Lightspeed Research PowerPoint Template

Credit CARD Act – Consumer Protections(Continued)• Adds conditions to APR/fee increases on future balances(February 22, 2010)None during first year after account is openedPromo rates must be effective for at least 6 months• Prohibits double-cycle billing and interest charges forbalances paid during grace period (February 22, 2010)Copyright © 2010 Alston+Bird LLP. Proprietary and Confidential. All rights reserved.6ALSTON+BIRD LLP