NICHE style Fall 2016
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SUCCESS = JOY<br />
<strong>NICHE</strong> magazine<br />
BY: JULIA CHUNG | JYC FINANCIAL<br />
Can we all agree on the above formula?<br />
After spending a lot of time in the guts of personal<br />
finance with hundreds of women from all walks<br />
of life, I’ve found that everyone everywhere wants<br />
those same two things, when you boil it right down.<br />
IT’S HOW WE DEFINE THOSE TWO WORDS<br />
JOY + FREEDOM THAT DIFFERENTIATES US.<br />
There isn’t a finance professional out there - no<br />
matter how fancy their title or designations - who<br />
can provide you with those definitions. (If they try,<br />
run - run fast.) Very few of them will even be asking<br />
you how you define joy and freedom, but almost<br />
all of them will be asking you about your goals.<br />
Everyone, from financial advisors, to coaches, to<br />
your boss, your family, and your friends, will tell<br />
you to set goals. Goals, goals, goals. Dutifully,<br />
you go ahead and set them. You set goals to move<br />
further in your career, to buy some real estate, and<br />
maybe even to retire. For some reason though,<br />
these goals just aren’t getting your juices flowing.<br />
WHY NOT?<br />
For a goal to be worthwhile, exciting, and<br />
something you can really commit to, it has<br />
to be linked to your definitions of joy and<br />
freedom - people sometimes call them “values”.<br />
It might bring you joy to lift someone up<br />
from homelessness. It might bring you joy<br />
to have a pair of really wicked Louboutins in<br />
your closet. Both might bring you joy - we<br />
don’t have to make all of our values altruistic.<br />
It may be freeing to own your own home - or it<br />
may mean lack of freedom, depending on who you<br />
are. Freedom might come as a month in Portugal,<br />
or one “you” day a week to spend with your kids,<br />
or even to spend alone. For many people, freedom<br />
looks a whole lot like not working for a living.<br />
THINK ABOUT IT<br />
Your money is a tool for you to create the life you want.<br />
Get to know you. What do you want from life? What<br />
will make you feel joyful and free?<br />
Got those “joy” and “freedom” pieces? Great. Put them<br />
on a card in your wallet. Every time you go to make a<br />
purchase, ask yourself: Does this bring me one more<br />
step towards freedom? Does this bring me joy?<br />
Long-lasting joy comes from memories, not consumer<br />
goods. How long do you want the joy to last?<br />
88<br />
FALL FASHION ISSUE <strong>2016</strong>
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