FirstChoice Wholesale Personal Super - Colonial First State

Performance and returns as at 30 June 2012 (%)FirstChoice Wholesale Personal SuperAnnual effective rate of net earnings 15 yearcompoundaverage rateof returnSinceinception 5Investment options 2012 2011 2010 2009 2008Realindex Wholesale-3.98 11.01 12.90 – – – 6.82Australian ShareRealindex Wholesale Australian -6.19 12.97 13.45 – – – 10.58Small CompaniesRealindex Wholesale-12.98 – – – – – -15.26Emerging MarketsRealindex Wholesale Global Share -7.39 2.87 5.18 – – – -0.63Realindex Wholesale Global-5.57 22.01 13.16 – – – 13.14Share HedgedRREEF Wholesale Property9.34 5.37 19.34 -39.48 -37.46 -12.25 -1.73SecuritiesSchroder Wholesale-4.35 14.40 14.35 -10.92 -14.73 -1.01 7.68Australian EquitySchroder Wholesale Credit Securities 5.39 8.21 14.26 -5.67 -1.87 3.82 4.56Solaris Wholesale Core-6.95 – – – – – -10.13Australian EquityUBS Wholesale Australian Share -5.44 16.54 9.29 -23.09 -8.14 -3.18 6.60UBS Wholesale Diversified10.11 5.39 – – – – 7.21Fixed IncomeUBS Wholesale Tax Effective1.57 8.92 10.92 -16.74 -13.08 -2.35 0.78Income 3Zurich Investments WholesaleGlobal Thematic Share-0.96 – – – – – -2.451 The annual effective rate of net earnings is calculated on an exit price to exit price basis, net of taxes payable and after ongoingfees and expenses, but excluding entry fees and individual taxes.2 Indicates fund has been in existence for less than one year.3 Closed to new applications.4 This option has terminated.5 For inception dates please see our website.Historical interest rates and performance for FirstRate Saver and current interest rates for FirstRate Term Deposit and FirstRateInvestment Deposit are available on the FirstRate interest rates page.Past performance is no indication of future performance.40