December 2017

An investment that’s
simply divine
For people. For planet. For profit.
“Oikocredit is a genuine social investor whose patient
investment in Divine Chocolate has enabled us to build a
global company, delivering real benefits to cocoa farmers.”
Sophi Tranchell, Divine Chocolate Ltd, CEO
International social impact investor, Oikocredit, holds an equity
stake in social enterprise, Divine Chocolate – a 100% Fairtrade
chocolate company. Divine Chocolate’s largest shareholder is
Kuapa Kokoo, a Ghanaian cocoa-producing co-operative that
secures fair prices and practical support for their farmer members.
This has enabled smallholder farmer, Ama Kade, to educate her
children and earn extra income for her family and community.
Established in 1975, Oikocredit invests over €1 billion per annum
in more than 800 social enterprise partners (like Divine Chocolate)
across Africa, Asia, Latin America and Central & Eastern Europe.
We prioritise inclusive finance, smallholder agriculture and
affordable, renewable energy sectors to reach the most financiallydisempowered
communities in the world so that they can build
and sustain their livelihoods.
Oikocredit’s activities, and related social impact monitoring,
also connect with many of the United Nations’ 17 sustainable
development goals (SDGs) to reach by 2030.
The investment opportunity for individuals and organisations in
the UK is via depository receipts in the Oikocredit International
Share Foundation (OISF), which have historically delivered a
gross return of between 1%-2% each year, every year*. There
is no fixed notice period for redemption, no annual management
charge, and investors have always had their capital repaid.
Investments can be made in either EUROS or GBP Sterling.
The minimum investment is €200 (or £150); there is no maximum.
Conditions apply and your investment is at risk. It is not covered
by a financial compensation scheme and is potentially illiquid.
Past performance is not a guide to future performance and
repayment of your investment is not guaranteed. Oikocredit has
the right to postpone redemptions for up to five years. If you are
in doubt about the suitability of this investment, please contact a
financial expert. *Taken from Annual Reports & Accounts.
Find out more and download our prospectus
oikocredit.org.uk | 0208 785 5526
This advertisement was produced by the Oikocredit International Share Foundation (OISF) and has been approved by Wrigleys Solicitors
LLP who are authorised and regulated by the FCA (Financial Conduct Authority). The OISF prospectus is approved by the AFM (Autoriteit
Financiele Markten), the regulatory authority for financial services in the Netherlands. The AFM has notified the FCA of the prospectus.
Ama Kade, cocoa farmer, Ghana. Photography: Divine Chocolate.