SKILLS MAINTENANCE REVIEW DEFINES FOUR ... - PlaceMakers

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The cost of demolition, professional feesand the particular terms of your policy(such as whether it includes or excludesGST) also need to be considered.The ‘sum insured’ that homeowners selectwill be the maximum that insurers willpay if the home needs to be replaced.If the home is insured for more than itcosts to replace it, the insurer is onlyobliged to pay the cost to rebuild thehome as it was.Check the terms of yourliability insurance tosee what’s covered andwhat’s not!What does this mean forbuilders?This is the tricky bit; customers, friends,family or neighbours may ask youto tell them, or help them work out,a replacement cost. Be very careful!If the sum insured you suggest is notenough, and there’s a total loss (forexample a fire), then you could beheld liable for the difference.We have already started fieldingenquiries from builders asking whetherthey can get insurance for givinginsurance replacement cost valuations.The short answer is no. If you start doingthis, you do so at your own risk! Wehighly recommend that you check theterms of your liability insurance to seewhat’s covered and what’s not inregard to professional advice.The cost of demolition needs to be taken into account when providing a sum insured valuationAbout Builtin New ZealandBuiltin New Zealand is a specialist in construction liability insurance, with policiestailored to meet the needs of builders & tradespeople. For more information visitwww.builtin.co.nz/Insurance, email Ben Rickard at ben@builtin.co.nz or callhim on (07) 579 6259 or 0275 212 014.Tick the correct answers below and record what you’ve learnt! Evidence of actual learning rather than just ‘participation’ is becominga key requirement of the LBP renewal process.13) a b c14) a b c15) a b cHow are New Zealand insurance companieschanging the way they insure homes?a) From rate per square metre to replacementsum insured.b) They’ll pay out on their customers’ best‘guesstimates’.c) They will no longer insure residentialbuildings.What does the new replacement suminsured need to cover?a) The cost of rebuilding the home.b) The total cost of replacing the home,including demolition, professional fees etc.c) The cost of additions and upgrades suchas a man cave, spa and pool.As a builder, what happens if yourreplacement sum insured valuation fallsshort of the actual cost?a) You could be held liable for the difference.b) The insurance company will cover thefull cost.c) Your liability insurance will cover it.NB: The questions and answers in this section have been produced by the publisher and do not necessarily reflect views or opinions of the contributing organisation.21
SAFETYMBiE Health & SafetyCaution with concretePumping concrete is oftenrequired in residential buildsand, while builders don’t usuallycarry out the work themselves,ensuring the site remains safeduring the process is everyone’sresponsibilitypumping is an efficient methodof moving and placing concrete,used in the manufacture ofpre-cast and tilt-up panels, concreteformwork, slab construction, concretepaving and concrete spraying – and,like any process during a build, safetyshoud be front of mind.Everyone onsite has a responsibility toensure safety measures are followed,while employers have obligations underthe Health and Safety in EmploymentAct 1992 (the Act) to prevent harm toemployees, contractors and others.This article provides practical guidanceabout the health and safety issuesof concrete pumping, with guidancefor principals, employers, contractorsand pump operators (employees orcontractors) on how to meet theirobligations to provide the safestworking environment possible.1) Manual handling hazardsAn employer has a duty to identify andcontrol hazards, including hazardousmanual handling tasks. These tasksmust be assessed and, if the potentialfor serious injury is determined, controlmeasures should be put in place to reducethe likelihood that harm will occur.2) Cement hazardsOverseas research shows that 5%-10%of construction workers may be sensitised,or allergic, to cement. Exposing the skinto cement can cause both irritant andallergic dermatitis.Irritant dermatitis occurs because theabrasive and drying nature of cementHazardAccess pointsDuring set-up, pump workers manuallyhandle items such as timber pads, reducers,pipes and hoses. When handling theseitems, the terrain or the access to the workarea may increase the risk of injury.Using toolsThe use of hammers on clamps and theflapper box lever, if carried out in areas ofrestricted access, are tasks that may createan increased risk of injury due to workingin cramped positions.Hose handlingThe incorrect positioning of the pump,ineffective boom placement, wind forces oroscillation due to pumping may cause thehose-hand to forcibly restrain the hose inthe required position, risking strain injuries.Pipe workThe laying out of pipes is a task that requirescarrying bulky objects. The risk of injurypresented by this task can be increasedby walking long distances and the need tomanoeuvre pipes around obstacles.ObstaclesBending one’s back to move beneath objects,and stepping over obstructions whilstcarrying pipes increases the risk of injury.Loading/unloadingThe location and design of the storagepoints on the truck for things like pipes,hoses, reducers and outrigger pads havea bearing on the operators’ postures andthe distance these items must be carried.Clearing blockagesClearing blockages in pipelines can bea highly hazardous task, as their removalmay release built-up air pressure. This mayalso be the case during clean-up or whenremoving and inverting the hose reducerto empty out concrete.on the skin causes it to become dry,itchy, red and scaly. Allergic dermatitisis caused by a person becoming allergicto a chemical component in the cement,ControlsWhere practicable, establish walkways aroundthe site and keep it clear of obstacles anddebris. Provide non-slip ramps where workersare required to walk up inclines.Ensure that impact tools are kept in goodcondition; wear appropriate protectiveequipment, such as eye protection. Wherepracticable, ensure there is plenty of spaceto move.Plan the work before the pour commences,to ensure that the hose-hand can work in theoptimal area.Where practicable, use mechanical equipmentto lift and move bulky objects. Position bulkstores of equipment as close as practicable tolabour sites to minimise carrying.Where practicable, establish walkways that arekept clear of debris. Use mechanical equipmentto lift pipes over objects or up to higher floors.Position the truck as close as practicable to theconcrete pour site. Do not use hoses longer thanspecified by the concrete pump manufacturer.The end of the hose should not be enclosedby metal. Ensure that other personnel are keptclear of the pour area. The end-hose shouldnot be longer than what the concrete pumpmanufacturer recommends.Operators should be trained in how to recognisepotential air blockages in the hose. Eg: when firststarting, re-starting after moving, when the hopperis empty, if the concrete is too stiff and when thepump is reversed sometimes it may not be possibleto predict when an air blockage has occurred.usually chromium salts. This usuallyoccurs upon skin exposure to wet cement.Repeated exposure to cement can leadto allergic contact dermatitis.22www.mbie.govt.nz
Page 1: Issue 25get your NOVEMBER 2013 skil
Page 4 and 5: TRAININGskills maintenanceIndustry
Page 6 and 7: FEEDBackBuilders’ BusinessQ:How d
Page 8: REGULATIONMBiE Building & HousingWe
Page 11 and 12: Key points for installationTimber w
Page 13 and 14: NEWSINDUSTRY focusGetting on with b
Page 15 and 16: NEWSINDUSTRY focusNew home trend fl
Page 17 and 18: legalsimpson griersonKey things to
Page 19 and 20: SAFETYsite SAFEAre you prepared for
Page 21: insurancebuiltInSum insured, some r

SKILLS MAINTENANCE REVIEW DEFINES FOUR ... - PlaceMakers

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