notes to the consolidated financial statements - Sacombank

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Sacombank understands that community social responsibility brings business success. Doing business by satisfying customers results in citizen happiness and national prosperity. Start yesterday... Strengthen today... Develop tomorrow...
“Start yesterday, Strengthen today, Develop tomorrow”, Sacombank understands that community social responsibility brings business success. Doing business by satisfying customers results in citizen happiness and national prosperity. Sacombank Dream Incubation: The scholarship program has been started for poor students to overcome diffi cult circumstances. This initiative impacts the grass root community. The annual budget of the program amounted to billions of VND taken from the Bank’s welfare fund since 2004. To date, it has granted thousands of scholarships nationwide and received supportive feedback from the community. This scholarship program has helped students all over the country to prepare for a better future. In 2007, the program supported about 2,000 students with a scholarship worth of VND1 million each. Running for Community Health: The program was started to encourage community health care. It was carried out in 42 cities and provinces over the country with the participation of more than 40.000 athletes from agencies, universities, companies, associations and unions. The budget is more than VND5 billion. Since 2003, Sacombank has allocated VND1.2 billion to help improve public amenities where Sacombank branches are located. COMMITMENT WITH SOCIETY AND REGION Enchancing Community Relations New Year Charity: To practice the long-held Vietnamese tradition of “the untorn cover the torn”, Sacombank with support from its associated companies hold a New Year Charity annually to share the Spring Festival with downcast society and under- privileged in Hochiminh City. More than 6500 senior citizens and children attended the 2007 event. They came from Hochiminh City and as far as Binh Duong, Dong Nai, Tien Giang, Ben Tre and Ba Ria Vung Tau provinces. The participants were invited to enjoy cultural performances and received new year gifts from 100 managers of 27
Page 1 and 2: Content Message of the Chairman of
Page 3 and 4: Our Dreams: OVER THE RAINBOW, DREAM
Page 5 and 6: THE SECRET OF OUR SUCCESS Sacombank
Page 8 and 9: 8 ANNUAL REPORT 2007 1 1. Mr. Dang
Page 10 and 11: 10 ANNUAL REPORT 2007
Page 12 and 13: A YEAR WITH OUTSTANDING ACHIEVEMENT
Page 14: 14 ANNUAL REPORT 2007 Our Vision: W
Page 17 and 18: Youth - Dynamic - Enthusiasm Custom
Page 19 and 20: 3. Total Assets Total assets at end
Page 21 and 22: 5. Loans and Debt Securities Invest
Page 23 and 24: Sacombank in 2007 had a sterling fi
Page 25: 1 BOARD OF SUPERVISORS 1. Mr. Nguye
Page 29 and 30: To appreciate the staff for their c
Page 31 and 32: Our Partnership: BUILT ON TRUST, WE
Page 33 and 34: Sacombank’s leaders recognized th
Page 35 and 36: 4 1 BOARD OF MANAGEMENT 3 7 6. Mr.
Page 38 and 39: ANNUAL REPORT 2007 MAJOR TARGETS OF
Page 40 and 41: 40 ANNUAL REPORT 2007 ▲ Challenge
Page 42 and 43: ANNUAL REPORT 2007 42
Page 44 and 45: ANNUAL REPORT 2007 Organizational C
Page 46: ANNUAL REPORT 2007 Our Goals: THE S
Page 49 and 50: STATEMENT OF THE RESPONSIBILITY OF
Page 51 and 52: INDEPENDENT AUDITOR’S REPORT TO S
Page 53 and 54: CONSOLIDATED BALANCE SHEET (continu
Page 55 and 56: CONSOLIDATED CASH FLOW STATEMENT (I
Page 57 and 58: NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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Our Determination: EVERY WAVES LAUN
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SINGLE-ENTITY FINANCIAL STATEMENTS
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SINGLE-ENTITY FINANCIAL STATEMENTS
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ANNUAL REPORT 2007 AWARDS BESTOWED
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ANNUAL REPORT 2007 106 TEN MILESTON
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ANNUAL REPORT 2007 108 TEN MILESTON
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ANNUAL REPORT 2007 110
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ANNUAL REPORT 2007 INVESTOR RELATIO
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ANNUAL REPORT 2007 Price , , , , 02
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ANNUAL REPORT 2007 CORRESPONDENT BA
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Our Achievements: PARADISE ARE NOT
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5 Long Bien Branch 247 Ngo Gia Tu S
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Central Region 16 Lam Dong Branch 3
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43 Tay Loc T.O 172 (Formerly 02) -
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31 Dong Nai Branch 87-89 30th April
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37 Cho Lon Branch 485-487-489 Nguye
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43 Thu Duc Branch 251 Vo Van Ngan S
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53 Can Tho Branch 34 A2 - Tra Noc 1
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62 Ben Tre Branch 16 Hai Ba Trung S
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SUBSIDIARIES AND JOINT - VENTURE SA
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notes to the consolidated financial statements - Sacombank

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