Lightspeed Research PowerPoint Template

More documents

Recommendations

Info

Prepaid Cards• In November, the Fed announced proposed rules that would restrict the fees and expirationdates that may apply to gift cards.― The rules are intended to protect consumers from certain unexpected costs and wouldrequire that gift card terms and conditions be clearly stated.― The proposed rules would prohibit dormancy, inactivity, and service fees on gift cardsunless: (1) there has been at least one year of inactivity on the certificate or card; (2) nomore than one such fee is charged per month; and (3) the consumer is given clear andconspicuous disclosures about the fees.― Expiration dates for funds underlying gift cards must be at least five years after the dateof issuance, or five years after the date when funds were last loaded.― The proposed rules generally cover retail gift cards, which can be used to buy goods orservices at a single merchant or affiliated group of merchants, and network-branded giftcards, which are redeemable at any merchant that accepts the card brand.Copyright © 2010 Lightspeed Research. Proprietary and Confidential. All rights reserved.40
Appendix Slides: Competitive Summary of Recent ChangesCopyright © 2010 Lightspeed Research. Proprietary and Confidential. All rights reserved. 41
Page 1: Credit Card Issuers' Responses toU.
Page 4: Credit CARD Act - Consumer Protecti
Page 7 and 8: Credit CARD Act - Consumer Protecti
Page 9 and 10: Credit CARD Act - Consumer Protecti
Page 11 and 12: Credit CARD Act - Enhanced Consumer
Page 13 and 14: Credit CARD Act - Protection of You
Page 15 and 16: About the Credit Card Terms Trackin
Page 17 and 18: Recent Highlights• In the weeks l
Page 19 and 20: Cardholders Receiving Changes in Te
Page 23 and 24: Comparison of Balance Transfer (and
Page 25 and 26: Specific Examples: Bank of America
Page 27 and 28: Specific Examples: Chase Changes in
Page 29 and 30: Specific Examples: Citi Special Off
Page 31 and 32: Specific Examples: New Easy-to-Unde
Page 33 and 34: New Card and Existing Account Offer
Page 35 and 36: Pricing / Duration Competitive Summ
Page 37 and 38: Promotional Rate Examples (Continue
Page 39: Debit Card OverdraftsCredit cards a
Page 43 and 44: Appendix: Competitive Summary -- Pa
Page 45 and 46: Appendix: Competitive Summary -- Tr

Lightspeed Research PowerPoint Template

Create successful ePaper yourself

Delete template?

Save as template?