NICHE style Fall 2016

+ FREEDOM
Once you have a clear understand of what actions
and experiences bring you the joy and the freedom
that you’ve defined, decision-making comes easy.
Now you can ask yourself:
• Does that latte bring me joy?
• Does that trip to Italy bring me freedom?
• Does investing a chunk of every pay cheque
bring me closer to both joy and freedom?
freedom accounts and picture boarding a plane to
Chile, buying your own home, investing in your own
business, or walking away from your desk… forever.
A finance professional can definitely help you put
those funds to work and help you grow them in
the right direction, but the why, the reason you’re
putting those funds away, and the inspiration
for what those funds will do, comes from you.
With joy and freedom as your guides, there’s no
pressure to be cruel with yourself. You know what
you really want. You know how much it means to
you. Money isn’t a pain, an unknown that’s out there,
doing things you don’t understand. It’s right here,
working towards all the things you’ve ever wanted.
At the same time, organizing your cash flow becomes
easier. You can allocate funds towards necessity,
joy, and freedom, and you’ll feel good about it
every time you do. You’ll see the money in your
joy account and know that it’s going to buy you
that pedicure, dress, or that wild night out you’ve
been thinking about. You’ll see the money in your
JULIA CHUNG - CFP®, CLU, FEA
Julia loves music, seafood, and rational decisionmaking.
She heads up JYC Financial (JYCfinancial.com),
a product-free financial planning firm, and builds new
enterprises for pleasure (and profit!).
FOR MORE INFORMATION, VISIT LITTLECAYMAN.COM
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