Lightspeed Research PowerPoint Template

Comparison of Balance Transfer (and Cash Adv) OffersBalanceTransfer / CashAdvance Fees Minimum Maximum Notes2%-4% $2 - $10$150n/a• Most offers feature a 3% or 4% fee with aminimum of $10.• Maximums are rarely listed.2%-4% n/a n/a • Capital One fees range from 2% to 4%.3%-4% $5$349n/a• Most Chase offers collected had a 3% fee witha minimum of $5.• Maximums are rarely listed.3-5% $5 n/a3%-5% $10 n/a• Most Citi offers collected had a 3% fee with aminimum of $5.• Most balance transfer fees are 5%.• Some newer offers with cash advance fees of3%/minimum $5 include a statement indicatingthe new standard cash advance transaction feewill be 5% with a minimum of $10 starting inJanuary 2010.Note: Existing accounts only – does not include new card offers.Copyright © 2010 Lightspeed Research. Proprietary and Confidential. All rights reserved. 23