Notes To Financial Statements - Jamaica National

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Table of Contents2 Mission Statement3 Notice of Annual General Meeting4 Voting Procedures5 Mergers, Acquisitions & Founders6 Chairpersons & General Managers7 Member Story9 Pictorial12 Mutuality Statement13 Board of Directors20 Tribute21 Corporate Governance Statement22 Chairman’s Report 2008/200925 General Manager’s Report 2008/200929 Vision Statement30 Exclusive JN Member Benefits31 Business Review31 Jamaica National Building Society32 JN Small Business Loans Ltd.33 JN Fund Managers Ltd.33 National Building Society of Cayman34 JN Money Services Ltd.35 The Creative Unit Ltd.35 Management Control Systems Ltd.36 Jamaica Automobile Association (Services) Ltd.37 Manufacturers Credit & Information Services Ltd.38 NEM Insurance Co. (Jamaica) Ltd.38 JN Finance Ltd.39 Corporate Social Responsibility45 Financial Highlights46 Executives50 General, Senior and Regional Managers53 JNBS Overseas Officers54 Chief Office & Overseas Managers55 Branches, Member Service Managers & Member Ambassadors56 Directory Listings58 Subsidiaries & Associated Companies59 Membership of Boards & Committees60 Attorneys-at-Law, Auditors & Bankers61 Auditors’ Report63 Financial Statements
Mission StatementWe are a mutualorganisation satisfying ourmembers and customerswith acompetitive range ofsavings, mortgage loans,financial and other services,directly and throughour subsidiaries.2
Page 6 and 7: Notice Of Annual General MeetingNot
Page 8 and 9: Mergers, Acquisitions & FoundersWes
Page 10 and 11: The Batticks: A Special Familywith
Page 12 and 13: PictorialTuey Brady Murdock (2nd le
Page 14 and 15: PictorialDelano Franklyn (right), f
Page 16 and 17: Board of DirectorsThe Hon. Oliver C
Page 18 and 19: Board of DirectorsMr. Earl Jarrett
Page 20 and 21: Board of DirectorsMr. William Mahfo
Page 22 and 23: Board of DirectorsMr. John Small ha
Page 24 and 25: Corporate Governance StatementThe J
Page 26 and 27: Chairman’s Reportcomputerised man
Page 28 and 29: General Manager’s Report 2008/200
Page 30 and 31: General Manager’s ReportSoftware
Page 32 and 33: Vision StatementWe are the premier
Page 34 and 35: Business ReviewBusiness ReviewJN Gr
Page 36 and 37: Business ReviewJN Fund Managers Lim
Page 38: Business Reviewensure sustained gro
Page 41 and 42: Business ReviewNEM Insurance Compan
Page 43 and 44: Corporate Social ResponsibilityJama
Page 45 and 46: Corporate Social ResponsibilitySach
Page 47 and 48: Corporate Social ResponsibilityDorc
Page 49 and 50: Values StatementThe success of the
Page 51 and 52: Values Statement cont’dStaff: We
Page 53 and 54:
Senior andRegional ManagersValues S
Page 55 and 56:
Values Statement cont’dRegulators
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Chief Office & Overseas ManagersCla
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Directory ListingsOverseas Money Tr
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Subsidiaries & Associated Companies
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Attorneys-at-Law, Auditors & Banker
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Auditor’s Report62
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Financial Statements64
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Notes To Financial Statements72
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Notes To Financial Statements - Jamaica National

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