Strategic Partners Plus 3 - Prudential Annuities

SUMMARY OF CONTRACT EXPENSESThe purpose of this summary is to help you to understand the costs you will pay for Strategic Partners Plus 3. The following tablesdescribe the fees and expenses that you will pay when buying, owning, and surrendering the contract. The first table describes thefees and expenses that you will pay at the time that you buy the contract, surrender the contract, or transfer cash value betweeninvestment options.For more detailed information, including additional information about current and maximum charges, see Section 8, “What AreThe Expenses Associated With The Strategic Partners Plus 3 Contract?” The individual fund prospectuses contain detailed expenseinformation about the underlying mutual funds.CONTRACT OWNER TRANSACTION EXPENSESWITHDRAWAL CHARGE 1NUMBER OF CONTRACTANNIVERSARIES SINCEPURCHASE PAYMENTCONTRACTWITH CREDITCONTRACTWITHOUT CREDIT0 8% 7%1 8% 6%2 8% 5%3 8% 4%4 7% 3%5 6% 2%6 5% 1%7 0% 0%MAXIMUM TRANSFER FEEEach transfer after 12 2 $30.00Each transfer after 20(Beneficiary Continuation Option only)$10.001 Each contract year, you may withdraw a specified amount of your Contract Value without incurring a withdrawal charge. We will waive the withdrawalcharge if we pay a death benefit or under certain other circumstances. See “Withdrawal Charge” in Section 8.2 Currently, we charge $25 for each transfer after the twelfth in a contract year. As shown in the table, we can increase that charge up to a maximum of $30,but have no current intention to do so. We will not charge you for transfers made in connection with Dollar Cost Averaging and Auto-Rebalancing ortransfers from the market value adjustment option at the end of a guarantee period, and do not count them toward the limit of 12 free transfers per year.Contract described herein is no longer available for sale.12