LIVELIHOOD OPTIONS FOR GIRLS: - Health Policy Initiative

APPENDIX A: PROGRAMMING MATRIXProgramming Framework for Livelihood Program and Economic Strengthening Options for Adolescents 1Type and Descriptionof ProgramElements of SuccessCautionsParticipant SocioeconomicProfile2Sample Programs and3Brief DescriptionEvaluations ofActual ProgramsAsset Growth and Protection (continued)Deposit Services andOther Group andIndividual SavingsPrograms (continued)• Help youth to set one ormore savings goals so thatguardians and children canwork toward a tangibleoutcome.• Use institutions that thecaregiver and child trustto protect their deposits.Likewise, build capacity andconfidence on the side offormal financial institutionsto work with low-incomeand young populations.• Pair safe deposit sites withsafe havens for youth.• Avoid setting arbitrarysavings goals foradolescents; allow themto set their own goals butensure that they followthrough.• If savings programs arebased on opening upindividual savings accounts,note that, in manycountries, those youthunder 18 years old are notallowed to open accountsindependently.• Padakhp Manabik UnnayaKendra (Bangladesh)provides savings andclosely supervised loans forstreet children. Padakhptargets youth ages 11–18,who are organized intopeer groups of 15–20individuals. It includesweekly meetings todiscuss social problems,reproductive health, HIV/AIDS, personal hygiene,and savings and creditmanagement; counselingsessions on social andpsychological issues;livelihood training; and acredit and savings program(Bari, 2005).• Butterflies (India) providessavings and loans for streetchildren. The savingsprogram is supplementedwith healthcare andeducation, alternativeeducation, and counseling.Youth also are encouragedto participate in a youthcouncil (Butterflies, 2004).22 |