AnnuAl report 2007 - Raiffeisen Landesbank Tirol

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0Overview of the Board of Managing Directorsand Supervisory BoardThe Raiffeisen-Landesbank Tirol AGBoard of Managing DirectorDr Hannes SchmidSpokesmanReinhard Reinhard MayrMemberOlaf Gobert SternbachMemberDr Hans UnterdorferMemberThe Raiffeisen-Landesbank Tirol AGBoard of Managing DirectorPeter GreidererChairmanDirector, Raiffeisenbank WörglKufsteinJosef GraberDeputy ChairmanDirector, Raiffeisen Regional BankHall in TirollAndreas MantlDeputy ChairmanDirector, Raiffeisenbank WipptalPeter-Roman BachlerDirector, Raiffeisenbank KitzbühelBerthold BlassnigDirector, RaiffeisenbankDefereggentalJohannes GomigDirector, Raiffeisenbank ReutteEngineer, Alfred GreilFarmer, DölsachHerbert JehleDirector, Raiffeisenbank PaznaunMeinhard MayrDirector, Raiffeisen District BankSchwazDr Manfred OppererLawyerOlaf Gallus ReinstadlerDirector, Raiffeisenbank PitztalEmployees’ committee delegatesAgathe Astner, Sistrans*Olaf Stefan Bodner, AldransDoris Clementi, Innsbruck**Gerhard Elentner, Mils*Olaf Heinz Hofer, Lienz*Werner Kerber, Hall**Johannes Kröll, Innsbruck*Olaf Roman Sautner, Jenbach**Erika Zingerle, InnsbruckDr Markus Zorn, Rum*** up to 13.04.2007** from 13.04.2007State CommissionersCourt CounsellorDr Michael Manhard(Federal Finance Ministry, Vienna)Otto Schabl(Federal Finance Ministry, Vienna)
0Foreword of theChairman of the Supervisory BoardRaiffeisen-Landesbank Tirol AG,the flagship of the Raiffeisen BankingGroup Tyrol, further consolidatedits market position as Tyrol’s leadingfinancial service provider in 2007.Thanks to risk- and earnings-orientedgrowth based on a clear strategy, anoutstanding result was achieved onceagain.The Raiffeisen-Landesbank Tirol AGBoard of Managing Directors systematicallymaintained the course ofcustomer orientation and aligned thewhole company even more closelywith the wishes and requirements ofits customers. It was possible to pushahead with and conclude importantforward-looking projects. At this point,I would like to particularly highlight theprofessional implementation of thenew legal framework conditions fromBasel II and MiFID.2007 has once again shown, ina difficult environment with increasingcompetition, that the strength of thealliance with the Tyrolean Raiffeisenbanks has an essential part to play inresponding to common challenges ofthe future. This organisation enablesus to be thematic leaders, marketleaders and great innovators, bothnow and in the long-term future.The intensive cooperation betweenthe Supervisory Board and the Boardof Managing Directors was continuedconstructively and productively againthis year, to the common benefit of theRaiffeisen Banking Group Tyrol andRLB Tirol AG as its top institute. Forthis I would like to heartily thank all ofthose involved, the entire Board ofManaging Directors, all managementpersonnel, functionaries and employees.Dir. Business ExecutivePeter GreidererSupervisory Board Chairman
Page 1 and 2: Raiffeisen-Landesbank Tirol AGAnnua
Page 3 and 4: ContentspageForeword of the Board o
Page 5: 0Foreword of the Board of Managing
Page 9 and 10: 0Raiffeisen-Landesbank Tirol AGA mo
Page 11 and 12: 11Raiffeisen-Landesbank Tirol AGPro
Page 13 and 14: Managementreport13
Page 15 and 16: 15Management reportAsia the big win
Page 17 and 18: 17Management reportLoans to custome
Page 19 and 20: 19Income situationThe development o
Page 21 and 22: 21Management reportThe risk situati
Page 23: 23Management reportOutlook 2008In 2
Page 26 and 27: 26Balance as at 31 December 2007 -
Page 28 and 29: 28Items below the bottom line:Balan
Page 30 and 31: 30Profit and loss calculation 2007
Page 32 and 33: 32➜Tangible and intangible assets
Page 34 and 35: 34SecuritiesThe securities admissib
Page 36 and 37: 36Notes to the profitand loss calcu
Page 38 and 39: 38Assets analysisHistoric cost of a
Page 40 and 41: 40Audit certificateSince there are
Page 42 and 43: 42Info

AnnuAl report 2007 - Raiffeisen Landesbank Tirol

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