1893 - State Library Information Center

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168 STATISTICS OF LABOR AND INDUSTRIES.The number of series matured during the past four years, withthe time of maturity of the shares affected, is shown in the followingclassified summary:NUMBER OP SERIES.NUMBER OF SERIES.MONTHS.1892-93.1891-92.1890-91.1889-90.MONTHS.81891-92.1890-91.1889-90.1091181201221231251 (i126J127128129130131132133134134*1351361256133421111111313101311112211455153112411326223*A 50 oent.-per-month association—$200.00.137138139140141142143144145146147148149161*218TotalCO t—11312612311g|-l342226116211214311114611322122111146The average annual simple interest rates for the average termsof investment, as stated in detail in summary 10 below, rangedfor the matured series from 5 to 11.10 per cent. In 1892, forthe 62 series, from 6 to 18 per cent; and in 1891, for 46 series,from 5 to over 12 per cent. This information, more in detail, isgiven in the following summary for the three years mentioned :<strong>1893</strong>1892...;1891$1I506246NUMBER SERIES lbRATE5 6 7 8to to7 to8 to6I 7 913 106 134I WHICH AVERAGE INTERESTPER CENT. WAS9 10 11 12to to to to 14 189 10 11 12 138 17 7 179 15 10« 32 2 1 1124
CO-OPERATIVE BUILDING AND LOAN ASSOCIATIONS. 169These associations certainly seem to be good investments forfree-share owners who make no defaults in their payments andremain to maturity. What part of the profits a shareholder whowithdraws should receive, to what extent one who defaults in hisinstallments should be punished by fines or forfeitures, are questionsof practical management that gauge the liberality of anassociation. Forfeitures, too small withdrawal allowances andtoo heavy fines, are not co-operative any more than high interestand premium rates for the borrowers. Lapsed shares are hardlya feature of our strictly local associations; but a less liberalspirit is shown in the way of fines or paying off those who dropout. This subject has been discussed too frequently in theBureau reports to need repetition here, except as regards that offines. The total amount of fines paid during the year wasreturned by 225 associations reporting at $38,033, which is theannual interest, at 6 per cent., on $633,900. This leaves out olconsideration the 52 associations from which the items of fineswere not separately reported, and which held about one-sixth ofthe total number of shares outstanding at the close of the year.Making allowance for these non-reporting associations, the totalamount of fines received was not less than $45,000* for the year.This would be nearly one-half of one per cent, of the dues paidin. The amount of fines of associations reporting, by counties,was as followp :*The fines in arrears also amounted to $14,154, as may be seen below.12
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IRFAU OF STATISTICS01' I,AI;".R AND
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Contents.PAGE.INDEX TO SUBJECTSLETT
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CONTENTS,PART V.—Co-operative Bui
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CONTENTS.viiPART VI.—Labor Legisl
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INDEX.Building and Loan Association
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xiiINDEX.Building and Loan Associat
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xivTMDKX.Census Returns, 189O, U. S
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xviTN1)EX -I'AOgLand, Improved, in
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STATE OF NEW JERSEY, OFFICE OF BURE
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Introduction.On the second day of A
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INTRODUCTION.xxiiisummary of the re
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PART I.U. S. Census Returns1890
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4 STATISTICS OF LABOR ANI. TNI.USTK
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STATISTICS OF LABOK AND [NDUSTIUES.
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STATISTICS OF LABOR AND INDUSTRIES.
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ISDCSTBY.NO. OF ESTABL1SBMEXTS.VALU
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12 STATISTICS OF LABOR AND INDUSTRI
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14STATISTICS OF LABOR AND INDUSTIUK
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18 SlATISTfCS OF IJAHOK ANDThese da
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20 STATISTICS OF L.MJOK AND INIM:ST
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22STATISTICS OF LABOK AND INDUSTRIE
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26 STATISTICS OF LABOR AJSTD INDUST
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84\n28 STATISTICS OF LABOR AND INDU
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32 STATISTICS OF LABOR AND INIMJKTU
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STATISTICS OF LABOR AND INPUSTUIKS.
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40 STATISTICS OP LABOR AND INDUSTRI
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PART II.Social Developmentand thepu
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£8 STATISTICS OF LABOR AND INDUSTR
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60 STATISTICS OF LABOR AND INMJBTRI
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64 STATISTICS OF LABOR AND INDUSTKI
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PART III.Free Public EmploymentOffi
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PART IV.Woman's Work and Wages.Our
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WOMAN'S WORK AND WAGES. 83It is sca
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WOMAN'S WORK AND WAGES. 85employmen
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WOMAN'S WORK AND WAGES. 87book-keep
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WOMAN'S WORK AND WAGES. 89noted abo
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11 f 11f1139 Sif faIII .ffiio. g B
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TABLE 1.—COLLATED STATISTICS FROM
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9 5 S 9*1111 Him ii s 5 * 51 s j nI
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TABUS 1.—COLLATED STATISTICS FROM
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TABLE L—COLLATED STATISTIOS PROM
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esoNumber rtoetnag55 55 5 5 55555 5
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: : : ; Number receiving,j : '. :Av
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TABLE 1—COLLATED STATISTICS PROM
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i©t£ v< »-»••*.*,•.«.-a
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* * s?Illffjf.fiad08 8 S S 6 S 8Tot
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Page 148 and 149: TABLE 2. — COLLATED STATISTICS FR
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Page 158 and 159: 130 •STATISTICS OF LABOR AND INDU
Page 162 and 163: STATISTICS OF LABOR AND INDUSTRIES.
Page 164 and 165: 136 STATISTICS OP LABOR AND INDUSTR
Page 168 and 169: 140STATISTICS OF LABOR AND INDUSTRI
Page 171: PART V.Co-operative Building andLoa
Page 178 and 179: 1892. 1891. 1890. 1888COUNTIES.*Atl
Page 186 and 187: 153 STATISTICS OF LABOR AKD INDUSTR
Page 198 and 199: I170 STATISTICS OF LABOR AND INDUST
Page 216 and 217: -»!?!iffIBO O OIS:5qIAverage amoun
Page 218 and 219: iwEv00, below, for totalt.00I E1IWa
Page 220 and 221: SUMMARY 2.—BUILDING AND LOAN ASSO
Page 222 and 223: =3* a0i i3t i SAverage number of sh
Page 224 and 225: SUMMARY 3.— BUILDINO- AND LOAN AS
Page 226 and 227: SUMMARY 4.—BUILDING- AND LOAN ASS
Page 232 and 233: 204STATISTICS OF LABOK AND INDUSTRI
Page 234 and 235: • * *1206STATISTICS OF LABOR AND
Page 236 and 237: *$* I ifIssiLlMliEa^ sss §_».ii_i
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Page 244 and 245: SUMMARY a—BUILDINGJAND LOAN ASSOC
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PiIt8*3srhiir*• • 1 " • •:
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SUMMARY 8.— BUILDING AND LOAN ASS
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SUMMARY 8—BUILDING AND LOAN ASSOC
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SUMMARY 8.—BT7IU>INGr AND LOAN AS
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1 tng00 C* Oi "eft **-! "^1 ->l to
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SUMMAJRY 8.—BUILDING- AND LOAN AS
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uO g 32 S S£>5W2 wetor a41S|BIS;IS
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SUMMARY 9.—BUILDING AND LOAN ASSO
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SUMMARY 9.—BUILDING AND LOAN ASSO
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SUMMARY 9.—BUILDINa AND LOAN ASSO
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SUMMARY 10.—BUILDING AND LOAN ASS
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SUMMARY 1O.-BUILDING AND LOAN ASSOC
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organiIsite ofSUMMAEY 1O.-BUILDING
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IIP ** ^ O ® SWPSi!£ so =og5!6 pe
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SUMMARY 11.—BUILDING- AND LOAN AS
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11SUMMARY 12-BUILDING AND LOAN ASSO
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: • * •Salem 1 3Somerseto560 1t
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SUMMARY 14—BUILDING AND LOAN ASSO
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SUMMARY 15.—BTJIIiDING AND LOAN A
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CO-OPERATIVE BUILDING AND LOAN ASSO
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B UILDIN0 ANDj NUMBER OPSERIES.SERI
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COOPERATIVE BUILDING AND LOAN ASSOC
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§Bg§gggggc £"5'§ H.§§iFrequen
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fcSHIgillSSSSc *rr? m casesSB D (3
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1CO-OPERATIVE BUILDING AND LOAN ASS
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TABLE 2 —BUILDING AND LOAN ASSOCI
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TABLE 2—BUILDING AND LOAN ASSOCIA
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Offloa number.'Itoif!.*- : s»S_¥s
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•SNOUVioossyQNV omening;
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Offlee number.>idto*iI.8 8 S | B.S
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TABLE 2-BUILDING AND LOAN ASSOCIATI
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TABLE 2 — BUILDING AND LOAN ASSOC
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TABLE 2~ BUILDING AND LOAN ASSOCIAT
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TABLE 2— BUILDING AND LOAN ASSOCI
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TABLE 2 -BUILDING AND LOAN ASSOCIAT
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TABLE 2 ~ BUILDING AND LOAN ASSOCIA
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TABUS 2—BUILDING- AND LOAN ASSOCI
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618 •stfoiivioossy NVO^J CINV
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TABLE 2 — BUILDING- AND LOAN ASSO
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C/0-OPEBATIVB BCILDING AND LOAN ASS
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TABLE 3.—BUILDING- AND LOAN ASSOC
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TABLE 3— BUILDING- AND LOAN ASSOC
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aa?115*I«sS3a.a>|7—tot*Ei ill: :
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TABLE 3.—BTJILDINCr AND LOAN ASSO
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TABLE 3.—BUILDING AND LOAN ASSOCI
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Office number.I*I sKT.8I
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TABLE 3.—BUTLDINGr AND LOAN ASSOC
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Office number.ngoo£§»§£§pCOOo
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TABLE 3.-BUILDING AND LOAN ASSOCIAT
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TABLE 3.—BTJILDINGr AND LOAN ASSO
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TABIiB 3.—BtrmDlNQ- AND LOAN ASSO
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TABLES 3.—BUHJMNGh AND LOAN ASSOC
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TABLE 3.— BUILDING- AND LOAN ASSO
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11iS8dHIliillsiro6w3i"SB'S?lift IgS
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£«to l& §I fflf ICO8 rG 2!3O r»
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TABLE 3.—BUILDING- AND LOAN ASSOO
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iTABLE 3.—BOTLDINa AND LOAN ASSOC
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TABLE &—BUILDING AND LOAN ASSOCIA
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TABLE 3.—BOILDINGr AND LOAN ASSOC
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TABLE 3.—BUILDINGr AND LOAN ASSOC
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00Jg I Q tC tC Q r* O Qi O C*§ !i
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CO-OPORATINB BUILDING AND LOAN ASSO
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en 01 to o o«Largest.Smallest.S§2
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ocnLargest.Smallest,2 ^SoOco cocoTo
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•* ' IO Qi W O H ^ 033 i oo©w_©
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1Corpo]CO-OPERA.TIVB BUILDING AND L
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||SS— QDO -1WOiS3I—I *-*CO -
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1CO-OPEBATIVB BUILDING AND LOAN ASS
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i1 peribiCO-OPERATIVE BUILDING AND
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OIBee number.2a.33Cu7oBI!1I2f I| 3O
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o•d5*If89? *td3mo >•£ If §9Of
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2*3!299I|P2I!2I8.Office number.o•
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CO-OPBRATIVB BUILDING AND LOAN ASSO
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CO-OPBRATIVE BUILDING AND LOAN ASSO
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Co OPERATIVE BUILDING AND LOAN ASSO
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Office tmmbef\fg££=:•7Qftu a1
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CO-OPERATIVE BUILDING- AND LOAN ASS
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OO-OPERATIVE BUILDING- AND LOAN ASS
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Office Bumber.1I3I1IQo1qi bi to»-;
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Office sumber.Ip.fS 1Ioa5.1a asCQO5
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OfBce nutnher.e1 sO oiQoQ ^3teaw3Se
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442 STATISTICS OF LABOR AND INDUSTR
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444 STATISTICS OF LABOR AND INDUSTR
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446 STATISTICS OF LABOH AND INDUSTR
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APPENDIX III.Building and Loan Asso
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CO-OPORATINE BUILDING AND LOAN ASSO
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OO-OPEEATIVB BUILDING AND LOAN ASSO
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CO-OPERATIVE BUILDUP AND LOAN ASSOC
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Co-OPERATIVE BUILDING AND LOAN ASSO
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PART VI.Labor Legislation of New Je
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PART VII.Building and Loan Associat
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BUILDING AND LOAN ASSOCIATION LAWS,
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BUILDING AND LOAN ASSOCIATION LAWS.
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BUILDING AND LOAN ASSOCIATION LAWS.
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