the brochure. - Southington Public Schools

ONE-NIGHT ENRICHMENTMY NEIGHBOR HAS A LIVING TRUST- W001Wednesday ~ SHS/E256What is a Living Trust and is it right for you? Do you need a Living Trust to avoid Probate? Is Probatelengthy and expensive? What about health care directives? Should I add my children’s namesto my bank accounts? Come hear a discussion about Estate Planning and Living Trust. Topics addressedwill include the concept of “funding” a Living Trust and whether a trust is needed to reduceestate taxes. Learn the difference between a Living Trust and a Last Will and Testament and whythe way you title your assets is so important. Get rid of the confusion and guesswork and getyour questions answered by an experienced attorney from the law firm of Czepiga, Daly &Dillman.1 Session, 9/18, 6:30-8:00 p.m., $25.00HOW TO PREVENT GOING BROKE IN A NURSING HOME – TH002Thursday ~ SHS/E256Should you give your home to your children? How can you get the State to pay for your nursinghome care? Learn all about Medicaid and asset protection for long-term care. I will give exampleson how single individuals and married couples can qualify for Medicaid benefits while keeping theirassets. Learn about long-term care insurance and in what situations it is necessary. Take the confusionout of the process; get your questions answered by an experienced attorney from thelaw firm of Czepiga, Daly & Dillman.1 Session, 9/26, 6:00-8:00 p.m., $25.00WINDOW REPLACEMENT WORKSHOP:FIND OUT HOW IT’S DONE & SAVE - T001Tuesday ~ SHS/E258Want to save on your Heat and A/C bills and take advantage of any Incentive Programs that mightbe available, but do not know where to start? What is right for your home - Low-E, Argon, TriplePane, Wood, Vinyl, Fiberglass - Confused …??? Well don’t be! This workshop will address thesequestions and show you how your windows are replaced. This is a must class for anyone thinkingabout having windows replaced or replacing windows themselves.Instructor - Paul O’Doherty , Master Carpenter with over 30 year’s experience.1 Session, 9/17, 7:00-9:00 p.m., $25.00RETIREMENT PLAN OPTIONS FOR SMALL BUSINESSES - Th001Thursday ~ SHS/E254This class will explore the basic elements of each of the retirement options available to small businesses,including IRAs (Roth and Traditional) and employer-sponsored plans such as SEP IRAs.SIMPLE IRAs, 401 (k) plans, individual 401 (k) plans, and defined benefit plans.Instructor - R. Giampe1 Session, 9/19, 7:00-9:00 p.m., $30.0015