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A-Day-in-the-Life-of-an-Immigrant-Entrepreneur-Story-Book

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20B<strong>an</strong>k, but his poor credit rat<strong>in</strong>g made a lo<strong>an</strong> impossible.Though <strong>the</strong>ir h<strong>an</strong>ds were tied, <strong>the</strong> b<strong>an</strong>ker knew Dogbewas a credible c<strong>an</strong>didate <strong>an</strong>d so made a call to <strong>the</strong>Neighborhood Development Center’s Director <strong>of</strong>Lend<strong>in</strong>g, Bri<strong>an</strong> S<strong>in</strong>ger.In partnership with <strong>the</strong> Black Chamber <strong>of</strong> Commerce,NDC was able to <strong>of</strong>fer Dogbe a lo<strong>an</strong> to purchaseequipment, <strong>an</strong>d later <strong>an</strong>o<strong>the</strong>r lo<strong>an</strong> for work<strong>in</strong>g capital<strong>an</strong>d payroll. His NDC lo<strong>an</strong> <strong>of</strong>ficer Perla Mayo says he’sahead <strong>of</strong> schedule on his payments, <strong>an</strong>d his credit scorehas improved considerably.Dogbe <strong>an</strong>d SOS Build<strong>in</strong>g Services were <strong>the</strong> perfectc<strong>an</strong>didates to receive assist<strong>an</strong>ce from NDC’s newlylaunched Bus<strong>in</strong>ess Exp<strong>an</strong>sion Program— <strong>an</strong> <strong>in</strong>itiative toexp<strong>an</strong>d its bus<strong>in</strong>ess assist<strong>an</strong>ce services, <strong>in</strong>clud<strong>in</strong>g lo<strong>an</strong>capital <strong>of</strong>fer<strong>in</strong>gs to better meet <strong>the</strong> particular needs <strong>of</strong>exist<strong>in</strong>g bus<strong>in</strong>esses poised for growth.Bus<strong>in</strong>ess has been very good. Work<strong>in</strong>g mostly <strong>in</strong>M<strong>in</strong>neapolis’ Uptown area, glow<strong>in</strong>g word-<strong>of</strong>-mouthreferences have kept him busy <strong>an</strong>d allowed him to hiremore employees. NDC’s Bus<strong>in</strong>ess Lab is <strong>in</strong> <strong>the</strong> process <strong>of</strong>provid<strong>in</strong>g him with a new logo <strong>an</strong>d website <strong>an</strong>d advice onhow to attract <strong>an</strong>d m<strong>an</strong>age more bus<strong>in</strong>ess opportunities.Sitt<strong>in</strong>g beh<strong>in</strong>d his desk, monitor<strong>in</strong>g three computers athis home <strong>in</strong> North M<strong>in</strong>neapolis, Dogbe m<strong>an</strong>ages <strong>the</strong> SOSpayroll, pays <strong>in</strong>voices <strong>an</strong>d oversees his 24 employees. Butwhen a hire is just start<strong>in</strong>g out, or <strong>the</strong>re’s a new build<strong>in</strong>gto cle<strong>an</strong>, Dogbe is <strong>the</strong>re— collect<strong>in</strong>g trash, vacuum<strong>in</strong>g,cle<strong>an</strong><strong>in</strong>g toilets— alongside his staff, <strong>an</strong>d speak<strong>in</strong>g English.“I work to motivate <strong>the</strong>m,” he said. “By work<strong>in</strong>g hard <strong>an</strong>ddo<strong>in</strong>g it right, we have a job. If we don’t do it right, we don’twork. It’s simple.”A version <strong>of</strong> this story was previously published by <strong>the</strong>Neighborhood Development Center.Written by Emily Blodgett, Director <strong>of</strong> ExternalCommunicationsA DAY IN THE LIFE OF AN IMMIGRANT ENTREPRENEUR

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