than those shown.2
HISTORICAL ACCUMULATION UNIT INFORMATIONThis table shows the Accumulation Unit Values and the number of Accumulation Unitsoutstanding for each Subaccount of Separate Account C for the last 11 fiscal years (or the life ofthe Subaccount, if less). For years 2010 and later, the number of Accumulation Units shownbelow pertain to Contracts offered under this prospectus.SubaccountAtAccumulationUnit Value($)Number ofAccumulationUnitsCashManagementSubaccountEquity IncomeSubaccountFund For IncomeSubaccountDecember 31, 2003December 31, 2004December 31, 2005December 31, 2006December 31, 2007December 31, 2008December 31, 2009December 31, 2010December 31, 2011December 31, 2012December 31, 2013December 31, 2003December 31, 2004December 31, 2005December 31, 2006December 31, 2007December 31, 2008December 31, 2009December 31, 2010December 31, 2011December 31, 2012December 31, 2013December 31, 2003December 31, 2004December 31, 2005December 31, 2006December 31, 2007December 31, 2008December 31, 2009December 31, 2010December 31, 2011December 31, 2012December 31, 201314.68514.64114.85015.34315.89316.05415.92115.76315.60615.45015.29615.58317.95618.85922.67322.29915.58518.67521.13821.24823.39230.22929.63032.25132.06134.84234.86025.58934.24038.54740.32245.31347.947331,160.4241,012.6182,146.8193,491.2518,520.1376,675.7303,014.8333,233.6248,102.9197,083.4173,579.42,109,425.11,972,594.11,899,062.71,710,351.11,577,727.61,377,531.81,184,140.41,040,493.5921,953.9817,244.4744,592.7733,776.6683,685.6631,781.4535,648.1482,188.2413,012.8374,655.5337,794.5336,095.4315,698.4290,181.83
Page 1: The Tax Tamer ® IAn Individual Var
Page 4 and 5: CONTENTSFEES AND EXPENSES .........
Page 6 and 7: Subaccount - A segregated investmen
Page 10 and 11: SubaccountAtAccumulationUnit Value(
Page 12 and 13: OVERVIEW OF THE CONTRACTThis overvi
Page 14 and 15: Accumulated Value (such as those th
Page 16 and 17: THE CONTRACT IN DETAILAPPLICATION A
Page 18 and 19: WHAT ARE THE RISKS TOCONTRACTOWNERS
Page 20 and 21: Annuity Payments are estimated to b
Page 22 and 23: Accumulation Units following receip
Page 24 and 25: Sales Charge Table for Separate Acc
Page 26 and 27: and thus loses the benefit of tax d
Page 28 and 29: esult of the earnings or realized c
Page 30 and 31: of Our next Business Day. To meet O
Page 32 and 33: TABLE OF CONTENTS OF THE STATEMENT
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Page 37 and 38: TABLE OF CONTENTSTHE FUNDS SUMMARY
Page 39 and 40: THE FUNDS SUMMARY SECTIONCASH MANAG
Page 41 and 42: Performance: The following bar char
Page 43 and 44: Portfolio Turnover: The Fund paystr
Page 45 and 46: Investment Adviser: First Investors
Page 49 and 50: Average Annual Total Returns For Pe
Page 53 and 54: Total Annual Returns For Calendar Y
Page 57 and 58: INTERNATIONAL FUNDInvestment Object
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countries tend to be more unstable
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INVESTMENT GRADE FUNDInvestment Obj
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Liquidity Risk. High yield debt sec
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OPPORTUNITY FUNDInvestment Objectiv
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Total Annual Returns For Calendar Y
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Portfolio Turnover: The Fund paystr
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Investment Adviser: First Investors
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Portfolio Turnover: The Fund paystr
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TARGET MATURITY 2015 FUNDInvestment
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Security Selection Risk. Securities
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TOTAL RETURN FUNDInvestment Objecti
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Credit Risk. This is the risk that
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Other Important InformationPurchase
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CASH MANAGEMENT FUNDWhat are the Ca
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EQUITY INCOME FUNDWhat are the Equi
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FUND FOR INCOMEWhat are the Fund Fo
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Liquidity Risk:High yield debt secu
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The Statement of Additional Informa
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GROWTH & INCOME FUNDWhat are the Gr
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INTERNATIONAL FUNDWhat are the Inte
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Mid-Size and Small-Size Company Ris
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and procedures with respect to disc
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OPPORTUNITY FUNDWhat are the Opport
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SELECT GROWTH FUNDWhat are the Sele
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SPECIAL SITUATIONS FUNDWhat are the
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TARGET MATURITY 2015 FUNDWhat are t
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TOTAL RETURN FUNDWhat are the Total
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example, securities issued by the F
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Mr. Miska is primarily responsible
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performance of the U.S. Treasury an
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Fund’s net asset value to be mate
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FIMCO expects all insurance compani
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FINANCIAL HIGHLIGHTSThe financial h
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TotalReturnRatios/Supplemental Data
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LIFE SERIES FUNDSCash ManagementEqu
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