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E-brochure - Online Guide

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Plan features<br />

These medical plans include:<br />

1. Company HSA contribution. You will receive a one-time HSA contribution from Tribune Media when you enroll in the<br />

$1,850 Deductible Plan, $2,850 Deductible Plan or $6,550 Deductible Plan; $500 for individual coverage and $1,000<br />

for Employee + One or Family coverage. Money in your HSA can be carried forward from year to year and is always yours<br />

to keep even if you leave Tribune Media or retire.<br />

2. Free in-network preventive care. Services like annual physicals and well woman exams, immunizations, and routine cancer<br />

screenings are fully covered at 100%. That means you pay nothing for these services.<br />

3. Annual deductible. You pay for initial medical and prescription drug costs out of pocket until you meet your annual<br />

deductible. For the $1,850 Deductible Plan, $2,850 Deductible Plan and $6,550 Deductible Plan, Tribune Media’s<br />

contribution to your HSA, as well as your own before-tax HSA contributions, will help you pay for your out-of-pocket costs.<br />

4. Coinsurance. Once the deductible is met, you and the plan share any further health expenses until you meet your out-ofpocket<br />

maximum. This is known as coinsurance.<br />

5. Out-of-pocket maximum. The plan protects you by limiting the total amount you’ll pay each year for medical care. Once you meet<br />

your out-of-pocket maximum, the plan pays 100% of your eligible expenses for the rest of the plan year.<br />

PREVENTIVE CARE<br />

Take Advantage of Free Preventive Care<br />

One of the best ways to prevent illness is to take care of yourself. Regular check-ups, immunizations and screenings are<br />

important. To help support your health, eligible in-network preventive care services are covered at 100% without deductibles<br />

or copayments under all Tribune Media medical plans.<br />

Examples of preventive care include, but are not limited to:<br />

• Routine physicals (including X-ray and labs)<br />

• Certain immunizations for adults and children<br />

• Well child care<br />

• Well woman exams (includes gynecological exam and pap test)<br />

• Mammography screenings<br />

• Prostate cancer screening<br />

• Colorectal cancer screening (Hemoccult test)<br />

• Prostate Specific Antigen test for covered males ages 50 and older<br />

• CT colonoscopy for covered participants age 50 and older<br />

• Routine hearing test once per calendar year<br />

• Diabetes (type 2) screening for adults with high blood pressure<br />

5

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