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BOB_2017_SMALL

APPENDIX 1 | FINANCIAL

APPENDIX 1 | FINANCIAL HIGHLIGHTS Shareholders` Fund Total Assets Kshs. Billions 20 18 16 14 12 10 8 6 7.57 9.87 11.27 14.22 17.90 Kshs. Billions 120.00 100.00 80.00 60.00 40.00 52.02 61.94 68.18 82.91 96.13 4 2 20.00 - 2013 2014 2015 2016 2017 - 2013 2014 2015 2016 2017 Kshs. in Billions 80.00 70.00 60.00 50.00 40.00 30.00 20.00 10.00 - Business Volume 73.00 64.87 52.93 48.68 41.88 43.94 38.09 29.00 32.26 24.07 2013 2014 2015 2016 2017 Deposits Advances Kshs. in Billions 1 1 0 0 0 0 - Business Per Employee 0.56 0.53 0.46 0.48 0.40 2013 2014 2015 2016 2017 Kshs. Billions 5 4 3 2 1 2.58 2.04 Profit Growth 3.09 2.78 2.22 2.03 4.31 4.31 3.92 2.95 Kshs 400 350 300 250 200 150 100 152.95 Book Value Per Share 227.80 199.40 287.45 361.72 0 2013 2014 2015 2016 2017 Net Profit Operating Profit 50 - 2013 2014 2015 2016 2017 60 1 of 1 2017.12.31 -Financial Highlights

APPENDIX 2 | OTHER DISCLOSURES ANNUAL REPORT AND FINANCIAL STATMENTS 2017 2017 2016 Shs. '000' Shs. '000' 1.0 non-Performing loanS and advanceS (a) Gross Non-performing loans and advances 2,665,782 3,392,267 (b) Less: Interest in Suspense 190,760 314,334 (c)total non-Performing loans and advances (a-b) 2,475,022 3,077,933 (d) Less: Loan Loss Provision 1,545,445 1,374,264 (e) net non-Performing loans and advances(c-d) 929,577 1,703,669 (f) Discounted Value of Securities 929,577 1,703,669 (g) net nPls exposure (e-f) - - 2.0 inSider loanS and advanceS (a) Directors, Shareholders and Associates 24,002 - (b) Employees 396,127 293,702 (c)total insider loans and advances and other facilities 420,129 293,702 3.0 off-balance Sheet itemS (a)Letters of credit,guarantees, acceptances 5,167,269 5,435,264 (b) Forwards, swaps and options 418,563 713,504 (c)Other contingent liabilities 1,073,616 1,007,943 (d)total contingent liabilities 6,659,448 7,156,711 4.0 caPital Strength (a)Core capital 16,202,834 13,505,724 (b) Minimum Statutory Capital 1,000,000 1,000,000 (c)Excess/(Dificiency)(a-b) 15,202,834 12,505,724 (d) Supplementary Capital 706,320 486,363 (e) total capital (a+d) 16,909,154 13,992,087 (f)Total risk weighted assets 52,364,642 45,823,328 (g) core capital/total deposits liabilities 22.2% 20.8% (h) Minimum statutory Ratio 8.0% 8.0% (I) Excess/(Deficiency) (g-h) 14.2% 12.8% (j) core capital / total risk weighted assets 30.9% 29.5% (k) Minimum Statutory Ratio 10.5% 10.5% (l) Excess (Deficiency) (j-k) 20.4% 19.0% (m) total capital/total risk weighted assets 32.3% 30.5% (n) Minimum statutory Ratio 14.5% 14.5% (o) Excess/(Deficiency) (m-n) 17.8% 16.0% 14 liQuidity 14.1 (a) liquidity ratio 65.6% 65.2% 14.2 (b) Minimum Statutory Ratio 20.0% 20.0% 14.3 (c) Excess (Deficiency) (a-b) 45.6% 45.2% 61