The Consequences of Insufficient Household Income

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Transportation. Most jobs require commuting by car, yet public transportation is far cheaper. The reliability and safety of cars, roads, and the public transportation infrastructure matter to ALICE families; delays or breakdowns add to overall expenses, decrease productivity, and increase exposure to risk. Health care. Good health is a fundamental underpinning to all activities. The research is clear that access to health insurance improves health outcomes, and coverage rates are at an all-time high in the U.S. with the ACA and the expansion of Medicaid. But there are still millions without insurance and even more who are underinsured – who can’t afford their deductibles or find doctors who accept their insurance. There is also an ongoing doctor shortage, particularly in primary care and in rural areas. Taxes. As a mechanism to increase equality, state tax policies vary across the country. But in all states, low-income households on average still pay a higher rate of taxes than households in the highest income quintile. Earned income and child tax credits provide important relief to working families, though primarily those with children under the age of 18. Because conditions vary across counties and states, the solutions to the challenges that ALICE and poverty-level families face will vary as well. Stakeholders – family, friends, nonprofits, businesses, and the government – will need to work together with innovation and vision, and be willing to change the structure of the local and national economy and even the fabric of their communities. Ultimately, if ALICE households are able to become financially stable, state economies across the country will be stronger and communities more vibrant – improving life not just for ALICE, but for everyone. The strategies and the interconnected consequences detailed in this report can be a jumping-off point to create new and better ideas that can help working families move toward this goal. 84 UNITED WAY ALICE REPORT – THE CONSEQUENCES OF INSUFFICIENT HOUSEHOLD INCOME
UNITED WAY ALICE REPORT – THE CONSEQUENCES OF INSUFFICIENT HOUSEHOLD INCOME 85
Page 1 and 2:
ALICE: THE CONSEQUENCES OF INSUFFIC
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THE ALICE RESEARCH TEAM The United
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ALICE: BRINGING HARDSHIP INTO FOCUS
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TABLE OF CONTENTS INTRODUCTION ....
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...AND FOR ALL FAMILIES IMPACT ON T
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• The ALICE Threshold - a bare-mi
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The purpose of this report is to pr
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Figure 3. Monthly Housing Costs and
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In 2014, the U.S. states with the h
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No mother ever envisions finding he
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Long-term effects on health and wel
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friends grew to 7.7 million people
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twice as much as redevelopment of i
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UNITED WAY ALICE REPORT - THE CONSE
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Figure 5. Monthly Child Care Costs
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and accredited child care center fo
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Having a child with special needs h
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The slow progress in national enrol
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Loss of education advancement: Near
Page 39 and 40: Strategy 8: Drop out of High School
Page 41 and 42: time students and 76 percent of par
Page 43 and 44: • Closing the education achieveme
Page 45 and 46: UNITED WAY ALICE REPORT - THE CONSE
Page 47 and 48: Figure 7. Monthly Food Costs and Pe
Page 49 and 50: • For children, lack of sufficien
Page 51 and 52: Stigma: For many families, using pu
Page 53 and 54: FUTURE TRENDS: FEEDING ALICE More y
Page 57 and 58: $26,960 annually (if full time, yea
Page 59 and 60: Difficulty accessing health care: U
Page 61 and 62: Despite working full time (and havi
Page 63 and 64: Additional costs of longer commutes
Page 67 and 68: • Health and financial stability
Page 69 and 70: of seniors living in poverty have h
Page 71 and 72: educational consequences of untreat
Page 73 and 74: survey said cost was the primary re
Page 75 and 76: had to use their own money or modif
Page 77 and 78: others, such as caregivers of elder
Page 79 and 80: the minimum income required to rece
Page 83 and 84: In the states with the most regress
Page 85 and 86: children under the age of 18 make u
Page 89: • Assistance. Public and nonprofi
Page 93 and 94: Aron, L., Honberg, R., & Duckworth,
Page 95 and 96: Carnevale, A., Rose, S., & Cheah, B
Page 97 and 98: Cunningham, A., & Kienzl, G. (2011)
Page 99 and 100: Glover, R., Miller, J., & Sadowski,
Page 101 and 102: Johnson, R. (2015). Housing Costs a
Page 103 and 104: Mayer, C., & Pence, K. (2008). Subp
Page 105 and 106: Perez, G. (2016). Latino State of E
Page 107 and 108: Stetser, M., & Stillwell, R. (2014,
Page 109 and 110: United Way ALICE Project. (2016). 2
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The Consequences of Insufficient Household Income

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