403_b_ Sticker - Prudential Annuities

The following table sets forth the charge for each optional benefit under the Annuity. These fees would be in addition to theperiodic fees and transaction fees set forth in the tables above.YOUR OPTIONAL BENEFIT FEES AND CHARGESOPTIONAL BENEFITGUARANTEED RETURN OPTION Plus SM (GRO Plus SM )/GUARANTEEDRETURN OPTIONOPTIONALBENEFIT FEE/CHARGE(0.75% maximum) 20.25% currentchargeGUARANTEED MINIMUM WITHDRAWAL BENEFIT (GMWB) (1.00% maximum) 20.35% currentchargeGUARANTEED MINIMUM INCOME BENEFIT (GMIB) (1.00% maximum) 20.50% per year ofthe averageProtected IncomeValue during eachyear; deductedannually in arrearseach Annuity YearLIFETIME FIVE SM INCOME BENEFIT (1.50% maximum) 20.60% currentchargeSPOUSAL LIFETIME FIVE SM INCOME BENEFIT (1.50% maximum) 20.75% currentchargeHIGHEST DAILY LIFETIME FIVE INCOME BENEFIT (1.50% maximum) 20.60% currentchargeTOTALANNUALCHARGE 10.90%1.00%0.65% PLUS0.50% per yearof averageProtected IncomeValue1.25%1.40%1.25%ENHANCED BENEFICIARY PROTECTION DEATH BENEFIT 0.25% 0.90%HIGHEST ANNIVERSARY VALUE DEATH BENEFIT (“HAV”) 0.25% 0.90%COMBINATION 5% ROLL-UP AND HAV DEATH BENEFIT (1.00% maximum) 20.50% currentcharge1.15%HIGHEST DAILY VALUE DEATH BENEFIT (“HDV”) (1.50% maximum) 20.50%1.15%Please refer to the section of this Prospectus that describes each optional benefit for a complete description of the benefit,including any restrictions or limitations that may apply.1 The Total Annual Charge includes the Insurance Charge assessed against the average daily net assets allocated to the Sub-accounts. If you elect more thanone optional benefit, the Total Annual Charge would be increased to include the charge for each optional benefit. With respect to GMIB only, the 0.50%current charge is assessed against the GMIB Protected Income Value, and not against the value of the Sub-accounts. These optional benefits are notavailable under the Beneficiary Continuation Option.2 We have the right to increase the charge for each benefit up to the indicated maximum charge upon a step-up or for a new election of the benefit, or upon areset of the benefit, if permitted. However, we have no present intention of increasing the charge to that maximum level.The following table provides the range (minimum and maximum) of the total annual expenses for the underlying mutual funds(“Portfolios”) as of December 31, 2006. Each figure is stated as a percentage of theunderlying Portfolio’s average daily net assets.TOTAL ANNUAL PORTFOLIO OPERATING EXPENSESMINIMUMMAXIMUMTotal Portfolio Operating Expense 0.61%2.16%6