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Chapter 1 - Hazard Mitigation Web Portal - State of California

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Repetitive Loss Communities<strong>State</strong> <strong>of</strong> <strong>California</strong> Multi‐<strong>Hazard</strong> <strong>Mitigation</strong> Plan<strong>Chapter</strong> 5 – Earthquakes, Floods and Wildfires: Risks and StrategiesAreas flooded in the past continue to be inundated repeatedly. The repetitive nature <strong>of</strong> flooddamage causes the greatest concern. FEMA, in coordination with the state, identifies <strong>California</strong>’stop Repetitive Loss (RL) communities, which account for 84 percent <strong>of</strong> the state’s total NFIPlosses. Repetitive loss communities in <strong>California</strong> account for nearly $166 million in totalpayments, representing 8,014 losses on 2,988 properties throughout the state.The top 10 Repetitive Loss Communities account for over $115 million in total payments, or 61%<strong>of</strong> total payments for Repetitive Loss Communities. In order <strong>of</strong> losses, the top 10 include:• Sonoma County• City <strong>of</strong> Malibu• Lake County• City <strong>of</strong> Los Angeles• County <strong>of</strong> Sacramento• Monterey County• Marin County• Santa Cruz County• Los Angeles County• City <strong>of</strong> NapaComparison <strong>of</strong> Repetitive Loss Communities in 2007 with RL communities in 2010 show agenerally steady pattern, with relatively few changes in top 10. For details about the top 10 RLCommunities, see Appendix P.Click Here ToComment On:<strong>Chapter</strong> 5Section 3.45.3.4 Assessment <strong>of</strong> Local Flood Vulnerability and Potential LossesThe following section addresses local flood hazard vulnerability and potential losses based onestimates provided in local risk assessments, comparing those with findings <strong>of</strong> the state riskexposure findings presented in the GIS analysis in Section 5.1.1 <strong>of</strong> this chapter.Local <strong>Hazard</strong> <strong>Mitigation</strong> Plan Flood <strong>Hazard</strong> RatingsDuring the 2007 SHMP review <strong>of</strong> 436 FEMA‐approved LHMPs, the most significant hazardsreported were earthquakes, floods, and wildfires—the three primary hazards identified on astatewide basis by the SHMP. Including these three, LHMPs identified a total <strong>of</strong> 57 distinct localhazards.Map 5.X summarizes relative ratings <strong>of</strong> flood hazards in the 2007 review <strong>of</strong> LHMPs. 61 Displayedare predominant hazard ratings shown as high (brown), medium (orange), and low (yellow)rankings reflecting ratings given by at least 51% <strong>of</strong> the jurisdictions with LHMPs within eachcounty. Counties shown in gray represent either jurisdictions not having FEMA‐approved LHMPsat that time or counties where data was missing or problematic.An updated source regarding local perceptions <strong>of</strong> vulnerability to flood threats is found in thecollection <strong>of</strong> additional 305 FEMA‐approved Local <strong>Hazard</strong> <strong>Mitigation</strong> Plans (LHMPs) prepared61Source: 2007 SHMP <strong>Chapter</strong> 6Public Comment Draft – July 2010 195

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