UNCTAD's Debt Management and Financial Analysis System (DMFAS

section and at least one tranche/series section. Nevertheless, before registering any agreement, basicinformation needs first to be entered in DMFAS reference files.The Loans moduleGeneral InformationTranchesCommissionsEstimated Drawings Principal Terms Interest TermsAmortization TableThe Bonds moduleGeneral InformationSeriesCommissionsEstimatedSubscriptionsPrincipal TermsInterest TermsAmortization TableReference filesReference files contain detailed information which can berefer to from many DMFAS modules. They include bothessential and optional data about:• The Participants (debtors, creditors, etc.) in thedifferent agreements. The system requires theavailability of a set of information on each one of theparticipants (for example, institution type, country ofresidence, contact data, etc.).• Participants’ Bank accounts, which can be useful whenpreparing banking transactions.• Daily Exchange rates. These rates are used by DMFAS in calculations such as real drawings and debtservice operations. Scripts are available for downloading the official exchange rates published in anumber of websites on a daily basis.• Common interest rates, which are floating interest rates that DMFAS uses for interest calculations inother modules. They can also be used for projection purposes.• Commercial interest reference rates (CIRRs), used for present value calculations. CIRRs arepublished by the OECD.• Euro National Currency Units exchange rates, so that DMFAS can convert operations from nationalcurrency units to euros.• Historical Exchange Rates, for Asian Development Fund loans.• Interest rate groups and Maturity groups. The user to customize the range of these loan attributes forselection and sorting needs.6