MBR_ISSUE 40_Lowres

More documents

Recommendations

Info

Malta Business Review GRADUATION CEREMONY “I encourage you to go out into the world, by committing yourselves to promote human dignity, as a cornerstone of your lives.” Closing speech delivered by President of Malta Marie-Louise Coleiro Preca during the Domain Group graduation ceremony "It is my pleasure to contribute to this celebration, with some brief closing remarks, after you were presented with your hardearned qualifications. Let me also take this opportunity to commend the faculty, at Domain Group, for their great efforts, to provide quality educational services to a growing number of students. Dear students, this is a most joyful day for you and your families, and I must congratulate you all. Now that you have finished your studies, you have a lot of responsibility on your shoulders. Graduation day is a moment in your lives that marks the end of one chapter in your journey. You must also consider graduation day, as the beginning of a new and exciting chapter, in your lives. You are at a moment when the experiences, skills, and qualities which you have developed over the past years can be put to effective use, to endeavour and achieve future and further opportunities. I hope that you shall not only think and plan your individual successes, but also use this time of transformation to think about the people and communities around you, especially those groups who are living in situations of social exclusion, vulnerability, and precarity. I would like, at this time, to pose a question, for you to reflect upon: How can you utilise this gift of learning, and through your achievements, bring about a positive transformation in other people’s lives? I would like to pose another question to you for further thought: How can you engage within your respective communities, to impact society to develop a culture of positive peace and holistic wellbeing of all? The single most important choice that any of us can make, both as individuals and as a society, is to pursue opportunities for the development of an inclusive society, whereby everyone is included as one community. Let me therefore urge you to be courageous, and to be activists for equality and social justice, within your homes, your future professions, careers, and among your friends. When you make the choice to be active ethical champions for the wellbeing of others, you shall feel empowered to confront the prejudices and discriminatory attitudes that often keep people isolated from one another. Prejudice and discriminatory attitudes, and inequalities, create social tensions, which hold back progress and prosperity. By being ethical professionals, by championing equality and social justice, you will be making a practical contribution towards the greater good of our society, and also putting into practice the democratic ideals which underpin our commitment to universal human rights and fundamental freedoms. On concluding, let me encourage you, as you go out into the world as new graduates, to always remember that the pursuit of truth is the key to all knowledge. And this key to knowledge is accessed, in the most powerful way, when we make the choice to act, as ethical champions for equality and social justice. I encourage you to go out into the world, by committing yourselves to promote human dignity, as a cornerstone of your lives. Let this be the moment where you make a choice to be a force for inclusion within your communities, for the benefit of our society as a whole. This should be the transformation that all of us we must work to achieve, in whatever ways, if we want to ensure that we will live in peace, and achieve prosperity. This is the commitment we must make, throughout our lives, in the pursuit of positive peace, of meaningful justice, inclusive prosperity, and of holistic wellbeing. Finally, I would like to reiterate my heartfelt congratulations, on your achievements during this graduation day, and augur you all my very best wishes for the future." <strong>MBR</strong> Courtesy/Photos - OPR 48
BANKING Malta Business Review APIs in Banking: Four Approaches to Unlocking Business Value By Patricia Hines KEY RESEARCH QUESTIONS • How have APIs evolved into building blocks for the bank of the future? • How are banks driving business value with different API approaches? • How should banks begin their API journey? ABSTRACT Banks must think beyond regulatory minimums when considering Open Banking APIs. Read more about how forward-looking banks are unlocking business value with APIs for application integration, banking as a platform, innovation, and client connectivity. With regulatory initiatives well underway in the Euro Zone and the UK, it is clear that open banking APIs are inevitable. APIs are critical technology enablers for several use cases in banking including application integration, banking as a platform, innovation, and client connectivity. Web services, microservices, and APIs enable legacy modernization by wrapping legacy systems with a decoupled integration layer, bridging traditional batch-based processes to real-time, digital cloud, mobile, and social applications. APIs enable the modular application stack underlying Banking as a Platform and provide neobanks with stateof-the-art digital banking capabilities. As open banking grows, driven by regulatory imperatives, shifting customer demands, and the threat of fintech firms, APIs connect banks and third party firms entering into collaborative partnerships for innovation. To access banking services, most customers manually log in to a web-based or mobile platform, pulling balance and transaction data on demand. APIs are emerging as a new connectivity channel, streamlining and securing on-demand, programmatic access to financial data for accounting packages, treasury management systems, and ERP platforms. We offer updated case studies from CBW Bank, Fidor Bank, JB Financial Group, Citi, and YES BANK detailing their API journey, including technology architecture, monetization approach, and latest results. For banks seeking to begin their API journey, we recommend a series of guideposts that they can follow to unlock business value with APIs. <strong>MBR</strong> Credit Patricia Hines www.maltabusinessreview.net 49
Page 1 and 2: COVER STORY A CLEAR SENSE OF PURPOS
Page 3 and 4: Together we thrive
Page 5 and 6: MALTA BUSINESS REVIEW PUBLISHER MBR
Page 7 and 8: COVER STORY Malta Business Review p
Page 9 and 10: Your Corporate Travel Partner all o
Page 11 and 12: Real Estate Developer Suite Loans t
Page 13 and 14: CORPORATE FOCUS Malta Business Revi
Page 16 and 17: Malta Business Review EDUCATION Con
Page 18 and 19: Malta Business Review SEX FILES Let
Page 20 and 21: Malta Business Review ICT Why the d
Page 22: Malta Business Review BEST OF CATEG
Page 25 and 26: GREEN PRODUCTS FOR STRUCTURAL STREN
Page 27 and 28: The fusion of two leading IT compan
Page 29 and 30: GAMING Malta Business Review BETSOF
Page 31 and 32: ASK THE COACH Malta Business Review
Page 33 and 34: GAMING Malta Business Review Maltco
Page 35 and 36: POLITICO BRUSSELS PLAYBOOK Malta Bu
Page 37 and 38: FINANCE Malta Business Review Durin
Page 39 and 40: TALKING POINT Malta Business Review
Page 41 and 42: EDUCATION Malta Business Review “
Page 43 and 44: GOZO Malta Business Review Gozo win
Page 45 and 46: TECHNOLOGY Malta Business Review Mi
Page 47: B2B EXPO Malta Business Review Mini
Page 51 and 52: EU: TAX EVASION Malta Business Revi
Page 53 and 54: YACHTING CONFERENCE Malta Business
Page 55 and 56: BUILDING & CONSTRUCTION Malta Busin
Page 57 and 58: “I am truly proud of ALIVE Charit
Page 59: “The Premier Clothing Manufacture

MBR_ISSUE 40_Lowres

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?