1893 - State Library Information Center

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446 STATISTICS OF LABOH AND INDUSTRIES.before us, the contemporaneous acts of the parties prove that thepremium agreed upon was the difference between $7,000advanced at once by the association and the sums clue from theobligors under their bond. That premium can be secured to theassociation only by enforcing the bond according to its terms,This objection cannot prevail.The next objection is to the allowance of fines as a part of themortgage debt.It is not necessary for us to consider whether the associationcan lawfully impose fines upon its members for non-payment o*dues or interest. Assuming that it may, we are to decide whethersuch fines constitute a part of the debt secured by the mortgage;and that must be determined by the agreement of the parties.On recurring to the bond it will be seen that it provides for thepayment of only dues and interest, or, in default thereof, of principaland interest. Similarly the assignment of stock was made" as collateral security for the payment of the debt mentioned inthe bond," and required the proceeds of sale to bo applied to the" payment of said loan." And although tlria assignment madethe non-payment of fines one of the grounds for Belling the stock,it pledged the stock only for the purpose above stated. It isplain that neither of these instruments provides for the paymentof fines in express terms.But it is claimed that such a provision is implied in that clauseof the bond which refers to the constitution and by-laws of theassociation as being assented to by the obligors and made part ofthe bond. A like clause appears in the mortgage.If the constitution and by-laws declared that fines should becollected out of the proceeds of aale of property pledged to securea loan made to the member in default, then perhaps this clausewould justify the decree now before us* But they do not. Thefirst section, under the title " Flues," merely provides that shareholdersshall pay fines for defaults. The second section, underthe title " Transfer," declares that no share shall be transferreduntil the transferee shall have assumed all the obligations of theoriginal shareholder. If this includes fines previously imposedit shows that they are not to be paid out of the proceeds of saleof stock, but are to remain as merely personal debts of the shareholder.There can be found in the constitution and by-laws
CO-OPERATIVE BUILDING AND LOAN ASSOCIATIONS. 447nothing evincing an intention to make fines a lien, either on stockor on property mortgaged for loans. This reference in the bondand mortgage to the constitution and by-laws when read with itscontext can be fairly interpreted only as applying to the mode inwhich the principal of the bond is to be satisfied by the paymentof dues. Such is its apparent, meaning, and it cannot be extendedfurther by construction without holding that it embraces everypossible duty of the obligors as members of the association. Sobroad a construction is unwarranted.We think there is nothing in the contract under which the, payment of fines can be enforced in the present suit. In thisrespect the case resembles ClarhsvilleB. $ L. Asso.v. Stephens, 11C. E. GT. 351, 354. . *The decree below should be modified by eliminating from itthe amount allowed for fines.
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IRFAU OF STATISTICS01' I,AI;".R AND
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Contents.PAGE.INDEX TO SUBJECTSLETT
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CONTENTS,PART V.—Co-operative Bui
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CONTENTS.viiPART VI.—Labor Legisl
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INDEX.Building and Loan Association
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xiiINDEX.Building and Loan Associat
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xivTMDKX.Census Returns, 189O, U. S
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xviTN1)EX -I'AOgLand, Improved, in
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STATE OF NEW JERSEY, OFFICE OF BURE
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Introduction.On the second day of A
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INTRODUCTION.xxiiisummary of the re
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PART I.U. S. Census Returns1890
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4 STATISTICS OF LABOR ANI. TNI.USTK
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STATISTICS OF LABOK AND [NDUSTIUES.
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STATISTICS OF LABOR AND INDUSTRIES.
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ISDCSTBY.NO. OF ESTABL1SBMEXTS.VALU
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12 STATISTICS OF LABOR AND INDUSTRI
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14STATISTICS OF LABOR AND INDUSTIUK
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18 SlATISTfCS OF IJAHOK ANDThese da
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20 STATISTICS OF L.MJOK AND INIM:ST
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22STATISTICS OF LABOK AND INDUSTRIE
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26 STATISTICS OF LABOR AJSTD INDUST
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84\n28 STATISTICS OF LABOR AND INDU
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32 STATISTICS OF LABOR AND INIMJKTU
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STATISTICS OF LABOR AND INPUSTUIKS.
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40 STATISTICS OP LABOR AND INDUSTRI
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PART II.Social Developmentand thepu
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£8 STATISTICS OF LABOR AND INDUSTR
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60 STATISTICS OF LABOR AND INMJBTRI
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64 STATISTICS OF LABOR AND INDUSTKI
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PART III.Free Public EmploymentOffi
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PART IV.Woman's Work and Wages.Our
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WOMAN'S WORK AND WAGES. 83It is sca
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WOMAN'S WORK AND WAGES. 85employmen
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WOMAN'S WORK AND WAGES. 87book-keep
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WOMAN'S WORK AND WAGES. 89noted abo
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11 f 11f1139 Sif faIII .ffiio. g B
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TABLE 1.—COLLATED STATISTICS FROM
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9 5 S 9*1111 Him ii s 5 * 51 s j nI
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TABUS 1.—COLLATED STATISTICS FROM
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TABLE L—COLLATED STATISTIOS PROM
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esoNumber rtoetnag55 55 5 5 55555 5
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: : : ; Number receiving,j : '. :Av
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TABLE 1—COLLATED STATISTICS PROM
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i©t£ v< »-»••*.*,•.«.-a
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* * s?Illffjf.fiad08 8 S S 6 S 8Tot
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TABLB 2,—{JO&LATBD STATISTICS PRO
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TABLE 2. — COLLATED STATISTICS FR
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122 STATISTICS OF LABOR AND INDUSTR
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TABLE 2. —COLLATED STATISTICS PRO
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',126 STATISTICS OP LABOR AND INDUS
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130 •STATISTICS OF LABOR AND INDU
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136 STATISTICS OP LABOR AND INDUSTR
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140STATISTICS OF LABOR AND INDUSTRI
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PART V.Co-operative Building andLoa
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1892. 1891. 1890. 1888COUNTIES.*Atl
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153 STATISTICS OF LABOR AKD INDUSTR
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I170 STATISTICS OF LABOR AND INDUST
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-»!?!iffIBO O OIS:5qIAverage amoun
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iwEv00, below, for totalt.00I E1IWa
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SUMMARY 2.—BUILDING AND LOAN ASSO
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=3* a0i i3t i SAverage number of sh
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SUMMARY 3.— BUILDINO- AND LOAN AS
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SUMMARY 4.—BUILDING- AND LOAN ASS
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204STATISTICS OF LABOK AND INDUSTRI
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• * *1206STATISTICS OF LABOR AND
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*$* I ifIssiLlMliEa^ sss §_».ii_i
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ss.Fr-I ? Illis sQi IO CO£ si! S_j
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,9 sswg 2•H IS?! 19 0 OII?QQaCOtd
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SUMMARY a—BUILDINGJAND LOAN ASSOC
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PiIt8*3srhiir*• • 1 " • •:
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SUMMARY 8.— BUILDING AND LOAN ASS
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SUMMARY 8—BUILDING AND LOAN ASSOC
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SUMMARY 8.—BT7IU>INGr AND LOAN AS
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1 tng00 C* Oi "eft **-! "^1 ->l to
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SUMMAJRY 8.—BUILDING- AND LOAN AS
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uO g 32 S S£>5W2 wetor a41S|BIS;IS
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SUMMARY 9.—BUILDINa AND LOAN ASSO
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SUMMARY 10.—BUILDING AND LOAN ASS
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SUMMARY 1O.-BUILDING AND LOAN ASSOC
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organiIsite ofSUMMAEY 1O.-BUILDING
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IIP ** ^ O ® SWPSi!£ so =og5!6 pe
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SUMMARY 11.—BUILDING- AND LOAN AS
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11SUMMARY 12-BUILDING AND LOAN ASSO
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: • * •Salem 1 3Somerseto560 1t
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SUMMARY 14—BUILDING AND LOAN ASSO
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SUMMARY 15.—BTJIIiDING AND LOAN A
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CO-OPERATIVE BUILDING AND LOAN ASSO
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B UILDIN0 ANDj NUMBER OPSERIES.SERI
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COOPERATIVE BUILDING AND LOAN ASSOC
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§Bg§gggggc £"5'§ H.§§iFrequen
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fcSHIgillSSSSc *rr? m casesSB D (3
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1CO-OPERATIVE BUILDING AND LOAN ASS
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TABLE 2 —BUILDING AND LOAN ASSOCI
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TABLE 2—BUILDING AND LOAN ASSOCIA
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Offloa number.'Itoif!.*- : s»S_¥s
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•SNOUVioossyQNV omening;
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Offlee number.>idto*iI.8 8 S | B.S
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TABLE 2-BUILDING AND LOAN ASSOCIATI
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TABLE 2 — BUILDING AND LOAN ASSOC
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TABLE 2~ BUILDING AND LOAN ASSOCIAT
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TABLE 2— BUILDING AND LOAN ASSOCI
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TABLE 2 -BUILDING AND LOAN ASSOCIAT
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TABLE 2 ~ BUILDING AND LOAN ASSOCIA
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TABUS 2—BUILDING- AND LOAN ASSOCI
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618 •stfoiivioossy NVO^J CINV
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TABLE 2 — BUILDING- AND LOAN ASSO
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C/0-OPEBATIVB BCILDING AND LOAN ASS
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TABLE 3.—BUILDING- AND LOAN ASSOC
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TABLE 3— BUILDING- AND LOAN ASSOC
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TABLE 3.—BTJILDINCr AND LOAN ASSO
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TABLE 3.—BUILDING AND LOAN ASSOCI
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Office number.I*I sKT.8I
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TABLE 3.—BUTLDINGr AND LOAN ASSOC
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Office number.ngoo£§»§£§pCOOo
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TABLE 3.-BUILDING AND LOAN ASSOCIAT
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TABLE 3.—BTJILDINGr AND LOAN ASSO
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TABIiB 3.—BtrmDlNQ- AND LOAN ASSO
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TABLES 3.—BUHJMNGh AND LOAN ASSOC
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TABLE 3.— BUILDING- AND LOAN ASSO
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11iS8dHIliillsiro6w3i"SB'S?lift IgS
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£«to l& §I fflf ICO8 rG 2!3O r»
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TABLE 3.—BUILDING- AND LOAN ASSOO
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iTABLE 3.—BOTLDINa AND LOAN ASSOC
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TABLE &—BUILDING AND LOAN ASSOCIA
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TABLE 3.—BOILDINGr AND LOAN ASSOC
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TABLE 3.—BUILDINGr AND LOAN ASSOC
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00Jg I Q tC tC Q r* O Qi O C*§ !i
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CO-OPORATINB BUILDING AND LOAN ASSO
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Page 475 and 476: APPENDIX III.Building and Loan Asso
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Page 501 and 502: PART VI.Labor Legislation of New Je
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Page 511 and 512: BUILDING AND LOAN ASSOCIATION LAWS,
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