Grey Power June 2018

A lifestyle quarterly and official publication of Grey Power 

www.greypower.co.nz 

ISSUE 34 : JUNE 2018 

EXPLORE 

NEW ZEALAND 

What’s on your winter bucket list? 

PAGE 30 

AGM Report 

PAGE 8 

Love the Freedom 

Find out why 4,700 residents in 22 villages 

love the Summerset Life. 

Call 0800 786 637 for 

a free information pack 

or visit summerset.co.nz 

SUM1053 

SUM1053 National Grey Power March Press_80x254 v4.indd 2 

6/03/18 4:20 PM

2 

NZ GREYPOWER MAGAZINE » JUNE 2018 

It’s got to be 

good enough for mum 

Back in 1983, Kevin Hickman 

was a former policeman 

turned private detective. 

He was asked to investigate a 

resthome fi re in Christchurch, and 

Kevin did not like what he saw. 

“The fi re was in an old villa and 

there were four people to a room all 

with shared toilets,’’ Kevin recalls. 

“To me it was crazy, the standards 

were so poor. But that’s how 

resthomes were in those days.’’ 

Kevin would never dream of 

putting his mother into a place like 

that if she needed to go into care. 

“I thought, what would I want 

for mum?” 

“I’d want a single room, with an 

attached ensuite. Not a shared 

ensuite, because that creates 

enormous problems.’’ 

Furthermore, care had to be better 

than anywhere else. 

And so, Ryman’s philosophy that 

care has to be “good enough for 

mum” was born. 

John Ryder was Kevin’s business 

partner. John was an accountant, 

and together they made a 

dynamic pair. 

Ryman – a combination of Ryder 

and Hickman – Healthcare was 

registered and they bought their fi rst 

property to convert into a resthome 

in 1984. 

More than 30 years later, Ryman 

Healthcare has grown to become 

the largest retirement village 

operator in New Zealand, and a 

trusted operator in Victoria. 

The retirement living options 

Ryman provides range from 

independent living apartments and 

townhouses through to serviced 

apartments, as well as resthome, 

hospital and dementia-level care. 

Ryman villages include resort-style 

facilities such as indoor swimming 

pools, movie theatres, cafés, bowling 

greens and hair and beauty salons. 

Our systems are constantly 

refi ned. This ensures we are 

providing the best care for residents 

“I thought, what would 

I want for mum?” 

who are looked after by well trained 

staff who share our values. 

The size of the villages and the 

facilities offered may have changed, 

but Ryman’s core philosophy 

remains the same. 

Care is at the heart of what we do. 

And it’s got to be good enough for 

mum. Or dad! 

For more information about the Ryman difference or for your free 

guide to living in a Ryman village phone Josie on 0800 000 290

NZ GREYPOWER MAGAZINE » JUNE 2018 3 

Editor’s word 

Since becoming involved with Grey Power magazine, 

I have gained a new-found respect for the senior 

demographic of New Zealand. What an active, involved, 

insightful and well educated group of people I’ve had the 

pleasure of dealing with. 

The NM Media team 

1) Deidre Morris 

Publisher 

2) Alan Neben 

Publisher 

3) Lisa Potter 

Editor 

4) Geoff Taylor 

Political editor 

1 2 

3 

In fact, it’s safe to say 

that I have been overwhelmed 

by the letters 

and emails received and 

stories shared - mostly 

from seniors determined 

to make their community 

a better place to live and 

ensure family and friends 

are well cared for. 

The recent Grey Power 

AGM also provides a 

strong sense of just how 

hard-working those involved 

in the organisation 

are. Grey Power is 

an advocacy organisation 

promoting the welfare 

and wellbeing of 

citizens in the 50 plus 

age group. 

It monitors what the 

government is doing and 

how that will affect its 

members – with a core 

group then meeting with 

influential people including 

politicians, to 

make Grey Power’s views 

known. 

In this issue, you can 

follow our reports from 

the recent AGM for an 

insight into some of the 

issues and topics of importance, 

as well as finding 

out more about some of 

the board members. 

Also check our Letters 

page (32) to find out what 

those in the community 

are passionate about. 

The Letters page is 

a great vehicle to share 

your thoughts on a wide 

range of topics, so please 

continue to drop us a line 

with your contribution 

(lisa@nmmedia.co.nz). 

With the cold bite of 

winter now well underway, 

it is more important 

than ever to be aware of 

your health and wellbeing 

- and that of the people 

around you. 

Hopefully you’ll find 

some helpful advice inside, 

as well as some inspiration 

for trying new things. 

Our main cover picture 

this month sums up winter 

beautifully - and ties 

in with our regular Bucket 

List column, where we follow 

the adventures of a recently 

retired couple, who 

have put together a list of 

places they hope to visit 

and experiences to enjoy. 

This month they discover 

the scenic beauty of 

New Zealand with a journey 

on the TransAlpine. 

Hopefully you enjoy the 

diverse range of content 

inside. 

For more information and 

to keep up to date with 

Grey Power, visit: 

www.greypower.co.nz 

And www.facebook.com/ 

greypowernz 

And to keep up-to-date with 

other NM Media publications, 

visit nmmedia.co.nz 

Words for thought … 

Never regret a day in your 

life. Good days give you 

happiness. Bad days give 

you experience. 

Immortality is to live your 

life doing good things, and 

leaving your mark behind. 

– Brandon Lee 

5) Debbie Jamieson 

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Studio manager 

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4 


PRESIDENT’S REPORT: 

What to expect 

The AGM is over for 2018 and a 

very successful and a worthwhile 

event it was too, after the ructions of 

previous years. 

FROM MAC WELCH 

National President Grey Power NZ 

Federation Inc. 

Congratulations 

must go to Tom 

O’Connor (immediate 

past president) for his 

capable chairmanship and 

conduct of the meeting. 

Congratulations also 

to the delegates attending 

for their happy demeanour, 

excellent contribution 

to the debate and 

smooth running of a good 

meeting. 

What can I bring to 

the position of national 

president? 

An in-depth knowledge 

of the organisation and its 

strengths and weaknesses. 

A good working relationship 

with current 

Board Members. 

I feel there is still room 

for improvement in the direction 

which Grey Power 

is currently moving. 

I intend to channel my 

energies to encourage the 

Board to make the following 

changes (keeping 

in mind that the president 

only has one vote on 

the Board and to make 

changes, he requires the 

agreement of a majority of 

Board members). 

1. An increased public 

profile of GP Federation 

nationally 

Media statements that appear 

to be controversial to 

encourage dialogue and 

attract input from members 

and the public alike. 

2. More input from 

associations and zones 

I feel that we often do not 

make proper use of the 

many skills, talents and 

knowledge that are available 

to us in Grey Power. 

Among the membership 

there are some highly 

intelligent people, who 

although not willing to 

take up full-time positions 

either on the Board or at 

association level, would 

however be willing to contribute 

their skills/expertise 

to one-off projects. 

These people need to 

be encouraged to contribute 

to their full potential 

and the Board needs to be 

made aware of their existence. 

3. Better communications 

between Federation, 

Associations and members 

Current methods are 

clearly ineffective as witnessed 

by Remits to Annual 

General Meetings 

asking the Board to introduce 

as new policies items 

that are already current 

policies. 

This would be an excellent 

topic for discussion at 

the next Annual General 

Meeting. 

Rather than publish 

National Advisory Groups 

and Standing Committee 

Reports in the bulletin, 

they should be published 

in the Grey Power 

Quarterly Magazine; this 

will ensure they reach all 

members. 

4. Changes need to be 

made to the AGM format 

The remit system we currently 

use is cumbersome 

and time consuming. 

While I would suggest 

that it is retained for Constitutional 

Remits, other 

remits or motions should 

be able to be put to the 

meeting, debated and then 

voted upon. 

Non-attending associations 

can give their proxy 

to other attending associations 

marked to vote “As 

proxy holder sees fit”. 

This ensures that no 

association is disenfranchised 

as has been the 

reason given for using the 

current system. 

This would enable the 

business of the Federation 

to be conducted far more 

efficiently and in a timely 

manner. 

We need to have more 

open forums at the AGM 

to discuss and decide what 

should be Grey Power core 

business and what battles 

we should be fighting. 

The current Board has 

tried to focus on what they 

considers to be core Grey 

Power business but in 

some cases this has been 

unclear, that is because no 

clear direction has been 

given by the Annual General 

Meeting to the Board. 

This needs to be rectified. 

5. Structure of the Board/ 

Modernisation Plan 

Mac Welch 

The modernisation plan 

was written for the most 

part from a corporate 

point-of-view. 

We have job descriptions 

setting out required 

skills and qualifications 

for Board representatives 

and zone directors; all 

very well when these positions 

are appointed by a 

panel or by the Board. 

They are however not 

appointed by anyone. 

They are voted on by the 

zones with very little reference 

to job descriptions or 

CVs. 

These persons are 

elected by the zones on 

the basis of whether or not 

they feel that they can best 

represent them at Board 

level, or occasionally because 

they are the only 

person prepared to commit 

to the task. 

The insistence we have 

under the Modernisation 

plan that every Board 

member must either chair 

a national advisory group 

or a standing committee 

often makes no allowance 

for whether or not that 

person has the required 

knowledge, expertise or 

interest. 

I feel we would be far 

better to seek persons 

from within the membership 

with the required 

skills to chair these National 

Advisory Groups or 

committees unless such a 

person is already on the 

board, obviously not as 

convenient as having the 

chair sitting at the Board 

table but I would suggest 

far more effective. 

In my view it is critical 

that the person elected to 

the position of national 

president has a solid background 

and experience at 

all levels within the Grey 

Power organisation. 

It is necessary that the 

individual has this experience 

to enable them to 

understand the structure 

of the organisation, the 

membership and the constitution. 

Areas we need to put 

more/continued effort 

into: 

1. Health 

Health is and will continue 

to be an area where 

we focus a great deal of our 

energies. Timely, effective 

and adequately funded 

health services are critical 

to our membership. 

In this day and age, 

living a life with constant 

pain while waiting months 

for a simple medical procedure 

is not acceptable. 

The cry we always hear 

when talking about more 

and better health services 

is “needs more money”, 

but I feel it’s time to look 

at the system. In many 

cases the people running 

the system needs a revamp 

(e.g. Waikato DHB). 

2. Health Insurance 

subsidies 

At the 2010 AGM a remit 

was passed that Grey Power 

would lobby the Government 

for some form of 

subsidy on Medical Health 

Insurance premiums, in 

recognition of the fact that 

people who have their own 

health insurance are effectively 

subsidising the public 

health system. 

We have achieved virtually 

nothing in this area 

since then and members 

continue to have to cancel 

their health insurance due 

to prohibitive costs in the 

latter years; often when 

they need it most. You can 

expect to see increased efforts 

in this area. 

3. ACC 

In my opinion, the senior 

citizens of New Zealand 

are not well served by 

ACC, along with the majority 

of New Zealanders. 

We gave up our right 

to sue, on the grounds of 

the implementation of 

a system that was going 

to remove the need for 

lengthy court battles with 

employers and insurers, 

for fair compensation for 

accidents not the fault of 

the victim. 

This system has been 

steadily eroded over time 

to where employees are 

now paying a large portion 

of the costs of ACC. 

Many providers are 

only part funded by ACC 

which means the client has 

to make up the balance. 

This is difficult, if not 

impossible, for someone 

trying to exist only on Superannuation. 

ACC continues to invest 

billions of dollars 

while continuing to shortchange 

and nit-pick New 

Zealand citizens. 

This situation needs to 

be rectified urgently. For 

this reason I will be recommending 

to the Board 

at its May meeting that 

ACC portfolio becomes a 

stand-alone N.A.G. and be 

given urgent priority. 

I trust the foregoing 

has given you some insight 

into my thoughts and 

views as to the direction 

that I wish to take Grey 

Power over the coming 12 

months. 

All the points raised are 

topics for discussion and I 

ask for full and frank input 

from the Board and 

associations.


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6 


Board profile: Roy Reid 

Roy Reid is widely acknowledged as an all round ‘top bloke’ 

who plays an integral role in the mechanics of Grey Power. 

From a strong rural background, the 81-year-old still 

demonstrates many of the traits that are often part of the 

makeup of New Zealand farmers; an absolute dedication 

to hard work, resilience, an ability to think outside the 

square and to problem solve. 

BY LISA POTTER 

This month we find 

out more about Roy 

Reid than his impressive 

list of roles within 

Grey Power (treasurer, 

chair Finance and Investment 

Committee, chair 

Age Care and Retirement 

Villages National Advisory 

Group, Member Executive 

Committee, Member of 

Commercial Agreements 

Committee, Member Legal, 

Regulations and Remits 

Committee, Member 

Staff Administration and 

Magazine Committee). 

With such an impressive 

list of involvement, it 

is obvious that Roy takes 

his roles within Grey Power 

seriously. As treasurer, 

he oversees the finances 

of the Federation Board, 

which involves preparing 

monthly financial reports, 

annual budgets and annual 

accounts. 

Roy became involved 

with Grey Power when he 

retired from work, continuing 

a lifetime of being 

part of his community and 

of organisations where he 

could play a supportive 

role. 

“During my life I have 

also been involved with 

organisations that I believed 

would support my 

family and community,” 

he says. “I was a member 

of the local school community, 

progressed to 

being a member of the 

Canterbury Education 

Board for nine years until 

“tomorrows schools” was 

introduced. From there I 

served a three-year term 

on the Westland District 

Council and left when we 

moved to Golden Bay.” 

Roy joined the Golden 

Bay Grey Power Association 

and from being a 

committee member. went 

on to be elected as Zone 

5 director, a position held 

until elected as vice president 

and then Federation 

president for three years. 

“I joined Grey Power 

with the belief that I could 

work in the interests of 

older people. I have found 

that trying to persuade 

politicians is sometimes 

rewarding but also frustrating, 

but it is essential 

for the voice of the elderly 

to be heard by all political 

parties.” 

Based in Takaka, 

Golden Bay, which Roy 

describes as ‘a small rural 

town which is a lifestyle 

that we prefer, having 

lived in the rural area for 

most of my life’. 

“Our town is friendly, 

and not too busy except for 

the holiday season, with 

plenty of walks, beaches 

and activities to keep happily 

occupied.” 

With his entire working 

life spent farming, after 

school Roy worked for 

Lincoln University as a research 

shepherd, followed 

by two years on a sheep 

and cropping farm, before 

moving to a beef and 

sheep high country farm. 

“For the next 30 years, 

I was a farm manager for 

Lands and Survey Dept / 

Landcorp doing land development 

and resettlement.” 

As well as his Grey 

Power involvement, Roy is 

also a member of the New 

Zealand InterRAI Governance 

Board (as a consumer 

representative) and 

is on a Ministry of Health 

committee doing a review 

of Aged Residential Care 

funding, which is a review 

of funding for rest homes. 

For relaxation and enjoyment 

he plays lawn 

bowls, and says that the 

greatest thing about retirement 

is ‘having time 

to do the things that you 

are interested in without 

having to be restrained by 

work commitments’. 

His strong sense of 

community possibly stems 

from what he reckons is 

the best advice he has 

even been given - ‘to be involved 

in your community 

and work towards helping 

make it a better place to 

live for all residents’.


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8 NZ GREYPOWER MAGAZINE » JUNE 2018 

GREY POWER AGM REPORT 

New president for Grey Power 

Former Grey Power Federation board 

member and vice-president, Mac 

Welch is the new president for the 

next two years. 

members from throughout 

the organisation. 

In what many delegates 

described as the 

friendliest and most 

enjoyable Annual General 

Meeting for many years, 

Mr Welch was elected 

from a field of three at the 

event held in Blenheim in 

late April. 

It was a close run contest 

with only 14 votes 

between Mr Welch and 

Lloyd Falk of Wellington. 

In his acceptance 

speech Mr Welch promised 

to maintain the move 

towards an inclusive and 

open federation with an 

emphasis on utilising 

the skills and abilities of 

He promised also to 

“lead from the front” 

taking on additional responsibilities 

to those he 

already holds as chair of 

the Commercial Opportunities 

National Advisory 

Group and a director of 

Grey Power Electricity. 

In his role as Commercial 

Opportunities NAGH 

chair he introduced the 

Grey Power Health Insurance 

Scheme in the 

2015/16 Year which is 

one of the most affordable 

schemes available to the 

over sixties age group. 

The scheme was expanded 

to include those 

over 70 the following year. 

Mr Welch has been a 

member of Grey Power 

since 2006, a member of 

the Coromandel committee 

since 2007 and president 

from 2009 to 2015. 

He is also a founding 

member of the federation’s 

most successful 

commercial enterprise, 

Grey Power Electricity, 

and was appointed as one 

of three Grey Power representatives 

on the Grey 

Power Electricity Management 

Committee from 

March 2013, a position he 

still holds. 

One of the systems 

Mr Welch wants the federation 

board to improve 

is the method by which 

association remits are 

decided. 

“I think we need to retain 

the current system for 

constitutional remits, but 

other remits or proposals 

should be simply voted 

on by the annual general 

meeting, with associations 

holding proxy votes 

for non-attending associations 

allowed to vote as 

they see fit.” 

Mr Welch said he also 

wanted the federation 

board to give serious consideration 

the modernisation 

plan which he said 

was written from a corporate 

perspective. 

“Currently we insist 

that every board member 

must either chair a 

National Advisory Group 

or a Standing committee, 

but that does not take 

into consideration the 

skills and abilities board 

members may or may not 

have.” 

He stressed however 

that, as president, he only 

had one vote the same 

Mac Welch 

as other board members 

and it would be a board 

decision. 

Among the remits 

passed at the meeting was 

a proposal by the host association, 

Marlborough, 

for a thorough review of 

the federation’s constitution 

and all empowering 

documents and Mr Welch 

said that would be a good 

start for the improvements 

he has in mind. 

Outgoing president given rare tribute 

Outgoing federation 

president Tom 

O’Connor was 

given a rare tribute after 

his farewell speech at the 

recent Grey Power Annual 

General Meeting formal 

dinner. 

The meeting had 

opened with a formal 

Maori powhiri by local 

Iwi and Marlborough District 

Mayor John Leggett 

, which Mr O’Connor replied 

to in Maori and English. 

As he stepped down 

from the podium the end 

of the conference, in a surprise 

move, Motueka delegate 

Monty Tawhai and 

New Plymouth delegate 

Chris Manukonga led the 

160 guests in singing He 

Puru Taitama e. The lively 

old Tainui waiata is often 

sung as a tribute to courage 

in the face of adversity. 

Mr O’Connor, who admitted 

to being “reasonably 

bilingual”, said afterwards 

that it had been 

a very moving and emotional 

moment and one he 

would always remember. 

“It was the last thing I expected.” 

In his farewell speech 

Mr O’Connor said the past 

two years had been an exhilarating 

challenge and 

an opportunity to meet 

and work with a huge 

number of outstanding 

people most people never 

Tom O’Connor 

get to meet. 

“We have come a long 

way in a very short time 

and that is a tribute to the 

board who have worked so 

hard and to hundreds of 

members who have taken 

up the challenge to put 

the negativity of the past 

behind us. We have a new 

Government and a new 

style of Government the 

likes of which this country 

has not seen in a very long 

time, not since the days 

when Michael Joseph Savage 

led the country out of 

the dark days of the Great 

Depression of the 1930s,” 

he said. 

Mr O’Connor said one 

of the most important 

developments for the federation 

in recent years 

was the move from being 

a reasonably successful 

activist lobby group to an 

even more successful negotiating 

lobby group. 

“We no longer march 

in the streets, wave flags 

and throw things as in 

days gone by. That was a 

lot of fun at the time but 

we did not achieve a great 

deal in real terms. 

“We now spend a lot of 

time discussing issues and 

options with all political 

parties as they develop 

their policies. That has 

been much more productive 

for us and our 

members.” 

Mr O’Connor also paid 

tribute to his wife Joy and 

to all the partners and 

spouses who work in the 

background often without 

recognition. 

“Joy is a full time teacher 

and has to come home 

and look after our little 

farm after a day's work at 

school when I am away on 

Grey Power business for 

many days on end. That is 

a huge contribution which 

we need to recognise. 

“I also need to recognise 

the contribution 

made by our office manager 

Violet McCowatt 

QSM. She is a foundation 

member of Grey Power 

and a life member and 

should rightly be known 

as the Mother of Grey 

Power. Without her and 

many like her we would 

not have achieved much 

at all.” 

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Life membership 

for highly respected 

advocate 

One of the highlights of 

the recent Grey Power 

Federation Annual General 

Meeting was the award of 

life membership to board 

secretary Jan Pentecost at 

the formal dinner. 

In presenting Jan with her certificate 

the federation’s special guest, Minster 

for Seniors Tracey Martin, said 

that Jan was one of the most respected 

advocates among the many who visit Parliament. 

“I have met once with a number of 

representatives from various groups in 

Jan Pentecost 

my short time as Minister for Seniors, but 

I have met Jan twice in that short time 

and she is a very impressive advocate for 

Grey Power. 

“She has done her homework and 

comes with well researched facts which 

she presents in a polite but firm manner,” 

she said. 

Minister Martin noted Jan had joined 

Grey Power North Canterbury in 2008, at 

the time a vacancy occurred for a secretary 

and had quickly established herself 

as a competent and professional secretary. 

Shortly afterwards she was persuaded 

to allow her name to go forward for the 

national position of secretary in 2010. 

“She was duly elected and has held that 

national position ever since, twice being 

elected unopposed. Jan has not only 

filled the secretary’s position, she has 

also shown she is a first class researcher, 

which she has used to Grey Power’s advantage.” 

Minister Martin said Jan had built a 

reputation externally as a trusted and sincere 

Grey Power advocate for the elderly, 

and is recognised by both politicians and 

Ministries in Wellington for the thorough 

work she does in Grey Power advocate 

presentations. 

Jan was also a valuable member of 

the modernisation committee set up in 

2011 to review Grey Power systems and 

processes, and we know the external 

moderator at the time, was appreciative 

of the background work she put into 

each meeting. 

In accepting the award Jan said she 

took it as recognition of the essential team 

work she felt was so important if the fed- 

Treasurer Roy Reid re-elected unopposed 

eration was to achieve good outcomes for 

members. 

Jan received a standing ovation. 

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Board member, president of 

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treasurer for the next two years. 

Mr Reid was federation president from 

2010 until 2014 and has since served as 

treasurer. 

Roy Reid 

Among his many responsibilities he 

is chair of the Finance and Investment 

National Advisory Group, chair of the 

Aged Care and Retirement Villages 

National Advisory Group, the Executive 

Committee and a director of Grey Power 

Electricity. He is also a life member of the 

federation. 

Mr Reid’s list of achievements and involvement 

include: 

Treasurer 

– Grey Power Federation NZ Inc 

Life Member 


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– Aged Care and Retirement Villages 

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10 


Be a savvy senior 

When it comes to technology, the pace of life 

continues rapidly changing. New versions of computers, 

smartphones and digital cameras are commonplace, 

and keeping up with changing technology and world of 

internet is a regular challenge. 

For many seniors, 

technology is an 

important means 

of keeping in touch with 

friends and family, so 

knowing how to make the 

most of technology is important 

- but can also be 

confusing. 

With more than 70 

locations around the 

country, SeniorNet has a 

team of volunteers helping 

older people participate 

in the technology 

age and has helped 

educate tens of thousands 

of seniors around 

technology. 

The simple concept 

that people learn best 

from others of about the 

same age rings true at SeniorNet. 

“We take time to make 

sure the people that come 

to us walk away with the 

confidence to use technology 

to their advantage,” 

says SeniorNet Foundation 

executive officer 

Grant Sidaway . 

“There are many thousands 

of people who have 

not made the step into the 

technology world. They 

often become isolated 

from mainstream society 

and frustrated with 

simple tasks such as was 

the case with completing 

the online census form. 

We helped thousands of 

people complete the form; 

many had never encountered 

the online world before.” 

SeniorNet strives to 

keep up to date as new 

things emerge, whether 

it be devices or the programs 

(software) that 

make them work. As a 

registered charity, costs 

are kept to a minimum. 

“One of the greatest 

benefits technology delivers 

to older people is 

to reduce social isolation 

through learning how to 

use networks like Facebook 

to stay in touch with 

family and friends. 

“Learning something 

new that is useful is a rewarding 

experience. 

“Not only does it help 

navigate the perils of daily 

life, but our minds remain 

active and importantly we 

stay in-tune with younger 

generations. 

Westpac Bank is a valued 

partner of SeniorNet. 

The nationwide partnership 

allows SeniorNet to 

run sessions on the use 

of banking technology, 

building confidence in using 

internet banking, and 

allowing greater control 

and security. 

“If you haven’t made 

the switch to internet 

banking yet then with the 

help of Westpac Bank we 

will show you how – the 

help we give is relevant to 

all New Zealand banks, so 

you don’t need to have an 

existing Westpac Bank account. 

“In many ways this is 

a great example of technology 

working for you – 

sitting at home banking 

rather than the cost and 

inconvenience of trudging 

into town.” 

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enjoy learning new skills 

with SeniorNet. 

Asthma app helps 

manage problem 

Managing asthma and having an action plan just got a 

technological helping hand, with the ‘‘My Asthma’ app, 

designed to help New Zealand families with asthma. 

The Asthma and Respiratory 

Foundation 

NZ launched an 

update to the ‘My Asthma’ 

app to help keep asthma 

management simple. Ideal 

for allowing families to 

share a management plan, 

it means that parents, 

grandparents and siblings 

have information on what 

to do for family members 

affected by asthma, at 

their fingertips on their 

phone or device. 

As winter looms, asthma 

triggers can be worse 

in some people due to 

colder weather and the 

potential to catch colds 

and flu. 

The launch of the phase 

three update of the ‘My 

Asthma’ app means that 

families can store more 

than one Asthma Action 

Plan per device. The Asthma 

Action Plan holds all 

the information to action 

when a person with asthma 

starts to feel unwell. 

“This is a vital resource 

for people with asthma all 

around the country and 

the app has more than 

1150 users,” says Letitia 

O’Dwyer, chief executive 

at the Asthma and Respiratory 

Foundation NZ. 

“The app provides simple 

asthma management 

information at the touch 

of a button, and it’s great 

that families will now be 

able to store this information 

for all members. 

We’re very thankful to 

the Lion Foundation who 

kindly provided the funding 

to enable this update.” 

‘My Asthma’ app is 

available free on Android 

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Feeling uncomfortable asking the kids, or 

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12 


How Kiwibank is reacting to national 

and international economic influences 

Dramatic changes in national and 

international political leadership 

and the ever increasing age of New 

Zealanders has posed a number of 

challenges, and opportunities, for the 

banking industry. 

The Grey Power Federation 

has a close 

contractual relationship 

with Kiwibank 

and Group Sales and 

Services manager Tracey 

Berry was invited to address 

the Annual General 

Meeting in April but was 

unable to attend. Instead 

federation treasurer Roy 

Reid read her address and 

the answers to a number of 

questions to the meeting. 

In essence she said that 

since she had spoken to the 

federation four years ago 

there had been a change 

in the political landscape 

across the world, with the 

appointment of Donald 

Trump ( President of the 

United States), Britain voting 

to leave the European 

Union, and our own change 

of government to a Labour 

and NZ First Coalition. 

While people and parties 

may have changed, our 

core challenges have not. 

New Zealand remains 

an ageing population as 

we are live longer and have 

fewer children and we expect 

to see those over 85 

quadruple, from 73,000 in 

2012 to 360,000 in 2061. 

A balance needs to be 

drawn between the rights 

of the individual to retain 

flexibility in how they access 

and invest their post 

retirement assets, the incentives 

in place to support 

this and the overall 

community need to ensure 

that the retirement system 

is integrated with the social 

system to provide adequate 

financial support 

and predictability. 

There is an increasing 

gap between the standard 

of living that NZ Super can 

provide in retirement and 

the standard of living that 

many aspire to. 

The great majority of 

New Zealanders aged 65 

and over is very dependent 

on NZ Super and other 

government transfers 

and subsidies. More than 

40 percent have virtually 

no other income source, 

the next 20 percent rely 

on NZ Super and subsidies 

for around 80 percent of 

their income, leaving just 

40 percent of retirees with 

any meaningful income 

source outside that provided 

by Government. 

For those who have other 

savings, interest rates 

are important and the current 

climate of low rates is 

not providing much of a 

buffer to NZ Super. 

Interest rates are driven 

by demand and supply. 

The baby boomer generation 

has had a profound 

impact on global interest 

rates: first on the way up, 

and now on the way down. 

The 1970s and 1980s coincided 

with the peak in 

global population growth, 

but population growth has 

been waning for the last 40 

years. And, interest rates 

hit an historic low just last 

year, after the Brexit vote. 

Though we believe interest 

rates will climb, it 

will be gradually for the 

next 10 years. 

This rate of increase will 

be slow, and the end point 

will be low compared with 

history. The financial crisis 

of 2008 was similar to 

the banking crisis of 1893. 

A financial crisis of such 

magnitude takes at least 

a decade to recover from. 

And here we are, a decade 

after that 2008 crisis. 

We believe the next five 

years should bring a faster 

clip of global growth, and 

therefore justify higher 

interest rates. The demographic 

shift, however, 

points to lower for longer 

rates and regulatory 

changes have also impacted 

markets. 

Over a longer time 

frame, the expected run 

down in savings of baby 

boomers during retirement 

will reduce the supply 

side, assisting with the 

lift in interest rates. 

These lower rates mean 

deposits are unlikely to 

rise much above six and 

a half percent in the medium 

term, being across 

the next five years, though 

still better than the current 

three to four percent. 

Once taxed this means a 

saver’s income is barely 

keeping pace with inflation, 

though the lower 

rates do offer some reprieve 

against high mortgages 

and corresponding 

rents for tenants that 


would otherwise impact in 

a high rate environment. 

This brings us to taxation 

and the Government 

established the Tax Working 

Group, chaired by Michael 

Cullen, to provide 

recommendations for improvements 

in the structure, 

fairness, and balance 

of the tax system. Some 

their commentary relates 

to retirement savings 

and policy. 

New Zealand’s lack of 

concessions for retirement 

savings is rare among 

OECD countries. In New 

Zealand, personal income 

from capital (other than 

some non-taxed capital 

gains) is taxed at the same 

rate as income from labour 

under our income tax. 

Some commentators 

think that New Zealand 

should tax income from 

capital at a lower rate to 

encourage more saving, 

particularly for retirement. 

However, the Government 

does provide 

material support to those 

in retirement through 

universal superannuation. 

Expenditure on payments 

of New Zealand Superannuation 

is expected 

to be $13.7 billion in the 

2017/18 financial year, 

more than all other benefit 

payments combined. 

In most OECD countries, 

contributions to retirement 

savings are made 

out of income that is not 

taxed. Investment earnings 

on retirement savings 

are also exempt, and it is 

not until the drawdown 

phase where withdrawals 

of capital and accumulated 

earnings are taxed. 

This approach is often described 

as EET (Exempt- 

Exempt-Taxed). 

At the same time, social 

security pensions are 

means-tested in many 

countries. This means that 

additional retirement savings 

directly reduce the 

cost of social security pensions 

to the government 

(because wealthy individuals 

do not qualify for 

a means-tested pension), 

which may partially explain 

why these countries 

provide tax concessions 

for retirement savings. 

New Zealand takes a 

different approach to most 

other countries. Our comprehensive 

income tax is 

often described as TTE 

(Taxed-Taxed-Exempt). 

This means that contributions 

are made out 

of income that is taxed, 

usually an individual’s 

employment income, the 

income earned from the 

investment is taxed, regardless 

of whether it is 

earned before or during 

retirement, but amounts 

withdrawn from the investment 

are not taxed. 

This approach endeavours 

to ensure that economic 

distortions to save 

in a retirement account 

instead of through other 

savings are minimised. 

New Zealand is also un- 

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usual compared with other 

OECD countries in that 

New Zealand Superannuation 

is universal, so additional 

retirement savings 

do not reduce the amount 

of New Zealand Superannuation 

paid out. 

If New Zealand was to 

switch to a system where 

income earned on the investment 

was not taxed, 

the fiscal cost would be 

significant. Along with 

the non-taxation of particular 

capital gains, there 

are other exceptions to 

New Zealand’s general tax 

neutrality across different 

types of savings. Some 

small concessions for retirement 

savings have 

been introduced in recent 

years with the establishment 

of Portfolio Investment 

Entities (PIEs) and 

KiwiSaver, both in 2007. 

KiwiSaver provides 

modest incentives to save 

for retirement, and the automatic 

enrolment of employees 

when they take up 

new jobs means that many 

people are ‘nudged’ into 

saving, and pick up has 

been strong. 

In its Terms of Reference, 

the Government 

asked the Group to look at 

some specific areas: 

• Whether a system of taxing 

capital gains or land 

(not applying to the family 

home or the land under it), 

or other housing tax measures, 

would improve the 

tax system; 

• Whether a progressive 

company tax (with a lower 

rate for small companies) 

would improve the tax system 

and the business environment; 

• What role the taxation 

system can play in delivering 

positive environmental 

and ecological outcomes, 

especially over the 

longer term. The Group 

will also consider whether 

New Zealand should remove 

GST from any particular 

goods. 

Inheritance tax is outside 

of the scope of the 

Terms of Reference for 

the Group. Without an inheritance 

tax, it becomes 

less feasible to implement 

gift duty. This is because 

gift duty without an inheritance 

tax would likely 

discourage people from 

providing large gifts until 

inheritance and as a result, 

a gift duty would likely not 

raise much revenue. In 

the 2009/10 tax year (immediately 

before gift duty 

was repealed), New Zealand 

collected just $1.62m 

in gift duty revenue 

However Cullen has 

said a Wealth tax, making 

tax payable on the growth 

of assets while living, and 

introducing a tax on financial 

transactions, a 

broader capital gains tax 

and land tax are indeed all 

options being considered. 

A capital gains tax taxes 

the increase in the value of 

a capital asset like property 

or company shares. 

While New Zealand does 

not have a general CGT it 

does tax certain categories 

of gains. These include 

certain land transactions, 

shares that are regularly 

bought and sold, and gains 

on financial instruments. 

We note that the Terms 

of Reference specifically 

exclude any changes to 

owner-occupied housing 

and the land underneath 

it, so any consideration of 

Capital Gains Tax would 

proceed on that basis, but 

could be significant for 

those with land or property 

aside from their residential 

home. 

New Zealand’s company 

tax rate is 28 percent 

with no lower tax rates 

for smaller firms. The 

Terms of Reference direct 

the Group to examine the 

impact of a lower tax rate 

for small companies. This 

would provide more support 

for smaller firms. 

Some other countries do 

provide lower tax rates 

for small firms. Currently, 

Australia has a small business 

company tax rate that 

is lower than the usual 

company rate. 

If you looked to future 

proof your retirement income 

through acquiring 

investment properties or 

other investment assets. 

Tax changes to remedy a 

more level playing field 

may disadvantage a number 

of retired and nearretired, 

finding themselves 

with additional tax imposts 

at a time when income requirements 

are highest. 

While Labour has commissioned 

the review, 

they are on record stating 

that New Zealanders 

will get the right to vote 

for change, with any tax 

changes only being adopted 

in subsequent terms if 

they are re-elected. 

KiwiSaver and NZ Super 

changes however can 

flow through sooner, and 

both Labour and National 

have previously supported 

a view toward compulsion 

for KiwiSaver, though only 

so far as those who are 

employees are concerned. 

Labour has previously 

taken the position that 

they would progressively 

increase the employer 

contribution rate into KiwiSaver, 

which if this was 

to happen, might not be 

great news for small business 

owners if struggling, 

as they bear it on top of the 

rises in minimum wages. 

The age of entitlement 

for NZ Super at 65 seems 

assured, at least for the 

next few years. But with 

New Zealanders over 65 

years expected to double 

to 1.3m in the next 20 

years, its inevitable radical 

change will be needed. 

Some Kiwibank questions 

and answers: 

Q. Is Kiwibank trying 

to dissuade the elderly 

residents of NZ from using 

cheque books? 

A. Kiwibank is reflecting 

a change in the costs 

of cheque services as consumers 

and businesses 

ditch cheques in favour of 

digital payments. In the 

last four years cheque usage 

has more than halved 

in NZ from 0.99 cheques 

per New Zealander in 

2013 to 0.38 cheques per 

New Zealander in 2017. 

What’s really interesting 

is that over the last seven 

years, cheque volumes 

have roughly decreased by 

20 percent each year but 

in the last nine months 

alone our cheque volumes 

have dropped by 40 percent. 

As volumes decrease 

the fixed cost of providing 

cheque services become 

a larger proportion of the 

total cost of these services. 

We have adjusted our 

pricing because customers 

already prefer digital 

payment methods that are 

faster, safer and cheaper. 

Q. Has Kiwibank withdrawn 

fee waivers for customers 

over 65 year old? 

A. No, our customers 

don’t pay transaction fees 

on their everyday accounts 

if they are: 

A Kiwibank Home 

Loan customer, under 19 

years of age, a Tertiary 

Pack customer (while you 

meet our Tertiary Pack requirements), 

a Graduate 

Pack customer, (for two 

years after you successfully 

complete your studies), 

a non-profit organisation, 

over 65 years of age. 

We are not making any 

changes to these fee waivers 

but it is important 

to point out that service 

fees, and international accounts 

and services fees, 

still apply. All fees are 

explained in detail at Kiwibank.co.nz. 

Q. If Kiwibank has a 

big loss of customers as a 

result of these charges will 

you consider removing 

them? 

A. We constantly monitor 

our fees and interest 

rates, over the last year 

we’ve made a number of 

changes to our fees including 

completely removing 

fees to use non-Kiwibank 

ATMs in NZ and reducing 

the penalty for dishonouring 

a payment from $15 

|to $2.50. 

Q. I hold a Kiwibank 

account on behalf of my 

brother who resides overseas 

but the account is in 

my name. Can this account 

be flagged as a Grey 

Power member's account? 

A. Certainly, please contact 

us via your preferred 

method (in person, by 

phone or secure messaging) 

and we will take care of it. 

Q. Why did I receive 

a letter dated 20 March 

2018 that Kiwibank was 

introducing charges from 

1 March 2018? 

A. That letter informed 

customers that we were 

deferring the introduction 

of a postal statement 

fee from 1st March to the 

1st April and to remind 

customers of their options 

to avoid paying for paper 

bank statements. 

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14 



Big workload ahead for Federation board 

Among the 31 remits approved at the Grey Power 

Federation’s Annual General Meeting were three which, 

if accepted by Government, will have the potential to 

vastly improve the health of all senior people. 

A 

remit from the 

Nelson Association 

asked the Grey 

Power Federation to lobby 

Government to work towards 

providing free dental 

care to all people aged 

65 years and over. 

The meeting was told 

that research has clearly 

shown that gum disease 

was a major risk factor for 

heart disease and other 

chronic health issues. It 

was also explained that 

people over 65 years of age 

were already experiencing 

the ageing process and 

the increased risk of heart 

disease from other factors 

such as high blood pressure. 

Good dental care 

would help reduce the 

added risk of gum disease 

and associated periodontal 

disease. 

The Motueka Association 

requested the 

Federation Board to ask 

Minister of Health to urgently 

extend nationwide 

the bowel cancer screening 

programme to June 

30 next year for all those 

over 50 years of age. The 

Motueka Association said 

that New Zealand had one 

of the highest bowel cancer 

rates in the world and 

the disease was the second 

highest cause of death in 

country. The figures present 

in support of the remit 

showed that more than 

3000 people were diagnosed 

with bowel cancer 

every year and, of that 

number, more than 1200 

die from the disease. Early 

detection of bowel cancer 

increased the chances of 

successful treatment and 

survival. 

The third important 

health-related remit also 

came from the Nelson 

Association and asked 

the federation to lobby 

Government to provide 

screening and treatment 

for macular degeneration 

free of charge to those 

aged 50 years and over. 

Macular degeneration 

is a disease of the eye and 

can cause blindness if undetected 

or not treated. 

The remit claimed that 

one in seven people over 

the age of 50 will likely 

get macular degeneration. 

The total economic 

cost of vision loss from 

macular degeneration in 

New Zealand had been 

estimated to be more than 

$391 million in 2016, or 

$19,727 per person with 

macular degeneration. 

Of the total cost, the economic 

costs were $89.6 

million ($4,521 per person) 

and the value of lost 

wellbeing was $301.5 million 

($15,207 per person). 

Health system expenditure 

represented the largest 

component (63 percent) 

of economic costs. 

Blindness from macular 

degeneration was 

estimated to contribute 

$216.6 million or $45,677 

per person with blindness. 

This represented 55 

percent of the total costs 

due to macular degeneration 

in 2016 and was comprised 

of $28.2 million in 

economic costs, as well as 

$188.4 million in lost wellbeing. 

Associations at the Annual 

General Meeting also 

tasked the federation with 

Driving Miss Daisy. We’re family 

when family can’t be there! 

lobbying government to 

look into a number of issues 

associated with rest 

home and aged care services. 

Foremost was a 

request for a ministerial 

inquiry into the substantial 

fee increase for nonsubsidised 

residents in 

rest homes and hospitals 

over the asset threshold of 

$225,000. An email from 

Hon. Jonathan Coleman, 

former Minister of Health, 

advised that 11,070 people 

in rest home/hospital care 

were affected after July 

1 last year. The meeting 

agreed that normal fee increases 

should be in line 

with national superannuation 

only. 

That the federation 

board was also asked to 

investigate changing the 

administration of home 

care contracting so that 

auditing and monitoring 

of the care providers become 

consistent across the 

country. 

Explanation: Currently 

the 21 District Health 

Boards across the country 

prepare contract documents 

and the way delivery 

is audited and monitored. 

The results however 

are inconsistent across the 

country and, in too many 

cases, often unsatisfactory. 

The federation was also 

asked to lobby Government 

to provide a special 

subsidy for those receiving 

New Zealand Government 

Superannuation, for all 

pharmaceutical medication 

prescribed by their 

doctor. It was explained 

that a recent survey of Nelson 

Grey Power members 

showed that 77 percent 

were on pharmaceutical 

drugs. Of these 69 percent 

were on medication 

for blood pressure, and a 

further 35 percent were 

on statin drugs. 50 percent 

were on medication 

for gastric reflux or bowel 

conditions, and 32 percent 

were on medication for arthritis. 

8.64 percent were 

on antidepressants. Only 

36 percent of the members 

who had prescribed 

medications were on one 

drug only. 64 percent were 

on two or more prescribed 

medications. 

Treatment with these 

prescribed medications 

over time, some of which 

at present are not subsidised, 

can be a significant 

ongoing cost for older people, 

particularly those not 

meeting the criteria for a 

Community Services Card. 

President Tom 

O’Connor reminded delegates 

that approved remits 

were instructions from the 

membership to the Grey 

Power Federation Board to 

seek changes or improvements 

to legislation which 

have a direct effect on the 

lives of senior people. 

“Please be aware that 

there is no guarantee of 

success with any of these 

tasks and that workload 

of the board, and in particular 

the advocacy team, 

is already quite large. Any 

of these remits you agree 

to have the potential to increase 

that work load by a 

significant amount.” 

Mr. O’Connor said the 

board would willingly take 

on any new task they were 

given at the Annual General 

Meeting but delegates 

needed to be aware that 

they were all volunteers 

and members should not 

expect immediate results.” 

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180 

CAPSULES 

Vitamin C - the forgotten 

miracle healer 

I spent a fascinating week researching vitamin C. My research was 

mostly done for my Stay Healthy book but also due to general interest 

following the healing of a New Zealand farmer using high doses of 

vitamin C. 

I now have enough interesting information to write 

a book on vitamin C and may do so at a later date. I 

think you could be surprised at just what vitamin C 

can do to enhance your health and to heal serious 

health disorders, when taken in large enough 

amounts. 

Vitamin C - not a vitamin at all 

But first, vitamin C is not a vitamin at all, not even 

remotely. It’s more of a blood-soluble food salt, not 

unlike blood glucose in many ways. 

Humans, apes and guinea pigs are the only mammals 

that do not make vitamin C in the liver, they have 

to get it from food. An estimate of the daily amount 

of vitamin C made by a 70kg mammal is about 

12,000mg day. Even a mouse can make up to 

19,000mg a day. 

The New Zealand vitamin C human recommended 

daily intake is set at 45mg and the average intake 

is 115mg. But an adult gorilla in the wild consumes 

about 4,500mg of vitamin C a day in his food. This is 

probably a result of the misinformation that ascorbic 

acid (vitamin C) is a vitamin and therefore only 

required in small amounts. 

The story of Allan Smith 

In 2009, 56 year old Otorohanga dairy farmer, Allan 

Smith contracted swine flu from overseas. He ended 

up seriously ill and in the Intensive Care Unit of 

Auckland Hospital. 

He had scurvy, pneumonia, leukemia, lost 33 kg 

and then fell into a coma. Doctors had given up all 

hope of his recovery and were going to turn off the 

respirator. However his family insisted that he receive 

large doses of vitamin C. 

The hospital finally agreed to administer large doses 

of vitamin C intravenously (through an IV drip) for 

two days, after which an x-ray showed air pockets in 

his lungs, a dramatic improvement. 

Allan continued receiving intravenous doses of 

vitamin C and steadily improved. Once he regained 

consciousness, he started taking vitamin C orally and 

began to heal rapidly. 

Scurvy one of the worst diseases 

It is interesting that farmer Alan Smith developed 

scurvy in a New Zealand public hospital. This serious 

malnutrition disorder, due to lack of vitamin C from 

fruit and vegetables is believed to have caused more 

deaths and suffering in the history of the world than 

any other health disorder. 

Yet a man almost dead from scurvy can be returned 

to health in a few days with just the amount of 

vitamin C that can fit on a pinhead. 

The English Navy later solved this problem with 

sauerkraut (fermented cabbage) and a daily dose of 

lemon or lime juice, making long exploration voyages 

possible. 

Biochemist Irwin Stone (1907–1984) 

Irwin Stone, an American bio-chemist, spent a 

lifetime studying vitamin C. He discovered that it 

was one of the very few natural substances that can 

destroy both bacteria and viruses. (Silver, mercury, 

chlorine and alcohol are a few others.) 

He brought vitamin C to the attention of Nobel prize 

winner bio-chemist Dr Linus Pauling, who brought it 

to the attention of the world with his experiments on 

preventing the common cold. 

This information has gone largely unheeded and 

most human beings receive far less vitamin C than 

required to put them in the best of health. 

ABOUT THE AUTHOR 

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Auckland 

Northland 

Leaders in Care 


National superannuation age to be retained 

and Government contributions to be resumed 

Minister for Seniors Tracey Martin has promised that 

the Labour-led coalition Government will retain the age 

of entitlement for National Superannuation at 65 and 

resume contributions to the National Superannuation 

Fund. The previous National Government suspended 

payments to the fund in 2009. 

Minister Martin also said New 

Zealand was redefining what it 

meant to be old. 

“The next generation of seniors will be 

healthier, more skilled and educated and 

remain more active in the workforce than 

their predecessors. Our ageing population 

should never be represented as a burden. 

It is not. It is an achievement, and an opportunity. 

It is our older people who contribute 

so much to our economy in both 

paid and unpaid work. It is about the contribution 

seniors make as taxpayers. 

“It is about those in our older population 

who want to work who will fill the 

skills gaps in our workforce. But the opportunity 

of an ageing population is only 

something we can capitalise on if we are 

prepared.” 

A New Zealand First MP, Minister 

Martin was guest speaker at the Grey 

Power Federation Annual General Meeting 

formal dinner in Blenheim. 

In her address to members she said it 

was vital that New Zealand Superannuation 

was universal to every eligible New 

Zealander, and talk of an age change is 

now off the agenda. 

“We are also committed to resuming 

contributions to the New Zealand Superannuation 

Fund to help safeguard the 

provision of universal New Zealand Superannuation 

and we are committed to 

ensuring that people get the assistance 

they need.” 

Taranaki 

Waikato 

Otago 

Canterbury 

Bay of Plenty 

Hawkes Bay 

Manawatu 

Tracey Martin. 

She said the Families Package, announced 

in December, provides additional 

support, including the new Winter Energy 

Payment from July 1 this year. This 

would help with the cost so many people 

face when it comes to heating during the 

winter. 

“This year the Accommodation Supplement 

means most people will see an 

increase to their accommodation supplement, 

depending in where they live and 

their circumstances. That’s what’s happened 

so far. The first five and a half 

months in the job have been interesting, 

and there are a few big things ahead,” 

she said. 

Population ageing was driving major 

demographic, economic and social 

change across all OECD countries and 

Minister Martin said, in New Zealand 

there were around three quarters of a million 

(750,000) people aged over 65. 

“By 2036 this will rise to more than 1.2 

million people and seniors will make up 

almost a quarter of the total population. 

Not only will we have more older people, 

but they will be proportionately older, 

with a greater number over 80. They will 

also be more diverse, as Maori, Pacific 

peoples, Asian and other ethnicities make 

up a greater proportion of our older population. 

Our ageing population will be most 

apparent in the regions, which will also 

experience a decline in younger population 

groups.” 

Minister Martin said she had recently 

introduced the development of a new Positive 

Ageing Strategy . 

“Earlier this month I announced that 

the time has come to develop a new positive 

ageing strategy. The strategy will 

guide government and local government 

initiatives and needs to cover work, play, 

volunteering, housing, health, transport, 

all facets of your lives and really important 

areas for you as individuals and for 

the country.” 

She said a recent Bank of New Zealand 

study found that 46 percent of New Zealanders 

planned to keep working beyond 

65. While the majority of workers over 65 

were still on the job because of the value 

and satisfaction it gave them, 31 percent 

said they needed to work for financial 

reasons. 

“Those are exactly the sorts of things 

we need to talk about. If you want to work, 

then that’s great. Our economy is going to 

be dependent on older people and their 

skills. But at the same time, there’s no way 

we want a country where people are having 

to work into older age simply because 

they can’t afford not to.” 

Minister Martin said the Government 

would begin consultation on the strategy 

in June and it would run through to the 

end of August. 

“I want to see a national conversation, 

online and offline, in cities and in towns, 

throughout the country. I’ve asked that 

there are 40 workshops held across New 

Zealand. I know that Grey Power will be 

a significant voice in this process and look



forward to your contribution. 

“For this to work properly, we really 

need to engage with the people who aren’t 

officially seniors yet, but who are going 

to be in the next 10 or 15 years. This is 

about finding out how people want to live 

as they get older, as well as how they are 

living now.” 

She said one of the negatives of the 

changes in society was a growing prevalence 

of social isolation and loneliness, 

particularly among older people. “For 

most seniors there are few barriers to being 

part of their community, but for some, 

there is an increased risk of becoming socially 

isolated. It is sad to think that as our 

population grows and technology gives us 

so many tools to bring us together, many 

of us lack social connection. 

She said older people were particularly 

vulnerable to social isolation or loneliness 

as a result of loss of family and friends, 

health and mobility, or income. 

“Social isolation is a key risk factor for 

elder abuse and other poor outcomes such 

as depression and anxiety, alcoholism, 

dementia and worsening of chronic conditions. 

International evidence suggests 

loneliness has a health impact similar to 

cigarette smoking. Socially isolated and 

lonely adults are more likely to be admitted 

early to residential care and isolation 

can also conceal elder abuse. So we have 

to do something about this. Something to 

look out for is work the Office for Seniors 

will be doing around Elder Abuse Awareness 

in June, she said. 

This is about finding out 

how people want to live 

as they get older, as well 

as how they are living 

now. 

Minister Martin also said one of the 

most important steps to address isolation 

was to build age-friendly communities, 

and ensure cities and towns met the 

needs of older people. 

“Addressing social isolation must be 

collaboration between central government, 

local government, the private sector 

and the voluntary sector. I believe 

that these sectors need to align, to ensure 

older people can stay engaged with their 

community and remain connected with 

family and friends.” 

She said age-friendly communities 

consider the needs of older people and 

were inclusive and accessible to people of 

all abilities. 

“It’s about saying that every time we 

build or every time we launch a new service, 

we think about the needs of seniors. 

Not only does that encourage social participation 

for older people but it also improves 

quality of life as people age. 

“This year the Government is applying 

to the World Health Organisation 

global network for age-friendly cities and 

communities affiliate programme. Membership 

will give us access to the tools 

and experience of other communities 

throughout the world that we can adapt 

to a New Zealand context. 

The minister also hinted at the possibility 

of the introduction of free annual 

health checks. 

“The Government committed to this 

initiative as part of the ‘Coalition Agreement 

between the Labour Party and New 

Zealand First’. At this stage, no decisions 

have yet been taken on the timing of the 

implementation of this initiative.” 

She also said Grey Power members 

may be concerned about the impact of 

rising fuel costs on their members, especially 

those with fixed income. 

“Legislation to introduce a process for 

establishing a regional fuel tax, initially 

for the Auckland region, was introduced 

into Parliament in March by Transport 

Minister Phil Twyford. The Bill allows regionals 

to apply for a regional fuel tax, initially 

for Auckland. The tax would be on 

petrol and diesel for a period of no more 

than 10 years. Minister Twyford has announced 

that this period of time gives the 

Auckland region the funding certainty it 

needs to plan a build major projects. “ 

She said that, while a regional fuel tax 

alone does not solve funding gaps in the 

New Zealand transport system, it did provide 

a quick, relatively fair and equitable 

solution that is consistent with existing 

transport funding conventions. 

A regional fuel tax is also broadly acceptable 

to Auckland AA members, and is 

preferred over other funding options, such 

as rates increases. In a survey of AA members 

51 percent were comfortable with it or 

felt it could at least be considered.” 

She said there are currently two exclusive 

options that Seniors can use to reduce 

fuel costs, both available through their SuperGold 

Card, a discount through a Mobil 

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simply presenting their SuperGold Card. 

In addition, SuperGold cardholders 

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she said. 

“The current Government is committed 

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cardholders. This commitment is part 

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18 



National superannuation spousal 

deductions opposed 

The Grey Power Federation Board has been asked 

to seek the abolition of deductions of overseas state 

funded pensions from the New Zealand National 

Superannuation of a spouse or partner. The difficult and 

complex issue was the subject of a lengthy debate at the 

Annual General Meeting in April. Grey Power does not 

support the receipt of two state funded pensions. 

The Tauranga and 

Western Bay of 

Plenty Association 

argued that the law which 

provided for such deductions, 

known as Section 70 

of the Social Security Act 

1964, was adversely affecting 

about 89,000 people 

receiving New Zealand Superannuation 

or the War 

Veteran’s pension. 

Under Section 70 of a 

person’s entitlement to 

a New Zealand benefit 

is reduced if the person 

is receiving an overseas 

pension which is administered 

by or on behalf of a 

foreign government. This 

is referred to as Direct Deduction. 

Under this policy 

a person’s entitlement to 


is reduced directly on 

a dollar-for-dollar basis by 

the amount of the overseas 

pension. 

The Spousal Provision 

affects those married to a 

person receiving a pension 

from overseas which is 

greater than that person’s 


entitlement. 


that a person who has 

spent all their life living 

and working in New Zealand 

and paying their taxes 

would naturally have the 

expectation of receiving 

their individual entitlement 

in the form of Superannuation. 

Unfortunately, 

should that person in later 

life marry a person from 

another country who receives 

their entitlement, 

they are then discriminated 

against because of the 

Spousal Deduction Policy. 


that although the Government 

rationale for this direct 

deduction was to ensure 

that all New Zealand 

superannuitants receive 

an equitable level of social 

security-type entitlement, 

regardless of whether this 

amount is fully funded 

by New Zealand or is a 

combined amount of New 

Zealand and overseas 

government-administered 

pensions. 

However Section 70 

will affect an increasing 

number of New Zealanders 

who have worked, or 

are working, overseas and, 

after returning to New 

Zealand, may receive an 

overseas pension when 

they retire. This pension 

is usually an amount taken 

out of their wages/salary 

on a compulsory agreement 

and is held until retirement. 


is paid out of taxes 

and is not means tested. 

Therefore, if a person was 

receiving income from an 

overseas rental property or 

some other form of investment, 

they would not have 

their New Zealand Superannuation 

reduced or in 

any other way altered, so 

why should their overseas 

pension not be treated in 

the same way?, asked the 

Tauranga delegate. 

They claimed that Section 

70 discriminates 

against the growing number 

of people working 

overseas and are compelled 

to give up a portion 

of their earnings to a saving 

scheme as part of their 

employment contract. 

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*Annualised returns paid quarterly. Past performance is no guarantee of future performance. Fund Managers Central Limited is the manager of Midlands Mortgage Trust and is the issuer of this advertisement. 

**Withdrawals are processed twice weekly and are also subject to a requirement to pay within 90 days as provided in the trust deed.


It’s illegal to 

drive if you’re 

impaired 

IN THE LAST 

12 MONTHS 

ARE YOU 

2 OUT OF 3 DRIVERS 

USED MEDICATION 

THAT MAY IMPAIR 

DRIVING 

18-132 

SAFE TO DRIVE? 

Did you know the medication you take 

can impact your driving? 

These include common medications like strong painkillers, those used to 

treat hay fever and colds, heart conditions, depression and sleeping tablets. 

Talk to your doctor, nurse or pharmacist to make sure you’re safe to drive. If you’re not fully 

alert you could be putting yourself, your family and others using the road in danger. 

www.nzta.govt.nz/are-you-safe-to-drive

20 


Space and fuel efficiency 

Suzuki is recognised as the small car experts in New 

Zealand with the leading selling range of light vehicles. 

Suzuki has over 29 percent share of the light car 

segment in 2018 with Swift and Baleno demonstrating 

their expertise in compact car design. 

While sharing the 

same platform, 

Baleno is the 

larger model of the pair 

adding more legroom and 

luggage capacity. 

Initially introduced 

with a 1.4 litre engine only, 

a new highly specified, 

more powerful version of 

the five-door Suzuki Baleno 

hatchback has been 

added to the New Zealand 

line-up. 

The RS Baleno is powered 

by the highly acclaimed 

K10C BoosterJet 

engine. This latest technology 

direct injection 

turbocharged power unit 

packs 20 percent more 

power and 23 percent 

more torque than the 

normally aspirated 1.4 litre 

engine found in other 

Balenos. 

Matched to an efficient 

six-stage automatic transmission 

with steering column 

paddle shifters, the 

new engine’s fuel economy 

is even better, with an 

average of 5.2 litres/100 

km in the combined fuel 

cycle test. 

Despite the relatively 

compact 3,995mm overall 

body length, the Baleno is 

remarkably roomy, with 

outstanding class-leading 

rear legroom. The rear 

seats split fold 60/40 and 

the boot has a generous 

capacity of 355 litres. 

The Baleno RS is the 

flagship Baleno model 

including 16-inch diameter 

spoked aluminium 

alloy wheels, touchscreen 

display with SatNav and 

reversing camera, keyless 

entry and start, and climate 

air conditioning. 

The Baleno range starts 

from $21,990 for the GLX 

manual while the flagship 

RS model has a recommended 

retail price 

of $25,990, plus on-road 

costs, and comes with 

Suzuki’s 5 year warranty 

and roadside assistance 

program. 

New Zealand’s Best Voted Retirement and Care Facilities revealed 

Aged Advisor New 

Zealand has announced 

its 2018 

People’s Choice Awards 

for Best Retirement Villages 

and Care Facilities in 

New Zealand. Twenty four 

finalists and winners were 

awarded, after receiving 

more than 2500 in-depth 

reviews and ratings on 

seven categories, ranging 

from ‘Enjoyable Food’ to 

‘Indoor Entertainment’. 

The reviews cover 

more than 535 retirement 

villages and aged care facilities 

from throughout 

New Zealand. 

Now in its fourth year, 

Aged Advisor, a New Zealand 

based independent 

review site for retirement 

villages, rest homes and 

aged care has become the 

top New Zealand review 

site for helping retirees 

and families make better 

informed decisions on village 

and care options. 

This year, there are seven 

categories for the 2018 

Awards: Best Aged Care 

under 40 beds (North Island) 

(South Island), Best 

Aged Care over 40 beds 

(North Island) (South Island), 

Best Retirement/ 

Lifestyle Village (North 

Island) (South Island), 

Best Multi-facility/Group 

Provider (Nationwide). 

Little Sisters of the 

Congratulations to NZ’s best 

Rest Homes & Retirement Villages. 

Make sure you see who won the Aged Advisor 

People’s Choice Awards for 2017. 

The reviews were done by people just like you. 

Poor run the St Joseph’s 

Home and Hospital in 

Auckland, and were voted 

Best Small Aged Care 

(North Island). Malyon 

House in Tauranga picked 

up another award for Best 

Med/Large Aged Care, 

and Madison Retirement 

Village in Levin won Best 

Retirement Village for the 

North. 

Cheviot Rest Home, 

Archer Care and Diana 

Isaac Retirement Village 

win the prestigious South 

Island ‘Best Small Aged 

Care’, ‘Best Med/Large 

Aged Care’ and ‘Best Retirement 

Village”, respectively 

- with both Cheviot 

and Archer winning 

their awards three years 

running. 

Ryman Healthcare 

picked up the inaugural 

Best Group Provider Trophy 

with the highest overall 

rating average across 

the sector - plus Ryman’s 

collected three Best Retirement 

Village Finalists 

awards and one Winners 

Award for Best Retirement 

Village [South Island]. 

To view all winners, 

visit https://www.agedadvisor.nz/awards 

Find out who the winners & finalists were at: 

www.agedadvisor.co.nz/awards

EVERYTHING YOU WANT, 

EVERYTHING YOU NEED. 

Elegant and dynamic, the Suzuki Baleno combines style with space. The interior is unbelievably 

roomy and the boot is practically enormous. With a powerfully efficient engine the Baleno offers 

you the economy you want and the performance you need. Comprehensive safety features include 

6 airbags, ABS and ESP – plus you get all the mod-cons like Bluetooth, Apple CarPlay, and Sat Nav. 

It’s more of what you want for less than you expect, so test drive today. 

FINANCE FROM 

$ 

WEEK 

98PER 

* 

GLX FROM JUST $21,990 PLUS ORC 

RS AUTO $25,990 PLUS ORC 

* $97.36/week based on Baleno GLX Manual, $21,990 plus ORC, total amount payable $25,410.96. $114.24/week based on Baleno RS Auto (shown), $25,990 plus ORC, total amount payable $29,816.64. Weekly payments 

based on nil deposit, 3.9% p.a. interest rate and 5-year term. Offer available from 1 May to 31 July 2018. Payments include on-road costs, a $369 documentation fee and $10.35 PPSR fee. Excludes fleet purchases, demo 

vehicles and all other promotions. Normal lending and credit criteria apply. www.suzuki.co.nz 

SZA0760

22 


Full brief basic in beige 

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CONFITEX IS: 

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Confitex underwear has an absorbent, 

odour protective, breathable three-layer 

fabric technology built discreetly into the 

central panel to keep you dry. 

Because Confitex is plastic free, you can pop 

it in the washing machine and dryer just like 

normal underwear (and it’s been tested for 

at least 100 washes, so it’s durable). 

1ST LAYER / 

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TO ORDER/MORE INFO CALL 0508 003 507 (MON-FRI, 9-5PM) 

OR ONLINE CONFITEX.CO.NZ OR ASK AT YOUR LOCAL PHARMACY


Recipes for success 

WIN WIN WIN 

When it comes to entertaining 

grandchildren, a sure-fire recipe for 

success is using ingredients from the 

kitchen pantry to teach memorable 

science lessons while making fun 

creations. 

The Kitchen Science 

Cookbook, by Dr 

Michelle Dickinson, 

is packed with more than 

50 recipes - with a twist. 

Every recipe is a science experiment 

that can be done 

using basic pantry ingredients 

in your own home. 

No science lab necessary. 

Simple instructions 

and ingredient lists 

include icons outlining 

whether the recipe is edible, 

requires time to ‘set’ 

or has any safety issues. 

Recipes include milk 

sculptures, window wobblers, 

edible earthworms 

and scrumptious slime. 

As a nanotechnologist 

and researcher, Dr Michelle 

Dickinson is passionate 

about educating 

and inspiring the next 

generation of curious 

scientists. 

The book is produced 

in a large format hardback 

with glossy pages so it can 

be referred to during the 

experiment and can be 

wiped clean ready for the 

next time. 

As well as creating fun 

games, the experiments 

provide a hands on understanding 

of scientific principles 

such as Newton’s 

First Law and chemical 

reactions. 

Enter to win one of three copies 

of The Kitchen Science 

Cookbook, by Dr Michelle 

Dickinson. 

To enter, email your 

name and address to 

win@greypowermag.co.nz 

with Kitchen Science Cookbook 

in the subject line, 

or post your entry to: 

Kitchen Science Cookbook 

competition, Grey Power, 

PO Box 1425, Hamilton 3240. 

Entries close July 31, 2018. 

The kids (and you) will 

be having so much fun, 

they won’t even realise 

they’re learning. Published 

by Nanogirls Labs 

Ltd (RRP$49.95), each 

book sold helps support 

Nanogirl Labs, a social enterprise. 

AIL of New Zealand – Serving 

Grey Power members since 2009 

American Income 

Life Insurance 

Company (AIL) has 

a long history of working 

with community and 

industry associations in 

New Zealand. As well as 

No Cost Accident Coverage 

for all members, AIL 

also offers affordable and 

comprehensive Life Insurance 

plans, specially 

tailored to fit the needs of 

association families. 

Why AIL? AIL are different 

than most insurance 

providers as they 

offer Permanent Life 

cover. Life coverage is 

guaranteed through to age 

120, which means coverage 

won’t run out just 

before your family really 

needs it. Plus, premiums 

do not rise as you get older 

– your annual premiums 

stay the same for the life 

of the policy. 

AIL walso offers Living 

Benefits as part of 

their Life Insurance plans. 

Accident injury coverage 

can be included, which 

pays in addition to ACC 

and other private Health 

insurance schemes. AIL’s 

popular Cancer Protection 

policy pays a Lump 

Sum immediately upon 

diagnosis, plus an additional 

payment every time 

a member goes into hospital 

for treatment (for up to 

500 days.) This provides 

a supplemental income 

to make sure the bills are 

paid while you are trying 

to back to good health. 

Best of all, AIL can take 

new enrollments under 

the Permanent Life cover 

up to 80 years old. Other 

Living Benefits have no 

age limit for application. 

To find out more, 

please contact AIL on 09- 

9973-5254 or email info@ 

ailnz.co.nz . A representative 

will call to deliver 

your personal Certificate 

for the FREE $2000 Accident 

policy and let 

you know AIL can further 

assist your family. 

A.M. Best, one of the oldest and most respected insurance ratings companies, has rated American Income Life as A+ (Superior) for overall Financial Strength (as of 6/17). 

All AIL representatives are Registered Financial Advisors and disclosure forms are available on request. 

$2,000 AD&D 

All members of Grey Power are now 

covered by a $2,000 Accidental Death 

& Dismemberment Benefit provided 

through American Income Life Insurance 

Company. This is an automatic 

membership benefit of belonging to 

Grey Power. 

To have an AIL representative deliver 

your certificate of coverage and explain 

additional insurance coverage available: 

Reply Online: ailnz.co.nz/request 

Reply By Email: Email your name, address 

and contact number to pr@ailnz.co.nz 

Reply By Phone: Telephone (09) 973 5254 

www.ailife.com 

Protecting Working Families 

AMERICAN INCOME LIFE 

insurance company 

(09) 973 5254 

pr@ailnz.co.nz 

AD-43 

A.M. Best, one of the oldest and most respected insurance ratings companies, has rated American Income Life as A+ (Superior) for overall Financial Strength (as of 7/17). 

AIL is currently looking for new representatives to service association members, send CV to hireme@ailnz.co.nz

24 



2018 Grey Power AGM 

We bring you a snapshot of the faces at 

the recent 2018 Grey Power AGM. 

Transport you can trust 

Reliable, friendly transport 

with extra help if needed 

• Medical appointments 

• Social & business 

• Shopping 

• Sightseeing & outings 

• Airport transfers 

• Pets to the vet 

• One off or regular 

• Long trips and local 

• Adults & children 

Call now! 

For a quote or 

more info 

0800 956 956 

www.freedomdrivers.co.nz 

NZ invention helps 

arthritis and circulation 

When a woman from Otaki, Kapiti Coast devised a means 

of relieving her husband’s severe arthritic pain, stiff joints 

and swollen ankles, she couldn’t have anticipated the 

demand that ensued for her Aircycle. 

Z2284J 

• Diabetic foot care 

• Relieving arthritic pain 

• Reducing swollen ankles 

• Improving joint flexibility 

• Strengthening muscles 

CIRCULATION BOOSTER 

Exercises helpful for: 

• Cramps & restless legs 

• Stroke rehabilitation 

• Parkinson’s & MS 

• Painful fingers & wrists 

• Aching legs/sore feet 

The inflatable cushion, 

shaped like a 

pair of feet, allowed 

her husband to exercise 

his fingers, ankle, knee 

and hip joints while sitting 

down. 

It was so effective that 

an arthritis educator requested 

more be made 

for other sufferers and, 

as word spread, orders 

flowed in. 

Registered with Medsafe 

it’s used by hospitals, 

podiatrists, rest homes, 

physiotherapists and diabetes 

clinics. 

The gentle Aircycle exercise 

helps improve circulation 

in hands, arms, feet 

and legs – useful for diabetes 

foot problems and 

arthritic fingers. Feedback 

reports much reduced 

swelling in ankles, night 

cramps being eliminated, 

strengthening of leg muscles, 

improved and relief 

for joint and sciatic pain. 

See ad below for more 

information or visit www. 

aircycle.co.nz 

• Cold hands and feet 

• Travelling (DVT) 

• Chilblains 

• Sciatica 

• Overuse syndrome 

In chemists and mobility centres or visit www.aircycle.co.nz or 

0800 14 14 15 or post $44.90 (incl.p&p) to Aircycle, PO Box 313, Waikanae.

Exercise yourself to better health 

When we think of the benefits of 

exercise a few common ones always 

spring to mind; fat loss, increased 

energy, and strength and muscle gains. 

But the benefits of 

regular exercise and 

physical activity 

reach much further than 

this, with life changing benefits 

extending to prevention 

and management of 

some prevalent conditions. 

If you have been thinking 

about getting moving, 

it’s never too late to start. 

Some common conditions 

where exercise can 

have significant benefits to 

your health and wellness: 

COPD: Chronic obstructive 

pulmonary disease 

(COPD) is the term 

used to cover a range of 

respiratory conditions 

including emphysema, 

chronic bronchitis and 

chronic asthma. 

COPD affects one in six 

New Zealanders. 

While there is no cure 

for COPD, there are plenty 

of ways to manage symptoms, 

and improve quality 

of life. 

Part of the treatment 

for this condition is 

exercise. 

Even at low levels, exercise 

has a strengthening 

impact on respiratory and 

muscular structures. 

If you have asthma or 

another form of COPD, exercise 

should form part of 

your treatment and be an 

important part of maintaining 

a healthy lifestyle. 

Heart disease: Cardiovascular 

disease (including 

heart, stroke and blood 

vessel disease) is still the 

leading cause of death in 

New Zealand, accounting 

for 33 percent of deaths 

annually. Every 90 minutes 

a New Zealander dies 

from heart disease, and 

172,000 New Zealanders 

currently living with heart 

disease, and are limited by 

its impacts. 

Being active is recommended 

to assist managing 

this disease as this can 

reduce the risk of getting 

heart disease by 50 percent, 

with extra benefits 

gained by eating a healthy 

diet and not smoking. 

Exercise can also lower 

blood pressure, and assist 

with reducing weight, 

which are both risk factors 

for heart disease. 

Osteoporosis: As we 

age, and as lifestyle and 

diseases impact on our 

health, there can be a loss 

of balance between new 

bone growth and old bone 

breaking down, leading 

to a loss in bone density. 

Once this loss reaches a 

certain level a diagnosis of 

osteoporosis is made. 

A regular exercise programme 

is essential for 

bone health. Specifically, 

weight bearing exercise 

offers the best defense. 

This includes a number 

of sports, and lifting 

weights, as well as using 

your bodyweight as resistance. 

While activities such 

as cycling and swimming 

have a range of fantastic 

health benefits, these activities 

are not considered 

weight bearing. 

Depression: In New 

Zealand, more than half a 

million adults (16 percent) 

have been diagnosed with 

depression, bipolar disorder 

and/or anxiety disorder 

at some point in their 

life. 

This includes 14 percent 

of adults who have 

ever been diagnosed with 

depression, 6 percent with 

anxiety disorder, and 1 

percent with bipolar disorder. 

Little or no physical 

exercise can increase the 

risk of depression, and a 

poor diet can decrease the 

sense of wellbeing, so taking 

care of yourself needs 

to be part of any wellness 

or mental health plan. 

There is a good reason 

why exercise is recommended 

for improving 

mood. Endorphins are the 

‘happy hormones’ that the 

body releases when moving. 

Endorphins contribute 

to a feeling of wellness 

post exercise and are released 

most effectively 

during long, continuous 

workouts of moderate to 

high intensity. 

With so many benefits 

it’s really worthwhile investing 

in yourself by getting 

active. 

If you are struggling 

with motivation or not 

sure where to start, then 

fortunately help is available 

through a network 

of appropriately qualified 

and experienced REPs 

registered exercise professionals 

located throughout 

New Zealand. 

The NZ Register of 

Exercise Professionals 

(REPs) is an independent 

not for profit quality mark 

of exercise professionals 

and facilities. 

Using REPs Registered 

Exercise Professionals 

is the “warrant of fitness 

check” that exercise professionals 

and facilities 

meet New Zealand and 

internationally benchmarked 

standards, to deliver 

safe exercise advice 

and instruction. 

The active organisation for those 50+ 

The Grey Power Magazine is published quarterly by 

Neben Morris Media for the Grey Power New Zealand 

Federation Inc. It is the official publication for the 

federation and its affiliated associations. Grey Power 

Magazine is mailed to all financial members of Grey 

Power. Grey Power NZ Federation Inc is incorporated 

under the Incorporated Societies Act 1908 

Subscription inquiries: 

Grey Power Federation 

P.O. Box 272 1719 

Papakura 2244 

Auckland 

Phone: 09 299 2113 

Email: fed-office@xtra.co.nz 

The next issue of The Grey Power Magazine will 

be published September 2018. Deadlines are: 

Editorial: Monday, 13th August 

Advertising: Monday, 21st August 

Delivery Address: 

The Grey Power Magazine 

12 Mill Street, Hamilton 3200 

P.O. Box 1425, Waikato Mail Centre, Hamilton 3240 

Phone: 07 838 1333 • Fax: 07 838 2807 

Editors: 

Lisa Potter 

Email: 

Lisa@nmmedia.co.nz 

Mobile: 021 249 4816 

Studio manager: 

Tania Hogg 

Email: tania@nmmedia.co.nz 

Phone: 07 838 1333 

Advertising inquiries: 

Geoff Taylor 

Email: 

geoff@nmmedia.co.nz 

Mobile: 027 808 5170 

Debbie Jamieson 

Email: Debbie@nmmedia.co.nz 

Phone: 07 838 1333 • Mobile: 027 229 0202 

DISCLAIMER: The information contained in this publication is published 

in good faith and has been derived from sources believed to be reliable and 

accurate. However, neither the Grey Power New Zealand Federation Inc. nor 

any person involved in the preparation of this publication accepts any form 

of liability whatsoever for its contents, including editorials, advertisements, 

opinions, advice or information, or for any consequences for its use. Grey 

Power New Zealand Federation Inc is a non-political organisation with no 

affiliation to any political party or political group. ISSN 1173-2415

26 


GREY POWER LOBBY REPORT 

LOBBY VISIT APRIL 2018 REPORT 

The visit to Wellington 

occurred on April 3-4 2018 

The core lobby team consisted 

of: Tom O’Connor, (Grey Power 

Federation President- now 

past president) and Jan Pentecost, 

(Grey Power Advocacy Standing Committee 

co-chair and National secretary). 

Jo Millar (Health National Advisory 

Group chair) attended health meetings 

with the core team. 

Roy Reid (Treasurer & Aged Care/ 

Retirement Villages National Advisory 

Group) attended the meetings on 

communication and aged care along 

with the core team. 

1. HEALTH 

1.1 ACC – meeting with the ACC Minister 

– Hon Iain Lees-Galloway 

GREY POWER POLICY mission is 

to promote a fair and equitable ACC 

system for New Zealanders 

ACC’S ELIGIBILITY CRITERIA FOR 

OBTAINING HEARING AIDS 

GREY POWER’S CONCERNS ARE 

– Age is a prime factor without any 

explanation as to how a percentage 

threshold was decided – when the 

ACC bill was debated in Parliament 

in 2010 it was pointed out that 

there was no medical or scientific 

or any other good reason for the 6 

percent threshold – it was an arbitrary 

figure and that the hearing 

loss threshold would disproportionally 

affect older workers. 

– Assessments being done by telephone. 

It has already been established 

that these types of assessments 

do not work for home care 

so it is incredulous that they are being 

used for a person with a hearing 

problem. 

GREY POWER RECOMMENDS 

That fair tests for hearing loss be designed 

because many older people 

cannot afford the cost of hearing aids 

if they are deemed to have age-related 

hearing loss. 

MEETING RESULT 

– the Minister has responded thus to 

Grey Power’s concerns: 

The use of the age-scale 

As ACC can only provide cover for 

hearing loss directly attributable to 

injury related causes, hearing loss attributable 

to the other causes, such as 

age, needs to be factored in when assessing 

the level of hearing loss ACC 

can cover. 

When testing the hearing of persons 

over 18 years of age, part of any 

observed hearing loss will probably be 

associated with age. 

The age-scale standard that ACC 

uses to apportion the expected percentage 

of age-related hearing loss, 

provides comparative data for estimating 

the amount of hearing loss 

caused by a specific cause, for example 

workplace exposure, by comparing 

audiogram results against a normal 

population scale. 

The age-scale standard is based on 

hearing thresholds in adults from 18 

to 80 years old from a range of studies 

carried out in the UK, Japan, Norway, 

Germany, USA, France and Australia 

over the period 1980 to 2012. The 

standard referred to is IS07029 — 

Acoustics — Statistical distribution of 

hearing thresholds related to age and 

gender. 

The sensitivity of a person’s hearing 

ranges or thresholds is known to 

decrease with age, but the rate of hearing 

loss will naturally vary between 

individuals. ACC’s age corrections 

are based on the average values of the 

normal hearing thresholds, as defined 

by the hearing scale. 

In order to apportion the level 

of hearing deemed to be caused by 

natural causes, the average expected 

hearing loss is converted into a percentage, 

so any age correction can be 

considered in relation to the total and 

covered hearing loss. 

For example, a 65-year-old male is 

deemed to have a 2.4 percent hearing 

loss due to the average effect of the 

aging process, and this is factored in 

when ACC determines the level of cover 

it provides. This percentage scale 

can be found in the Regulations noted 

earlier under Schedule 1 and are publicly 

available. 

ACC only considers the age-scale 

when making the initial cover assessment 

for the percentage of accident 

related hearing loss. 

There is a popular misconception 

that the age adjustment is adjusted 

every time a client asks for replacement 

aids (which can be done every 

six years), this is not the case as a client’s 

entitlement is set by the initial 

assessment, i.e. ACC does not reduce 

its contribution simply because a client 

is six years older. 

So, if the client’s hearing loss does 

not change significantly, requiring a 

further assessment or changes to their 

hearing aids, there will be no change 

in the entitlement. 

The use of phone assessments 

When assessing the level of contribution 

to a client’s hearing aid (or hearing 

loss), ACC first needs to get an 

audiometric assessment, which shows 

the client’s total hearing loss as a percentage, 

which can then be broken 

down by Injury related/non-injury related 

factors. 

There is a range of practical tests to 

complete an audiometric assessment 

and create an audiogram. In addition, 

the assessor takes a detailed history 

of factors that may have an impact 

on a person’s hearing loss. These may 

include: 

• a history of hearing loss, past illness, 

injury, treatments and noise 

or explosion exposure 

• an analysis of the severity of the 

noise exposure 

• an analysis of the relative risks of 

work and non-work exposure, and 

• the risk to hearing from the client’s 

family, medical, surgical, 

pharmacological or trauma 

history. 

All of the information outlined 

above is included in the reports prepared 

by an audiologist, which is then 

passed onto an ear, nose and throat 

(ENT) specialist to comment on the 

cause of the client’s hearing loss, including 

the level of hearing loss caused 

by the injury. 

Case study 

A 74-year-old man may be assessed as 

having 43 percent total binaural hearing 

loss on his audiogram. 

On consideration of all historical 

factors and relevant history, 8.1 percent 

is deducted for his age as per the 

standardised tables as discussed previously. 

Of the remaining 34.9 percent 

hearing loss, an ear, nose and throat 

(ENT) specialist attributes 20 percent 

to occupational noise- induced hearing 

loss and the client’s work in heavy 

industry without ear protection for a 

significant period of time, and 14.9 

percent to other causes, such a history 

of recreational shooting, and a history 

of childhood ear infections. 

The claimant’s injury-related hearing 

loss as a proportion of his total 

hearing loss is therefore (20 percent 

out of the total 43 percent). 

The way assessments are carried 

out is defined in Regulations, which 

has strict guidelines when assessing a 

client. 

If a re-assessment is required, this 

would only ever be carried out in a 

clinical setting. 

In some instances where the original 

report from the specialist is queried, 

a peer review may be sought 

to clarify what level of hearing loss 

should be covered. 

This peer review will primarily be 

based on the existing documentation, 

including the initial ENT assessment. 

The peer reviewer may call the client 

for verification, or expansion, of 

some points in order to reach an opinion 

on an appropriate coverable apportionment 

of the hearing loss. 

As noted previously, this phone 

call would only ever be to clarify facts 

about historical exposure or injury 

and would not consist of any practical 

hearing tests. (this explanation was 

produced verbatim from the Minister’s 

written response) 

The Minister will also provide 

us with information re hearing aids 

as part of a wider review of ACC 

legislation. 

During the visit Grey Power asked 

whether the coalition government 

supports the vision of the Woodhouse 

report (Royal Commission report 

‘Compensation for Personal Injury 

in NZ’ to “include all disability and 

incapacity regardless of cause, sickness 

or injury… [and] to shift sickness 

related disability out of the MSD and 

into ACC cover” ( Grant Duncan, Expanding 

ACC to cover sickness, June 

13 2016, http://briefingpapers.co.nz.) 

– The Minister said this would be a 

huge transition and extremely costly. 

THE ACC SUBSIDY 

GREY POWER’S CONCERN 

Is the amount of co-payment some 

Community Services Card(CSC) holders 

must pay to their doctor above the 

ACC subsidy. 

GREY POWER RECOMMENDED 

that ACC recognise the value of the 

Community Services Card and increase 

their subsidies accordingly so 

that low income older people are not 

further impoverished by these charges 


– the Minister will try to align ACC 

subsidies with health 

1.2 Meeting with the Minister of Health 

– the Hon David Clark 

AGED CARE: 

GREY POWER POLICY - To work to 

ensure the safety and well-being of 

all older people in care, whether in 

their own homes or in care facilities. 

THE REDUCTION IN HOME CARE 

HOURS 


Is that home care hours are being reduced 

for some older people Our survey 

found that 19 respondents from a 

total of 53, nearly 34 percent, reported 

that their home care hours had been 

reduced; some had their home cares 

but not their personal care cut. 

GREY POWER’S RECOMMENDATION 

– that six-monthly assessments by 

an inte RAI assessor occur before 

home care time can be reduced. 


– the Minister wants proper inteRai 

assessments to occur – he does not 

want them to be used as a rationing 

tool. 

THE USE OF ANTI-PSYCHOTICS 

FOR DEMENTIA PATIENTS 

GREY POWER’S CONCERNS 

Arose from complaints about older 

people being prescribed strong antipsychotics 

in rest homes.



Grey Power lobby score card – the coalition government’s early progress 

on policy implementation affecting older people. 

KEY: no progress or partial progress already done or good progress 

THE AGE OF ELIGIBILITY TO RECEIVE SUPERANNUATION: 

Before the election Labour promised not raise the age for the receipt of superannuation. The Prime Minister has reitevrated 

this. 

THE RESUMPTION OF GOVERNMENT CONTRIBUTIONS TO THE SUPER FUND: 

These resumed in December 2017 

THE REWRITE OF THE POSITIVE AGEING STRATEGY 

The Minister of Seniors informed Grey Power in December that this was being considered. 

Consultation plans are now underway 

THE APPOINTMENT OF AN AGED CARE COMMISSIONER: 

Following the release of the Inquiry into Aged Care by the New Zealand Labour Party & Green Party of Aotearoa New Zealand 

with Grey Power in September 2017 Grey Power understood that if these parties became government the report’s 4th 

recommendation to establish the Office of the Aged Care Commissioner and a position of Aged Care Commissioner would 

be implemented. The Minister of Health has informed that there are no plans at present for this to occur 

THE REDUCTION OF DOCTORS’ FEES 

The election promise was that these would be introduced from July 1 2018 but the Minister of Health now informs that they 

will be phased in incrementally 

WINTER ENERGY PAYMENT 

The election promise was that this would be payable from May until October 2018 and couples would receive $700 and 

singles $450. However, this payment will now not be received until July which means that couples will now receive $413.66 

and singles $265.98 – this is less than 60 percent of the original promise 

Disclaimer: Although every effort has been made to provide accurate information in this report the authors 

takes no responsibility for unintended inaccuracies 

Case studies of the use of risperidone 

discloses that these drugs 

should only be used as a last resort for 

dementia patients https://bpac.org. 

nz/BPJ/2013/December/dementia. 

aspx). 

In fact, Pharmac and the College of 

Psychiatrists issued a media release in 

2008 pointing out that in the US and 

UK antipsychotics were used extensively 

for elderly people and that they 

caused increased risk of strokes and 

higher death rates. 

The release does state that there 

is little evidence of systemic harm 

being caused in NZ. (https://www. 

pharmac.govt.nz/2008/10/07/New 

percent20guidance percent20to percent20help 

percent20with percent20antipsychotic 

percent20use percent20in 

percent20elderly.pdf) 


– that it would be advantageous to 

review the use of these medicines 

especially in rest homes. 


– A. Simpson from the Minister’s office 

to provide information to the 

Minister 

THE GOVERNMENT’S POLICY ON 

DOCTORS’ FEES: 


Are that Labour’s election promise 

re a reduction in the cost of GP visits 

from July 2018 will not occur. 

In the Governor-General’s speech 

from the Throne on November 8th 

2017 we were informed that “This 

government will put a real focus on 

primary health. 

GP fees subsidies will be increased 

to cut fees by $10 a visit, and the 

longer-term funding system will be 

reviewed to ensure doctor visits remain 

affordable into the future … Seniors 

will be entitled to an annual free 

health and eye check as part of the 

new SuperGold Card. 

GREY POWER’S QUESTION: 

- Can the Minister assure us that this 

promise will go ahead? 

The Minister of Health’s answer 

was that this will be part of the May 

2018 budget process. 

NB: The Minister has now said fees 

reduction will be carried out incrementally. 

(https://www.stuff.co.nz/ 

national/politics/103480388/cheaper-gp-visits-delayed-as-govt-admitsit-cant-afford-this-year) 

DISCHARGE PROCEDURES FROM 

HOSPITAL 


• discharges occurring late at night 

• patients being told their discharge 

papers will posted but they never 

arrive 

• patients discharged directly into 

rest-homes without consultation 

with them – consultation only 

occurring with family and medical 

staff 


– that DHBs be instructed to correct 

these concerns. 


The Health Minister informed us that 

the main concern for his health portfolio 

was equity and he discussed the 

plans for the mental health review – 

he wants Grey Power members to tell 

their stories 

The Grey Power Health National 

Advisory Group chair to advise the 

Minister’s office of cases of concern 

The Health Minister informed that 

his Associate Minister the Hon Jenny 

Salesa would be Grey Power’s contact 

for aged care and she has asked that 

we visit her when we are in Wellington 

– she is also Associate Minister of 

Housing with special responsibility 

for state houses 

2. COMMUNICATION 

Meeting with Hon Clare Curran Minister 

of Broadcasting, Communication and 

Digital Media 

FREE TO AIR TV 


– that a free to air television channel 

that would screen News, Films, 

sport and current affairs debates 

without advertising be provided (a 

2017 AGM remit) 


– the Minister responded that: 

• That free to air TV needed to cover 

all NZers - people with disabilities, 

Maori, Pacific Islanders, older people 

and children etc. 

• This channel is not a question of if, 

but of when 

• New Zealanders will notice a difference 

by the end of the year 

• New Zealand is the only country in 

the OECD that does not have a noncommercial 

channel 

• More peoples’ stories to be told on 

this channel 

• The Ministerial Advisory Committee 

is meeting currently and will 

recommend shortly 

THE DIGITAL DIVIDE 

The background - Statistics NZ describe 

the ‘digital divide’ as the gap 

between information ‘haves’ and 

‘have-nots’ or, put another way, who 

has access to the Internet and who 

does not. http://archive.stats.govt. 

nz/browse_for_stats/industry_sectors/information_technology_and_ 

communications/digital-divide/introduction.aspx 

). 

Only two years ago research into 

this issue disclosed that age and 

household income were still the biggest 

barriers to internet usage. 18 

percent of low income families 

(with an annual income of less than 

$35,000) are in the non-user category 

and this rises to 47 percent for older 

low-income families. 

https://2020.org.nz/ 

blog/2016/04/14/new-internetreport-the-digital-divide-persists/ 

More specifically 38 percent percent 

of respondents over 70 years of age 

are either never-users or ex-users and 

this is very concerning because the 

internet is an important means of accessing 

a wide range of information 

and services. 

People who are unable to access 

information technologies or who are 

without the skills to use them run the 

risk of being excluded from social, 

educational, cultural and economic 

benefits. And this may have adverse 

effects on many aspects of wellbeing 

(Australian Bureau of Statistics, 2003) 

file:///D:/New percent20folder percent20Telecomms/Digital 

percent- 

20divide percent20research percent20in 

percent20NZ.pdf. 


– We receive many complaints from 

older people because they cannot 

or do not want to use computers, 

smart phones etc. to obtain necessary 

services and we have unsuccessfully 

lobbied banks, government 

departments, e.g. MSD and 

the Health Ministry about the removal 

of face-to-face services and 

their replacement with on-line services 

which disadvantage some older 

people and lower income people. 

Of interest one of our members has 

suggested that the move to modern 

communications is elder abuse. 

GREY POWER’S QUESTION 

– What are the Minister’s ideas on 

policies which could be developed 

to ensure equitable access and 

participation to low income households 

and older people? An answer 

is to be forthcoming 

3. TRADE AND ENVIRONMENT 

Meeting with The Hon David Parker – 

Minister of Trade and Export Growth 

and Minister for the Environment 

TRADE, CTPP & TRADE AGENDA 

2030 : 

GREY POWER’S POLICY 

– its recent submission to the select 

committee on the CTPP urged 

NZ’s negotiators to return to the 

table with a determination to have 

the community issues “of health, 

safety, human rights including 

democratic and labour rights, the 

Continues page 28

28 


LOBBY VISIT APRIL 2018 REPORT 


From page 27 

environment, cultural values and 

economic development [for all]” as 

their top priority rather than serving 

corporate interests and that NZ 

should not agree with the ISD procedures. 

Of interest Bill Rosenberg, CTU 

economist, states that it is widely accepted 

that neo-liberalism has failed 

economically, socially and environmentally 

and that the current FTAs 

including the CTPP are products of 

the neo-liberal framework; the objectives 

of these agreements earlier was 

to maximise economic welfare but 

now they are based on maximising the 

most powerful players commercial 

advantage. (Media Release from CTU 

on November 10, 2017 & in Hall, D. 

(Ed.). (July 2017). No More Businessas-Usual: 

Where to Now for International 

Trade? Auckland: The Policy 

Observatory. Retrieved from https:// 

thepolicyobservatory.aut.ac.nz/) 

THE MINISTER’S RESPONSE 

was that the CTPP protects community 

issues and that he is in favour of 

Free Trade Agreements (FTAs) – they 

are important to little New Zealand – 

he also discussed the Trade Agenda 

2030 which was to set the direction 

of NZ’s trade policy for the next 10-15 

years 

The Minister said Trade Agenda 

2030 is not exactly the coalition government’s 

policy -he would increase 

investment in research and development 

and they will be making announcements 

soon 

THE ENVIRONMENT 

National Standards for Air and water 

allocations 

Background 

The National Standards for Air issue 

in brief was based on the fact that 

many of towns and cities have serious 

winter air pollution problems (Timaru 

is one of the worst). 

Regional Councils are required to 

formulate Air Regional Plans required 

to meet the national air quality standards. 

However, while the objectives of 

the Canterbury Air Regional Plan, 

and other air regional plans are commendable 

they are a little unrealistic, 

too specific and too rigid. 

The plans identify home heating as 

the main cause of winter air pollution, 

particularly in Timaru but there are 

some serious questions about that assumption 

which have yet to be properly 

answered. 

The plan prohibits the use of log 

burners over 15 years old without any 

real scientific rationale and we now 

have people, who can’t afford a new 

log burner, living in unheated homes 

through fear of a penalty for having a 

smoky chimney. 


was that it would be a simple matter 

to require all air regional plans, via 

an amendment to the National Policy 

Statement on Air, to include provision 

for older log burners to be up graded 

to meet new emission standards as a 

discretionary activity under local district 

plans. 


Minister Parker promised to refer this 

matter to Local; Government Minister 

Hon Nania Mahuta but, as yet, no 

response has been received. 

THE WATER ALLOCATION 

issue was based on the fact that in 

some regions where domestic water is 

supplied by local authorities, surface 

waterways have been contaminated 

by surface intrusions and some aquifers 

have been contaminated by nitrates 

leached from intensive farming 

The recent intensification of farming 

in some regions is facilitated by irrigation 

to the point where many waterways 

are seriously over allocated 

and those which remain are often too 

polluted for recreation beyond wading 

and boating 

Surface water pollutants pose a 

threat to the health of all people who 

come in contact with them but the 

young and elderly are more at risk 

than most others. 

In Canterbury there are several 

large irrigation schemes which are 

contributing to the problem and another 

one is in the planning stages. 

There is also a planned new irrigation 

scheme in Wairarapa. 

Prior to the general election we 

were assured that a Labour led Government 

would not facilitate or allow 

more irrigation schemes 


was that the Government should not 

encourage further irrigation in these 

areas by way of bridging finance or 

loans from Crown Irrigation Investments 

Limited 

Outcome 

The Government has since declined 

to allocate Crown Irrigation funds to 

these two schemes 

(This report provided by the Immediate 

Past President Tom O’Connor) 

4. MEETING WITH THE MINISTER OF 

SENIORS – HON TRACEY MARTIN 

THE IMPACT ON PENSIONERS 

OF REGIONAL FUEL TAXES 

(AUCKLAND) 

This arose because a member has 

asked if we would be lobbying on this 

and also that from 2021 the Land 

Transport Management (Regional 

Fuel Tax) Amendment Bill will permit 

this tax to be used in any part of New 

Zealand that chooses to put a proposal 

forward. (Hansard, first reading of 

the Bill). 


centre on the impact this tax will 

have on low-income people including 

those superannuitants whose only income 

is the pension. 

Low-income families must spend 

most (or all) of their income just to 

achieve the most basic level of comfort. 

Even middle- income families 

spend most of what they earn to sustain 

only a modest standard of living 

and extra tax on these families can cut 

directly into their ability to make ends 

meet. 

We have already been told that 

superannuitants, in the September 

quarter, have experienced the highest 

inflation of all household groups. 

Overall costs rose 0.9 percent for 

them compared with 0.6 percent for 

other households and annually living 

costs rose 2.6 percent as opposed 

to 1.5 percent for the higher income 

group. 

Price rises in local authority rates 

and home insurance have had the 

greatest impact on superanuitants 

because approximately nine out of 

ten own their own homes. (https:// 

www.nbr.co.nz/article/low-spending-households-face-increased-inflation-b-209280 

Furthermore, New Zealand Initiative 

economist Sam Warburton says 

the tax is also likely to hit people on 

low incomes the hardest because they 

tend to have older, less fuel-efficient 

vehicles and therefore will pay up to 

three times the tax of someone who 

can afford a new, fuel-efficient car. 

He believes that a “A 10c a litre tax 

increase in Auckland will mean that 

households that can afford a hybrid 

or other new vehicle will pay about 

$65 more per vehicle per year. 

A low-income family with an old 

van will pay about $150 per vehicle 

per year ... [and] when this is combined 

with the already established 

petrol tax, people with less fuel-efficient 

vehicles will pay roughly $1100 

per year… Motorists with more fuelefficient 

vehicles, however, will pay 

just $430 over the same period. 

This calculation is based on the average 

driving distance of 10,500kms 

a year” 

He believes that a petrol tax is an 

outdated method of raising transport 

revenue and the Government should 

be, and is, looking to move to other 

methods which are more efficient 

and fairer, such as road user charges 

and road congestion prices (https:// 

www.interest.co.nz/news/92873/ 

its-regulatory-impact-statementministry-warns-burden-aucklandfuel-tax-could-actually). 

Also, of 

interest is the fact that this tax will 

disadvantage rural people, including 

superannuitants. 


is that government encourage the use 

of other taxation means as discussed 

in the Shand report (see Funding Local 

Government, Local Government 

Rates Inquiry Panel, Wellington, New 

Zealand. August 2007) 


– The Minister said she would 

ask the Minister of Transport 

if the SuperGold card could be 

used to exempt people from the 

fuel tax 

PLANS TO REWRITE THE 

POSITIVE AGEING STRATEGY: 

Background 

– in our December 2017 visit to the 

Seniors’ Minister she spoke of her 

desire to rewrite the positive ageing 

strategy. 

On April 6th 2018 she announced 

that “the Government will develop a 

new Positive Ageing Strategy to shape 

the policies needed to help older New 

Zealanders live well [and] ... there 

would be public consultation before 

the strategy was developed to ask 

New Zealanders what they want from 

it. 

This would run from June until 

late August and include workshops 

throughout the country... 

This is about finding out how people 

want to live as they get older, as 

well as how they are living now,... 

And for this to work properly, we really 

need to engage with the people 

who aren’t seniors yet, but who are 

going to be in the next 10 or 15 years.” 

Grey Power is very pleased to read 

this. 

SMALL PRINT ON LEGAL 

DOCUMENTS: 

This was a 2017 AGM remit and the 

Senior’s Minister undertook to ask 

Hon Kris Faafoi Minister of Consumer 

Affairs for his advice. 

MEETING WITH THE HON RUTH 

DYSON 

RETIREMENT VILLAGE 

RESIDENTS’ RATES REBATE 

APPLICATION PROCESS: 

Ruth told us that “basically, the officials 

are trying to make a simple and 

straight forward process that protects 

the privacy of the resident, is userfriendly 

and will work within existing 

mechanisms. 

The process involves: 

The resident completing an application 

form which allows the local authority 

to assess their eligibility for a 

rebate and the operator completing a 

declaration form which allows the local 

authority to determine how much 

the resident has contributed to the 

operator’s rates bill. 

The resident then sends the two 

forms to the local authority and that’s 

it!” (Email from the Hon Ruth Dyson, 

April 20th 2018)


Discover England’s hidden treasures 

Donald Hillier is a selfconfessed 

globe trotter 

and much of his enjoyment 

comes from sharing some 

of his favourite spots with 

other travellers. So much 

so that he spends most of 

his time putting together 

memorable trips around 

Britain, specialising in tours 

for seniors. 

since my first tour I have 

introduced people to places in 

“Ever 

England they never seen on any 

other tour,” says Donald. 

“As many folk have told me, my tour is 

what they’ve always been looking for and 

this has resulted in people coming on repeat 

tours with me. 

“As I look out my window and see that 

the old oak trees are losing their leaves, I 

realise that the autumn of my travelling 

life is upon me. I feel blessed to have traveled 

so often and to have seen so much, 

especially in my beloved Britain.” 

Donald says he particularly loves 

spring, for the colour of the countryside; 

with paddocks of rape dotting the landscape 

with bright yellow, and the woodlands 

blue and white with bluebells and 

wild garlic. 

“There are so many lanes to drive down 

and every one can tell its own magical story, 

for me anyway. 

“One of the most beautiful villages is 

Helford, which lies on the Helford estuary. 

It is only a small village but the internet 

has some wonderful photos. If you enjoy 

Cornwall at all, it is a must see. 

“There are so many wonderful villages 

dotted around Britain and I have been fortunate 

in that I have always taken the road 

less traveled, as motorways hold no great 

attraction for me. 

“To get lost is one of the joys of being a 

wanderlust and it has taken me to so many 

beautiful places, which iI can then share 

through my Dream Tours.” 

D7244J 

Dream Tours 

www.dreamtours.co.nz 

ENGLISH COUNTRY COTTAGES 

Grand Finale Tour - May 2019 

SCOTLAND, IRELAND & WALES 

A taste of Scotland. Explore the Northern 

Ireland coastline from Belfast West to the Bay 

of Clews & Westport. Explore the Welsh Coast 

from Anglesey to the Gower. 

33 Exhilarating Days - June 2019 

ROUTE 66 

September 2019 

Contact Don 03-381-1694 

dontours@xtra.co.nz 

ESCORTED TOURS 

ESCORTED TOURS 2018/19 

"Complete hassle-free travel, with home pickup 

& return (Auckland), quality hotels, meals 

& sightseeing fees (as specified)." 

• PORT DOUGLAS & CAIRNS 

9 days, depart 06 September. An exciting 

tropical holiday featuring Cape Tribulation 

& the Daintree, Great Barrier Outer Reef 

cruise, Kuranda & the Atherton Tablelands. 

• VIETNAM & CAMBODIA 

18 days, depart 05 October. A great value 

easy paced tour from Hanoi & Halong Bay 

in the North to Saigon & Mekong Delta in 

the South, plus Siem Reap. 

• MELBOURNE & ADELAIDE ‘RAIL & RIVER’ 

11 Days, depart 20 October. Features 

premium rail travel aboard ‘The Overland’ 

Melbourne/Adelaide plus 3 night ‘Murray 

Princess’ cruise. 

• TASMANIA & MELBOURNE 

12 Days, depart 11 November. A scenic 

springtime coach tour of Tasmania plus 

Melbourne stopover. 

• AUSTRALIA/NZ CHRISTMAS CRUISE 

13 days, depart 18 December. Enjoy a 

‘close-to-home’ festive cruise experience 

aboard the luxurious ‘Majestic Princess’. 

• NEW ZEALAND CHRISTMAS TOURS 

Join one of our special local Christmas 

Tours to the Far North/Bay of Islands & 

Central Otago/Dunedin. 

• NAPIER ART DECO TOUR 

5 days, depart 14 February. Enjoy New 

Zealand’s celebration of the Art Deco style 

in Napier. 

• AUSTRALIA/NEW ZEALAND CRUISE 

20 days, depart 25 February. Features an 

amazing 16 night voyage aboard Celebrity 

‘Solstice’ from Perth to Auckland. 

For full details 

Freephone 0800 11 60 60 

www.travelwiseholidays.co.nz 

Country Lanes of Ireland, Scotland & England 2015 – including Edinburgh Tattoo 

ADELAIDE MURRAY RIVER CRUISE WEARABLE 30 days $13,585 – Departs ARTS 2 August 2018 2015 

POWERCO 

7 night SPECIAL EVENT 

Join our 

cruise 

escort from 

on 

Auckland 

the Murray 

with a maximum of 22 passengers. Travel with award-winning Singapore 

30th 

Airlines 

Anniversary 

to Singapore (2 nights), including sights, dinner and Orchid Gardens. Travel on to Dublin Rhododendron (3 nights), hop on hop off bus, Killarney Festival 

LOXTON (2 to nights) MANNUM 

– Jaunting Car, Ring of Kerry. Donegal, Derry, visit Giant’s Causeway, Belfast, including Titanic 4 days Quarter, departs Edinburgh 9 (3 Oct nights), 2018 hop on hop off bus, tickets to spectacular Tattoo!, Royal Yacht Britannia, New Plymouth, York (3 nights), Whitby, Featuring magnificent Forgotten highway 

Castle Howard, free day. Visit Chester and on to Cotswolds (3 nights), Stratford-on-Avon, Blenheim Palace and the Roman city of Bath. Via Cheddar Gorge to Devon (3 nights Tavistock), visit incredible Eden Project, Cornish villages, Devonshire Tea 

12 days Departs 28 November on 2018 the Moors. - $5,620 Via Salisbury share to London twin (3 nights). per Return person with overnight in Singapore. Includes $1,699pp all breakfasts, share most dinners, twin sightseeing, (LAST SEATS) 

airfares (upgrades to Business class available), quality accommodation 5 days departs with private 1 bathrooms, Nov 2018 executive – $1,899pp share twin 

coaches throughout. Free home pick up and return in greater Auckland, Wellington or Christchurch areas. 

Fly to Adelaide (2 nights) including sights 

Return flights to Wellington, (or return by train), 3 nights 

(From Auckland - Prices available from other centres) 

PS Murray Princess 7 nights outside cabins, All meals, travel through Novotel – all breakfasts & dinners, PLATINUM seats to 

China 

Coach to New Plymouth (3 nights) Novotel. See an impressive range of 

Toowoomba Sunshine Coast Brancott Wellington Powerco Taranaki 

3 locks – scenic Murray River including Spectacular Blanchetown, Morgan and spectacular Wearable arts show with souvenir Programme, 

Flower Carnival 

Stayput 

Wearable Arts 

gardens on 

Garden 

display, also 

Spectacular 

art in the Garden displays, Len Lye Building, 

Overland Corner. Return to Adelaide for two nights. Airfares, All 

Day trip to Wairarapa With lunch & visit to Greytown & 

incredible Tawhiti Museum, Travel the Forgotten highway with a 

5 September 2015 – 12 days 15 September 2015 – 8 days 21 July 2015 – 8 days 

24 September 2015 – 4 days 

30 October 2015 – 5 days 

breakfasts and dinners, Sightseeing and onboard Entertainment on Martinborough. FREE home pick up & Return Auckland/ 

stop at the Republic of Whangamomona with scones and tea. Then 

$4899 share twin 


From $2999 share twin 

$1599 


the Murray. LIMITED SEATS 

Tauranga/Christchurch (within 20 kms city). 

overnight at the Departs iconic from Auckland Chateau only. Tongariro before visiting Hamilton 

DON’T MISS out! Already selling fast. This tour Gardens Join on your our escort return on this to annual Auckland. tour to see All breakfasts and dinners. 

Join our escort for the flight to Beijing 

(4 nights). Visit Tiananmen Square, 

Forbidden City, Highlight visit To Great Wall 

China. Flight to Xi’an (2 nights), amazing 

Fly to Brisbane (2 nights), then coach to 

Toowoomba, our home for 5 nights. Here 

we enjoy visits to award-winning private 

gardens, the art deco Empire hotel. Picnic 

Join us on a relaxing stayput on the 

Sunshine Coast. Including return flights 

From Wellington, Christchurch or Auckland, 

7 nights at the centrally located Oaks in 

sells out every year. Join your escort and fly to 

Wellington from Auckland. 3 nights at central 

Novotel Hotel, all breakfasts and dinners included. 

the impressive range of gardens on display in 

New Plymouth. Rhododendrons in a myriad of 

different Colours together with gorgeous roses 

Terracotta Warriors!, Then to Chongqing lunch Japanese Garden, undercover Caloundra. Enjoy all breakfast & dinners PREMIUM PLUS Seats to opening night of and different styles Of gardening. Stay 3 nights 

COUNTRY LANES to Join 3 night Yangtze OF River IRELAND, Cruise – the seating to the SCOTLAND fabulous Flower Carnival as well & as some ENGLAND lunches, A variety of sights 2018 

spectacular Wearable Arts show! Including in New Plymouth with a full programme to the 

magnificent scenery of the three gorges. Parade, Spring Bluff Railway to listen to including Eumundi Markets, cruise on the programme. Fabulous day trip to Wairarapa festival. Exclusive activities for our group. We 

Finish with 2 nights in Shanghai Including with big Edinburgh band music. All Breakfasts Tattoo and Dinners harbour with lunch, sights of Noosa and with lunch at the gorgeous Peppers Parehua in travel to Rotorua for overnight and then join 

SCENIC SOUTHERN SPLENDOUR 

shopping and sights. Includes air fares, 4 and most lunches! Special evening Garden Mooloolaba, lunch at a local surf club, Visit Martinborough, time in Greytown and a special the Railcruiser for a new experience In our own 

star 

30 

accommodation, 

days departs 

all breakfasts 

28 July 

and 

2018 

visit 

– 

with 

$14,950pp 

a glass of bubbles 

share 

and nibbles.!! 

twin (LAST 

Maleney 

SEATS) 

and Montville (Devonshire tea garden visit… (option to return to Auckland on specially Including adapted Rail car! Stewart Includes all breakfasts Island & the Catlins 

dinners (most lunches), great local guides Air fares, Central 4* accommodation, free in the botanic gardens) and to a couple of the train – no extra cost) Flights costs available & Dinners and Free home pick up & return in the 

Join our escort from Auckland free (max home of pick 22 up passengers). & return from Fly home to pick Hong up and Kong return (2 from days). Auckland, On to gorgeous Dublin private (3 nights) gardens. Free sights, home pick Book of from Kells, 

9 days departs 13 Nov 2018 – $3,799pp share twin 

other centres – FREE home pick up Auckland/ greater Auckland Areas. (ask us about add on’s to 

Waterford with visit to House Auckland, of Waterford, Wellington Christchurch. Blarney Castle, Killarney Wellington & Christchurch. (2 nights) jaunting car, up Ring and return of greater Kerry, AKL, CHC, Cliffs WLG. Of Moher, Christchurch Galway, or Tauranga great city areas. 

join the tour from other centres). 

Derry with guided walk, Giants Causeway, Belfast, Titanic Exhibition. Fly to Edinburgh (3 nights), visit Royal Yacht Britannia, hop on 

Fly to Dunedin (3 nights), visit the Albatross Colony, Botanic Gardens 

hop off bus ticket to Edinburgh Tattoo, Gretna Check Green, Lake out District our cruise (2 nights), prices World of – Beatrix we can Potter, beat Scenic most Cruise offers. & Steam Phone train our office and Chinese for details. Garden. Enjoy Scenic Rail journey on Taieri Gorge. Coach 

journey, York (3 nights), free day, Whitby, Lunch at Castle Howard. Chester, Cotswolds (3 nights), Bath with guided tour, Stratford on 

through the Catlins. Through rural heartland and rugged coastlines! 

Avon with guided tour, Blenheim Palace Cheddar Gorge, SUPREME to Devon (3 nights), TOURS fishing village & TRAVEL of Fowey, Eden LTD Project, Totnes 54 Wellesley with its St, Auckland Overnight City Invercargill, fly to Stewart Island (2 nights). Explore Oban 

stunning location, Devonshire Freephone: tea, Salisbury to 0800 London 809 (2 nights). 300 • Back Phone: via Hong 09 Kong 309 (upgrades 9822 • to Email: Business statltd@xtra.co.nz class available). Can stay • www.supremetoursandtravel.com 

enjoy cruise of Paterson Inlet, Ulva Island. Back to Invercargill and 

on at the end of the tour if you prefer. Our own coaches throughout, airfares, quality TAANZ accommodation, bonded for your all protection breakfasts, and most member dinners, of Iataall 

join our coach for the short journey to Queenstown (2 nights), sights 

sightseeing mentioned included in the cost. 

Arrowton and farewell dinner cruise to Walter Peak. 

Z5915J 

Free home pick up & return Auckland/Wellington/Christchurch *conditions apply 

Z6120J 

SUPREME TOURS & TRAVEL LTD 54 Wellesley St, Auckland City 

Freephone: 0800 809 300 • Phone 09 309 9822 

Email: statltd@xtra.co.nz • www.supremetoursandtravel.com 

TAANZ bonded for your protection and member of Iata

30 


Explore New Zealand 

With retirement comes fresh opportunity to pursue 

new interests. New Grey Power members Jan and 

Richard Jeffers are embracing their recent retirement. 

After years of raising their family and working full-time, 

the couple have compiled a bucket list of places to see 

and things to do. 

BY LISA POTTER 

Top of the list is 

spending time with 

family and exploring 

New Zealand, so recently 

they set off to experience 

the TranzAlpine, 

with the final destination 

of Invercargill for some 

grandparent time. 

“We sat down one evening 

to talk about some 

of the things we’d love to 

do and places we’d like to 

go. We actually chose the 

TranzAlpine after seeing 

its amazing television advertisement,” 

says Jan. 

The TranzAlpine is one 

of the world’s great train 

journeys and covers 223 

kilometres (139 miles) 

one-way, taking just under 

five hours. 

The jaw-dropping scenery 

takes in the Canterbury 

Plains, the Southern 

Alps, the ice-fed Waimakariri 

River and miles of 

native beech forest. 

One of the Great Journeys 

of NZ by KiwiRail, 

the TranzAlpine train runs 

in both directions between 

Greymouth and Christchurch 

with stops along 

the way. 

“We planned six 

months in advance to get 

the best price by booking 

early and also tied it in to 

a family occasion in Invercargill 

which was the final 

destination of this trip. 

“The most complicated 

part was deciding what to 

pack! But we googled the 

weather in advance and 

nailed it. 

“We also found that 

using TripAdvisor at each 

stopover was invaluable. 

We looked up the best 

places to stay, and that 

helped us decide breakfast 

and dinner options, along 

with places of interest. 

We found so many hidden 

gems we might have otherwise 

missed.” 

Jan and Richard highly 

recommend the experience 

and share some of their 

travel tips and favourite 

moments: 

Visit our website for all details on upcoming trips 

www.takeiteasytours.nz 

Phone 06 344 7465 | Freephone 0508 4U2CNZ 

Email info@takeiteasytours.nz 

High Country Bonanza Tour 

7th – 19th October 2018 

A true South Island High Country adventure with a great 

mix of unique farms, beautiful gardens and amazing 

homesteads with all the famous hospitality that comes 

along with it. You will also have time to experience the 

highlights of Kaikoura, Banks Peninsula, South Canterbury, 

Mt Cook National Park, Central Otago and much more.. 

SOME OF THE FARM VISITS INCLUDED ARE: 

• Mt Potts Station in 4x4 

vehicles 

• Middle Rock Station 

• Criffel Deer Station 

Plus much much more... 

• Erewhon Station with 

Clydesdale Wagon Tour 

• Akaroa Hill country farm 

and harbour cruise.


Jan’s top five places 

1The TranzAlpine definitely lived up to 

our expectations, with the bonus of 

commentary available via plug in earphones 

describing everything throughout the journey. 

We just loved every minute. 

2 

Visit to Shanty town south of Greymouth. 

We soaked up the visual displays, 

early settler stories and beautifully restored 

buildings that were part of early New 

Zealand’s history - prepare to spend a good 

half day or more there. 

The drive from Haast village through 

3 to Lake Hawea is absolutely spectacular. 

We stopped off at so many amazing 

viewpoints just to drink it all in. It was just 

breathtaking; every few kilometres were 

even more beautiful than the last. Definitely 

going back. 

The road from Twizel to Mount Cook. 

4 This was a time warp for me as I was 

a waitress at the Hermitage more than 48 

years ago, so it was amazing to revisit and 

remember. We had perfect weather and 

Mount Cook and the surrounding mountains 

are as majestic as ever. 

Fossicking on Gemstone beach with 

5 some of our grandchildren - watching 

their faces as we found so many different 

coloured stones (jewels). 

The couple is planning another South 

Island Trip - four wheel driving over the High 

Country Stations from Blenheim to Lake 

Wanaka. A roadie from Sydney to Byron 

Bay is in the mix over winter and since their 

TransAlpine experience they admit they’ve 

become hooked on train journeys and are 

also planning a trip to Canada to travel on 

the Rocky Mountaineer and explore Banff 

and Calgary. 

Jan Jeffers 

Richard Jeffers 

BOUTIQUE RAIL & COACH TOURS 

Let the Scenery Unravel 

with Twilight Travel 

Small Group Tour Specialist 

Adelaide & Murray River 

Discover Adelaide and the surrounding region, 

visit the Barossa Valley with its vineyards and 

wineries, Hahndorf and the Adelaide Hills and 

enjoy a 4 night cruise onboard the majestic 

paddle-wheeler PS Murray Princess. 

10 days departs 9 November 2018 

Taranaki Rhododendron Festival 

Coach from Auckland/Hamilton to Taranaki’s 

Garden Spectacular. A variety of private gardens 

are visited from small cottage gardens to large 

country estates. Includes Pukeiti, Crosshills 

Garden and a night at the Grand Chateau. 

6 days departs 28 October 2018 

Option from Wellington available. 

Chatham Islands 

Discover the Chathams on a 7 night adventure. 

Explore the diverse landscape and discover the 

history, heritage and culture of the these unique 

islands with your Chatham Island hosts. 

Ex. Wellington : 23 January & 1 March 2019 

Ex. Auckland : 25 October 2018 & 31 Jan 2019 

All tours are escorted from Auckland. 

Options from other regions available. 

Twilight Travel & Tours 

Freephone: 0800 999 887 

www.twilighttravel.co.nz 

Twilight Travel & Tours, an approved broker of the Travel Managers Group - 

IATA Accredited and Bonded 

Australian Tours 

Tasmania 

Departs 30th October 2018. Includes Port 

Arthur, Gordon River, Cradle Mountain, Emu 

Valley Rhododendron Gardens and many 

other great highlights. 12 days $4900.00 

per person twin share. 

New Zealand Tours 

Hokianga and Far North 

Departs 21st September 2018. This 

popular tour includes two three night 

stops at Omapere and Paihia. Explore the 

history of the Far North including a day 

trip to Cape Reinga. 8 days $2250.00 per 

person twin share. 

Top of the South Island 

– including gardens 

Departs 8th November 2018. Includes 

Hanmer Springs, Nelson Markets, 

Farewell Spit, Marlborough Sounds mail 

boat, Omaka Aviation heritage centre and 

much more. 10 days $3400.00 per person 

twin share. 

World of Wearable Arts 

Departs 6th October 2018. 

Includes return airfares, two nights 

accommodation, dinners and breakfast 

plus premium WOW show seating. 3 days 

$1100.00 per person twin share 

South Island Autumn 

Colours 2019 

Don’t miss this iconic trip. Our 

most popular trip by far. Quality 

accommodation including a night at the 

Hermitage Hotel Mt Cook. Includes West 

Coast, Arrowtown, Milford, TSS Earnslaw 

and more. Beautiful colours at this time 

of year. 11 days $3850.00 per person 

twin share. 

All tours include home pickup and return airfares ANYWHERE in New Zealand 

Contact us now for an itinerary for these great tours or to join our mailing list P: 0800 446 886 

For further information call Reid Tours on 0800 446 886 • www.reidtours.com • info@reidtours.com 

Z6489J

32 


Helping you to enjoy TV 

If you’re struggling to follow what’s happening on 

television, don’t give up – give captioning or audio 

description a go. 

Captions and audio 

description can 

help people with 

hearing or vision problems 

to fully access television. 

Both services are 

completely free and available 

for all New Zealanders 

via your television. 

Captions are like subtitles 

and are designed 

for people with hearing 

loss so viewers can keep 

up with the dialogue and 

read along as they watch. 

Captions are available 

on a wide range of television 

programmes on 

TVNZ 1, TVNZ 2, Three 

and Prime - Coronation 

Street, news and current 

affairs, Shortland Street, 

Antiques Roadshow, Fair 

Go and many more. 

Audio description is 

an audio narrative that 

describes the on-screen 

action and is designed for 

people with vision loss. It 

plays in the gaps between 

the dialogue. Audio description 

is available on 

selected programmes on 

TVNZ 1 and TVNZ 2, with 

a focus on dramas and 

documentaries. 

Captions and audio 

description are produced 

by Able, a not-for-profit 

organisation fully funded 

by NZ On Air to provide 

these services to television 

broadcasters. 

To access captions or 

audio description, you 

need to follow the instructions 

for the type of 

television you are watching. 

Full instructions can 

be found on the Able 

website, www.able.co.nz, 

or you can email: hello@ 

able.co.nz or call on 09 

950 5172 for an instruction 

booklet to be posted. 

Danger on the road 

‘The print media regularly 

highlights instances 

of either poor driving or 

dangerous driving in various 

parts of New Zealand. 

Unfortunately the dangerous 

driving often results 

in vehicle crashes causing 

severe injuries and death. 

As a regular driver in 

both the North and South 

Islands, it is not unusual 

to witness dangerous driving 

of which I share two 

examples. 

While driving between 

Timaru and Ashburton, 

my wife and I stopped at a 

railway crossing with red 

warning lights and alarm 

bells. 

We could see the goods 

train with two locomotives 

approaching the crossing, 

yet to our surprise a large 

motorhome and two cars 

crossed within metres of 

the locomotive - no barrier 

arms - resultant risk 

taken by the drivers. 

The second incident 

occurred between Levin 

and Shannon on a long 

passing lane. 

As we reached the end 

of the passing lane, two 

cars passed our car with 

minimal vehicle separation. 

Compounding the risk 

of collision was the fact 

we could not go over on 

the left as a vehicle was 

parked on the metalled 

berm - all-in-all a frightening 

experience. 

Possibly more emphasis 

should be placed on 

driver education when 

driving licenses are first 

issued or when renewed. 

Bill Stirling 

(Levin/ Horowhenua 

Grey Power) 

Driver signs 

In reply to the article in 

NZ Grey Power magazine, 

March 2018 regarding the 

arrival of elderly driver 

safety signs arriving in 

New Zealand. 

I totally disagree with 

these signs. It is discrimination. 

At what age are 

we considered ‘elderly’ 

and why is it called ‘safe 

grannies’? What about the 

male population - ‘safe 

grandads’? 

If I was ever to consider 

one of these labels on my 

vehicle, I would want the 

following also considered: 

I am a disqualified driver. 

Please be patient 

I text while I drive. 

Please be patient. 

I have had a few drinks. 


I am high on P. Please 

be patient. 

I am high on drugs. 


I am a busy tired mum 

with kids fighting in the 

back seat. Please be patient. 

I am a tourist - just off 

a long haul flight and may 

fall asleep at the wheel. 


I have just, or may 

soon, commit a crime. 

If ‘cops’ try to stop me I 

will not stop, so please be 

patient. 

Jeanie Walters 

(Mapua, Nelson) 

Well said 

Well said Mr Tom 

O’Connor in his president’s 

report on electricity 

supply and costs, printed 

in the March 2018 Grey 

Power magazine. 

We wonder what Max 

Bradford had in mind for 

NZ consumers when he 

deregulated the electricity 

supply. 

Brings to mind Nicola’s 

Tesla, a humanitarian genius 

and his invention of 

free energy which would 

have extended all over our 

planet. 

Imagine what could 

Continues page 39 

Want to be able 

to see or hear the 

action on your 

telly? 

Captions and audio description are 

available for you, all for free. 

Visit www.able.co.nz 

Captions are a transcript of the programme’s audio, including 

sound effects, and are designed for the Deaf and hard of 

hearing, plus for use in noisy environments. 

Audio description is a voice narrative of the on-screen action 

that plays in the gaps of the programme audio and is designed 

for the blind and vision-impared. 

Email: 

hello@able.co.nz 

Call: 

09 950 5172 

Fax: 

09 973 2941 

Facebook: 

AbleNZ 

See our website for more information: 

www.able.co.nz


A PRESBYTERIAN SUPPORT SERVICE 

PRESBYTERIAN SUPPORT [REGION] 



Some things make 

for happier, healthier 

living, no matter what 

your age or ability. 

- A sense of community 

- Friends, family, whānau 

- Being able to give and receive 

- Being able to make decisions for yourself 

- And, most of all, practical support when you need it. 

At Enliven we work alongside you and 

your family to achieve these things. 


Enliven services include: 

• Home based support 


• Community based social and day activities 

• Retirement living options 

• Residential aged care 

To find out more about Enliven services in 

your area call our regional offices: 

Upper North Island 0800 365 4836 

East Coast (06) 877 8193 

Lower North Island 0800 36 54 83 

Upper South Island (03) 366 5472 

South Canterbury (03) 687 1120 

Otago (03) 477 7115 

Southland (03) 211 8200 

www.enliven.org.nz

34 


COPD – Don’t let it stop you 

Age is no barrier to taking up a fresh challenge or three, as 

Hawkes Bay’s Aketaunga Pureau has proven. The 64-yearold 

set herself the goal of tackling an IronMaori challenge, 

learning to swim for the first time and conquering her fear 

of water, as well as getting fit enough to tackle the event. 

All this after being diagnosed with COPD. 

COPD affects thousands 

of New Zealanders, 

with approximately 

15 percent 

of Kiwi’s over the age of 

45 living with this condition. 

COPD, also known as 

Chronic Obstructive Respiratory 

Disease (CORD), 

is made up of conditions 

including chronic asthma, 

chronic bronchitis and 

emphysema. 

Generally defined, 

COPD is when airflow 

is restricted blocked in 

the lungs causing serious 

long-term breathing problems 

that can drastically 

alter ones quality of life. 

A commonly undiagnosed 

disease, COPD is often 

linked to smoking or longterm 

exposure to second 

hand smoke. 

Living with COPD can 

create many obstacles, 

including learning how to 

stay or become physically 

active despite breathing 

difficulties. However, you 

don’t have to let this condition 

stop you in your 

tracks. With the right 

knowledge, support and 

management plan people 

can lead a full life. 

When Aketaunga 

Pureau from Hawkes Bay 

was diagnosed with COPD 

five years ago, she certainly 

didn’t let COPD stop 

her, but used it to motivate 

her to challenge the norms 

and achieve even more in 

life. Only a couple of years 

after diagnosis, Aketaunga 

took part in an IronMāori 

challenge. 

It was Aketaunga’s 

daughter, Karen Nooana, 

who signed her up for the 

IronMāori contest. Knowing 

her mother’s strength, 

determination and courage, 

Nooana encouraged 

her mum to compete. 

In taking the IronMāori 

challenge, Pureau pushed 

past her fear of water to 

achieve her notable goal 

of learning how to swim at 

64 years of age. She now 

enjoys many activities including 

aqua jogging, Tai 

Chi and is an inspiration 

to others with the condition. 

Things didn’t start out 

easy, back in 2015 when 

Aketaunga was first diagnosed 

she was struggling 

with her respiratory condition 

and management 

of it. She got referred to a 

Pulmonary Rehabilitation 

Programme by ‘Breathe 

Hawkes Bay’ which helped 

her to manage her condition. 

It was from then on 

that she started to re-build 

what she could do physically. 

She’s gone from 

strength to strength and 

recognises the power of 

self-management and has 

since taken part in a longterm 

conditions course. 

She’s now a passionate 

Letitia O’Dwyer (CEO of Asthma and Respiratory Foundation NZ), Aketaunga 

Pureau (NZ Respiratory Achievers’ Awards COPD winner), Sir John Clarke (KNZM 

Chief Cultural Adviser – Maori for the Asthma and Respiratory Foundation NZ), 

Lady Kathy Clarke. 

trainer herself, leading 

groups with various conditions 

to empower them to 

manage their own health. 

Aketaunga was awarded 

the New Zealand Respiratory 

Achievers’ Award 

for living with COPD from 

the Asthma and Respiratory 

Foundation NZ in 

April 2018. The award recognised 

that despite the 

many challenges she has 

had to overcome, she has 

been out in the community 

inspiring others with 

health conditions. 

Currently, there is no 

cure for COPD and treatment 

focuses on relieving 

symptoms through medication 

and effective management. 

Quitting smoking 

is an essential step for 

someone diagnosed with 

COPD. Other steps people 

can take to feel better include 

regularly participating 

in physical activity, 

having a healthy diet, saving 

energy when feeling 

tired and developing a 

COPD management plan 

with the help of a health 

professional. 

For further information 

about this condition 

speak to your health professional, 

find your local 

COPD support group and 

also visit www.asthmaandrespiratory.org.nz 

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36 


Grey Power CodeWord No. 12 (June 18) 

CROSSWORD 

Complete 

Grey 

the 

Power 

crossword. Then 

Crossword 

rearrange the letters in the shaded 

No. 12 (June 18) 

1 2 3 4 5 6 7 

8 9 

12 

12 7 11 19 

13 

13 4 12 

12 

9 14 11 

11 

7 11 

11 

9 14 14 8 11 14 

14 

8 1 2 

1 2 3 4 5 6 7 8 9 10 2 11 LETTER VALUES 

15 15 4 4 2 9 14 1 16 16 15 17 17 13 13 3 18 18 

11 7 

12 13 12 11 11 8 14 1 2 3 4 5 6 7 8 9 11 10 

11 12 12 

10 11 

13 6 18 11 9 20 9 15 15 5 

O9 15 8 16 17 17 3 20 4 

15 4 2 9 1 16 3 17 13 3 18 7 

Complete the crossword. 11 12 13 Then 14 15 rearrange 16 17 18 19 20 

47 11 19 11 9 14 7 11 9 14 14 14 14 2 11 11 8 

6 9 15 8 the 17letters 4in the shaded Bsquares to C spell 

12 13 14 15 

16 out 12the 13 4Word 9 14 to the Wise 16 3 indicated 14 15 16 3below 

16 15 11 11 

7 11 19 4 9 14 7 9 14 14 11 8 

Grey Power CodeWord No. 12 (June 18) the grid. 

by PMH 

13 3 18 12 11 15 20 9 45 9 15 13 16 16 3 17 20 20 

4 14 15 11 

16 

Each number in 

17 

the grid represents 

18 

a letter of the alphabet. Three 24 12letters 16 19 have11 4 11 8 10 11 12 13 2 

2 11 

13 18 11 20 9 5 9 15 16 3 20 

already been given. Start by filling in these ones, and build the words in the grid 

16 9 12 13 3 9 14 8 11 16 3 11 14 16 11 3 16 15 

8 

from there. When you have 4 completed 11 the grid, you will be 11 able to 2 solve the 

19 coded message. 20 21 

16 3 12 14 12 3 11 15 20 4 11 17 20 13 8 3 17 

1 

16 12 13 9 14 16 3 14 16 3 16 15 

2 12 16 19 4 11 8 10 12 13 2 11 

1 2 3 4 5 36 7 12 8 15 9 10 42 11 LETTER 

13 

VALUES 

17 

22 23 

12 13 12 11 11 8 14 CODED 

9 

1 2 MESSAGE 

3 8 11 11 11 8 

2 12 16 19 4 11 8 10 12 13 23 11 4 5 6 7 8 9 10 

10 16 12 14 O9 3 11 12 14 20 20 11 17 20 7 19 8 43 12 1 

8 11 

15 4 2 9 1 9 16 3 17 13 8 3 11 18 7 11 11 8 

11 12 13 14 15 16 17 18 19 20 

6 9 16 12 15 14 3 

Word to the Wise: Informal nickname (9) 

8 11 17 20 11 4 17 20 8 3 1 

Word to the Wise: 

Across Informal nickname (9) 

Grey Power CodeWord No. 12 (June 18) 

7 11 19 4 9 14 7 9 14 14 11 8 

8. Decided or decreed 4 authoritatively 14 1. Trudged 15about wearily (8) 11 

(5) 

CODED MESSAGE 

2. Slovenly person (4) 

© Pam Hutton 2018 | www.puzzlebeetle.co.nz 


CODE CRACKER 

Each number in the grid represents a letter of the alphabet. Three letters have 

already Grey been Power given. Start by CodeWord filling in these ones, and No. build the 12 words (June in the 18) 

Each number in the grid represents a letter letter of of the the alphabet. alphabet. Three Three 

1 2 3 4 5 6 by 7 

in 8 9 10 ones, 2 and 11 

already been given. Start by filling in these ones, and build build LETTE 

the the wor 

Each number in the grid represents a letter from 12 there. of 13When alphabet. 12 you Three have 11completed letters havethe the grid, grid, 

8 you you 

14 will will be be able able 

1 to to 

2 

already been given. Start by filling in these coded ones, message. and build the words in the by gridPMH 

15 4 2 9 1 16 3 17 13 3 18 7 

from there. When you have completed the grid, you will be able to solve the 

11 12 

coded message. 

6 1 2 9 3 4 5 6 15 7 

8 9 17 10 

10 

2 11 

11 

4 LETTE 

squares to spell out the Word to the Wise indicated below the grid. 

Down 

Each number in the grid represents a letter of the alphabet. Three 

already been given. Start by filling in these ones, and build the wor 

from there. When you have completed the grid, you will be able to 


grid from there. When you have completed the grid, you will be able to solve 

the coded message. 

9. 

Across 

Morally 13 good 18 and 11 principled 20(7) 

10 9 12 53. Speaks 9 15 8without previous 12 16 14 3 20 P7 L19O 4U 12 G H8 S11 

R I F L E 

10. Using a few words concisely (2,5) preparation (2-4) 

Solution on page 47 

8. Decided or decreed authoritatively (5) 

A B A E E R N 

LETTE 

11. Small 4 graphic symbols on 11 computer 4. Calm, confident 11 and 2in control of 

9. Morally screen (5) good and principled feelings (7) (4-9) 

Solution T U L I P C O W B O Y S 

12. Fraudulent 16 12 schemes 13 (5) 9 14 16 5. Frugal 3 use 14 of 16 money 3and 16 other 15 

1 2 

10. Using a few words concisely (2,5) 

14. Strong feeling of indignant anger (7) resources (6) 

SUDOKU 

H I T R2 

W 6 U 8 

P L 

11. Small 3 graphic 12 symbols 15 on 4 computer screen 13 (5) 17 

16. Periods of time (7) 

Solution 6. Public expression of praise (8) The SP rules EL of QO Sudoku U Gare 

I NH S 5 RI 8 NI NF EL RE 

9 7 

11 12 

18. 12. Long Fraudulent arduous search schemes (5) (5) 7. Large deciduous trees of genus that A 

you should fill a 

E A 

2 12 16 19 4 11 8 10 12 13 2 11 

19. 

14. 

Having 

Strong 

hot pungent 

feeling 

taste 

of 

(5) 

Ulmus (4) 

number in to UB every cell NA E 

in TE R 

4E 

N 

LETTE 

indignant 

P L Oanger U G(7) 

H S R I F L E 

20. Scurry with quick light steps (7) 13. Collection of historical records of the BT grid, YU using EL the I numbers DP I GC OI W 

16. Periods 9 of 3 time (7) 8 11 11 11 8 

3 T B 

7 CO OY DS 

A B 22. Introductory piece of music (7) 

institution A (8) E E R N 

LETTER VALUES 5 

1 2 

1 to 9. The restriction is 

UH I E T ER W L U 

CODED P 

L 

23. 18. Latin-American Long 16 12arduous 14ballroom 3 search dance 11 T(5) 

(5) U 15. 

20 LLocated 11I 17 Pon outside 

20 C of 

8 Osomething 3W 1B (8) O that Y you S can only use each 6 

4 

17. Practice session or trial (3,3) 

number CS AE Q 

once B U 

in Ieach NI N 

row, CS 1 O 2N I CN 3 ON 4 CE 5 RT 

6 7 8 9 11 10 

12 

19. Having hot pungent Htaste (5) I T R W U 

18. Hard mineral made of silica (6) 

8 

1 3 E 

A 

each 

20. Scurry with quick light steps (7) 

O column AU and in each N 

P L 

T of U T 

O U G 

B WE 

H S R I F 

S E 19. QDrinks U with I small N Smouthfuls I (4) N N the E 3x3 R 

boxes. Medium 11 12 13 14 15 2 16 17 18 19 20 

B 22. CODED Introductory MESSAGE piece of music 21. Sudden (7) short sharp pain (4) L AY CE Q UD EI RG E 

I 

AF T 

BA BC N 

OL TE 

D 

C W Y Q D 

U N T E 

9 3 

7 19 

Solution on page 47 

Solution U on page 47 

8 

6 

23. Latin-American 

10 12 9 8 

ballroom 

12 14dance 20 

(5) 

I O RE E E EL 

CODED 

R 

S Q 

B Y E D I7 G19 I 4T 12 C8 O11D 

C A NB OI EN DC OE WN DC RO 3O C PT 

10 12 

6 9 

U E E L 

CODED MESSAGE 

F 

A 

Down 

O A T U B W 

C 

1. Trudged about wearily (8) Regain 

A B I 

the 

N 

freedom 

C O N C O C T 

10 12 9 8 12 14 20 

L A C Q U E R F AF A I B R L E 

A N D 7 19 

O A T U B W 

2. Slovenly person (4) of your home 

MEMORABILIA 

I O R E E E R 

S 

Q 

Solution 

L 

3. Speaks without previous Simple, A C 

preparation safe Q and U stylish, E R 

(2-4) Acorn F A B LSale E of estate collections C A N O E D 7 E 19our W D4 speciality 

R 12 O 8 P 

11 

Stairlifts give people the chance to We buy and sell deceased estates on behalf 

4. Calm, P Lconfident O U G and H Sin I control O 

enjoy Rtheir Iof own feelings R E 

F homes L E once (4-9) E E R 

S Q U A R E 

again. 

Are you in the process of downsizing or considering 

5. Frugal A use B of money A Eand C • AFor other Estraight N Oresources or Rcurved E staircases D 

N (6) E W D R Ofinding P a new home for your treasured firearms? 

LETTER VALUES 

• Indoor and outdoor lifts 

Are you considering surrendering your firearms license? 

6. Public 

T U 

expression 

L I P 

of praise 

C • OFree W(8) 

home Bassessment 

O Y S 

We have shooters looking for quality sporting rifles and shotguns 

7. Large deciduous trees of • Fast genus installation Ulmus (4) 

1 2 3 4 5 6 7 8 9 10 © Pam Hutton 2018 

H I T R W U 

P L O U G H S R I F 

13. Collection of historical records of institution (8) 

• GUNS • PISTOLS • RIFLES • SWORDS • KNIVES • BAYONETS • 

S E Q U I N S I N N E R 

11 12 13 14 15 16 17 18 19 20 

15. Located on outside of something (8) 

E Confidential A B sales N are T conducted C W on Yyour Qbehalf Dby professionals. 

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17. Practice session or trial 

FOR 

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FREE BROCHURE & QUOTATION 

You get the best prices available. 

18. Hard 

B Y 

mineral 

E Dmade I Gof silica 

I T 

(6) 

C O D 

A small commission applies. Some advertising costs may be required 

0800 688 863 

CODED MESSAGE 

19. www.acornstairlifts.co.nz 

Drinks U with small E mouthfuls FREE E DVD (4) LGuide to Stairlifts Contact: Barrie anytime on 07 856 4212 or 027 480 0675 • Licensed Arms Dealer 

21. Sudden C A Bshort I Nsharp Cpain O (4) N C O C T 

10 12 9 8 12 14 20 

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© Pam Hutton 2018 

by PMH 

© Pam Hutton 2018 © Pam | | www.puzzlebeetle.co.nz 

Hutton 2018 | www.puzzlebeetle.co.nz 

D6407J

STAYING SAFE 

A refresher workshop for senior road users 

Have fun and brush up on ways 

to maintain your mobility 

and independence 

Staying Safe is a classroom-based 

refresher workshop designed for all 

senior road users aged 70 and over. 

The aim of this workshop is to: 

• help you to maintain and improve 

your safe driving practices 

• give you information about other 

transport options available when 

driving is no longer possible. 

For more information about courses, 

please contact the NZ Transport Agency 

on 0800 822 422. 

You can take a self-assessment quiz, 

watch safety videos and read about how 

to improve your safety on the road 

at www.nzta.govt.nz/traffic/seniorroad-users. 

Why not visit today?

38 


WHEN James Noble 

went on a three 

week sightseeing 

tour around 

Europe with his 

wife and four 

friends, little did he know that 

his life would change forever. 

Not only did he discover a 

miracle for painful feet but it 

also led to him starting a new 

career selling these ‘miracle’ 

Foot Cradles in the UK. He 

told us, “It was a trip I had 

always dreamed about, I had 

recently retired so I had the 

time and money to go where I 

wanted and to see what I 

wanted.” 

Unfortunately, rather than a 

dream trip, it turned into a 

nightmare. He told us, “I soon 

learnt that all the time and 

money in the world mean 

nothing when your feet hurt 

too much to walk. After just a 

few days of sight seeing my 

feet were killing me so much I 

just wanted to go home.” 

It started on his first day. 

James told us how painful his 

feet were, “Oh, I tried to keep 

going. Our first stop was Paris 

and I limped through Notre 

Dame and along the Champs- 

Elysees. My feet were so sore, 

tired and swollen that my 

whole body ached. By the 

afternoon I was so worn out 

and in so much pain, that 

whilst everybody else was out 

having a great time, I was 

back in my hotel room laid out 

on the bed.” 

A few days later, when they 

arrived in Hamburg, James 

was so fed up that he was on 

the verge of booking an early 

flight home. Then, by luck or 

fate he stumbled across an 

old shoe shop in the heart of 

the city. 

He told us what happened, 

“I was at my wits end, I was 

hobbling along the old streets 

of Hamburg trying, unsuccessfully, 

to keep up with everyone 

Deluxe 

Full length, 

soothing the 

whole foot. 

Sightseer stumbles across the perfect 

solution for painful feet and aching legs! 

By FIONA LLOYD 

else when I passed an old shoe 

shop. The shop owner was 

saying goodbye to a customer 

and saw me struggling past, so 

he shouted to me in German. I 

couldn’t under stand a word he 

said so he kindly repeated it in 

English. He told me that I was 

walking very badly and that he 

could help me. I was rather 

sceptical but I hobbled into his 

shop and gratefully sat down. 

The owner, Herr Friedrich, 

introduced him self and told me 

very sternly that I needed a pair 

of his Foot Cradles, 

immediately! I was in so much 

pain and he seemed to know 

what he was doing so I agreed. 

“I slipped a pair into my 

shoes and my feet were 

soothed almost instantly. The 

flexible shock absorbing 

support they gave my feet was 

like cradling them on a cushion 

of air. I could walk and stand 

without pain. The relief was truly 

a miracle. I paid Herr Friedrich 

for the insoles and hurried out 

• Relieves foot pain 

• Helps realign posture 

• Relieves pressure in feet, legs, ankles and back 

“ 

My feet were 

killing me… until 

I discovered 

The Miracle 

in Germany! ” 100% belief in the 

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RISK- 

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to catch up with the others. 

I walked around Hamburg for 

the rest of the day with no pain 

at all. We went on to visit 

Prague, Budapest, Venice, 

Rome and Madrid all with no 

pain, it truly was a miracle.” 

This moment changed 

James’ life. Not only was he 

now pain free but he also came 

out of retirement to start on a 

new career path. He said, 

“Imagine how dumbfounded I 

was to discover these 

miraculous insoles were only 

sold in Germany, so right then 

and there I deter mined that I 

would share the miracle with my 

own countrymen.” 

Since then James has 

become the UK distributor for 

Foot Cradles and sales have 

gone from strength to strength. 

He told us that he now has 

“hundreds of thousands of 

satisfied customers, many with 

aching feet far more severe than 

mine. They have all experienced 

this blessed relief for themselves.” 

Talking to James, it is clear 

to see how passionate he is 

about Foot Cradles. I 

asked him what made 

these supports different to 

other insoles, he told us 

“they are like nothing 

you’ve ever seen before. 

Their unique contoured 

design enables them to 

support your full body 

weight whilst help ing to 

soothe your aching feet.” 

In fact, James has so 

much confidence in his 

product that he offers all 

customers a risk-free, 90 

Day home trial. He 

explained, “I get hundreds 

of customers writing in to 

tell me what a difference 

they make. I know they 

work, they worked so well 

for me. So, it’s with this 

24 HR ORDERLINE Customer Care all day, every day 

“Foot Cradles have 

changed my life!” 

FREEPHONE 0800 55 77 99 

Please rush my “FOOT CRADLE INSOLES” 

on the RISK-FREE 90 DAY GUARANTEE. 

Important please indicate shoe size(s) 

Women’s Size(s) ________Men’s Size(s) ________ 

Total 

Why order Foot Cradle Insoles? 

• Pain relief for feet and legs 

• Unique contoured design 

• Supports your whole body weight 

90 DAY GUARANTEE 

James Noble 

says the 

relief given by 

Foot Cradles 

‘was truly a 

miracle’! 

product that I can offer a 

90 Day, money-back, 

risk-free home trial.” 

Foot Cradles are only 

offered exclusively to 

customers in New 

Zealand by Century Mail 

for $49.95 a pair. They 

are also available in two 

other styles: Full length 

Deluxe and Gel Sport, 

both carrying the 90 Day 

home trial. You can order 

by calling the freephone 

order line 0800 55 77 99 

or visit the website at 

www.cmshop.today/KFF62 

• Millions sold worldwide 

• Suitable for all shoe types 

• 90 Day Risk-Free Trial 

DEPT 

CODE: 

KFF62 

Post To: Century Mail, Dept KFF62, PO Box 912021, 

Victoria Street West, Auckland 1142 

I enclose a cheque/Money Order payable to Century Mail for $………… 

Please charge my VISA/MASTERCARD: 

Type 

One 2 pairs 3 pairs 

Pair SAVE SAVE Sub 

CVV 

$10 $15 Qty Total 

The last 3 numbers on 

Foot 

the back of the card. 

Expiry____/____Signature___________________________________________ 

Cradle $49.95 $89.90 $134.85 

Deluxe 

Foot 

Cradle $59.95 $109.90 $164.85 

Mr/Mrs/Ms______________________________________________________________ 

PLEASE PRINT 

Address________________________________________________________________ 

Gel 

Foot 

Cradle $59.95 $109.90 $164.85 

Suburb________________________________State__________Postcode__________ 

Postage & Packaging 1 $9.95 Phone_____________________________________DOB_______/________/__________ 

Email______________________________________________________________________ 

q Tick this box to sign up for exclusive email offers from Century Mail. 

Occasionally we may make your data available to carefully selected companies. If you do not wish to receive interesting offers from these companies, please tick this box q 

If you do not wish to receive further communications from Century Mail, please tick this box q Delivery normally within two weeks but please allow 28 days. 

BUY ONLINE AT www.cmshop.today/KFF52 

C102 

C150 

C151 

©Century Mail 2017


From page 32 

have been; the growth and 

the future for our world. 

But JP Morgan, with 

friends in the Senate, had 

invested in copper wire 

at the time to circulate 

electricity. 

And FREE supply does 

not make wealth. 

Greed over caring, 

sharing and non pollution; 

our human being 

evolution still in the go 

slow mode. 

“Tesla’s discovery was 

apparently so fundamental 

(and his intent to 

provide free energy to all 

humankind was so clear) 

that it was responsible 

for the withdrawal of his 

financial backing, his deliberate 

isolation and the 

gradual removal of his 

name from history books. 

“By 1914 or so Tesla 

had been successfully 

isolated.” 

It is reported he died a 

destitute man. His papers 

were stolen and his factory 

bulldozed. 

Would one be surprised 

today to find Nicola Tesla’s 

free energy knowledge 

is known today and still 

being kept quiet? 

Oliver Sinclair (Eastern 

Southland Grey Power) 

The Cost of Power 

I refer to the cost of power. 

Our outgoing president, 

Tom O’Connor, is entirely 

correct in attributing this 

result to Max Bradford’s 

neoliberal-inspired reform 

or “shakeup” of the 

electricity sector. 

Max Bradford deliberately 

went against sound 

advice and the public’s 

stated preference to retain 

the electricity sector in 

public ownership. 

Bradford, inspired by 

Treasury and the Business 

Round Table, chose to 

disdain what neoliberals 

derisively call populism 

and “do the right thing” 

by privatising a critical 

sector of the national 

economy. Short term pain 

for long term gain was the 

assurance. 

However, there has 

also been another factor 

at work. Since Bradford’s 

mad professor reforms 

New Zealand has experienced 

very strong population 

growth fueled by immigration. 

Every new arrival requires 

a share of infrastructure, 

the escalating cost 

of which is simply loaded 

onto the already hardpressed, 

cash-strapped 

resident population. 

Once again, we are 

asked to believe that this 

untenable state of affairs 

will “bring benefits”. But 

the fact is that every dollar 

spent on expanded infrastructure 

( of which the 

electricity sector is a major 

component ) represents 

a dollar not spent on the 

resident population. 

Neoliberalism and immigration 

in combination 

have brought us to 

the grim situation of the 

moment. 

Neoliberals invariably 

accuse those opposed to 

their economic medievalism 

are socialists. Such 

accusations are utterly absurd. 

Socialism is the state 

ownership and control of 

all the means of production, 

distribution and exchange. 

In other words, socialism 

precludes all private 

sector or market activity. 

Such extremism has never 

been part of our polity. 

Neoliberalism, the polar 

opposite of socialism, 

restricts the state’s role to 

a few basic functions such 

as the justice system ( particularly 

property rights ), 

the elimination of inflation, 

a balanced budget 

and, beyond that, a mystical 

belief in untrammeled 

market forces as inherently 

conducive to a broadly 

shared prosperity. 

A rising tide, the argument 

goes, lifts all boats. 

But after 30 years of this 

ideology we experience a 

very different result. 

Grotesque inequality is 

the striking feature of socialism 

and neoliberalism. 

Both ideologies hugely 

favour the fortunes of a 

tiny, closed circle or the 1 

percent. 

Concentrations of 

power and privilege under 

socialism are simply replaced 

by obscene concentrations 

of wealth under 

neoliberalism. 

Not surprisingly,it is 

neoliberalism’s 1 percent 

who so passionately extol 

the free market. And sneer 

at the 99 percent. 

All the tiny, high-income 

nations have exportled, 

mixed economies. 

The modern mixed 

economy combines state 

and market in varying 

proportions to achieve 

the greatest good for the 

greatest number over 

the longest run. In other 

words regulated markets 

serve the public interest. 

A vast, new literature 

has emerged which contends 

with solid, cast-iron 

evidence that the tiny, 

highly egalitarian, highincome 

nations far outperform 

all others in living 

standards, economic competitiveness 

and quality 

of life. 

In these countries everybody 

does well. For 

example, the November, 

2017 issue of National 

Geographic magazine profiled 

two of the richest, 

happiest and most joyful 

nations in the developed 

world. 

These were Denmark 

and Singapore. Damningly, 

neoliberalised, highly 

diverse, multicultural 

Aotearoa/New Zealand 

did not rate a mention. 

In fact, all New Zealand 

has done is provide other 

nations a lesson in what 

to avoid. 

It is high time we took 

action. 

John Gascoigne 

Coin, banknote and 

medal collections 

Coin collectors enjoy exploring history, design, value and 

the thrill of the hunt for the elusive next piece. Medal 

collecting also has a long heritage and more recently, 

banknote collecting has surged in popularity. 

Mowbray Collectables 

expert assessors 

have been 

helping collectors buy and 

sell for many years. New 

Zealand’s largest specialist 

auction house for coins, 

medals and banknotes, 

Mowbray Collectables auctioned 

more than $1 million 

worth in the last year. 

The next auction is on September 

21 2018. 

Highest priced item in 

the recent March auction 

was a fine Waitangi Proof 

Set of 1935, with six coins 

from Threeepence to the 

Crown showing William 

Hobson and Tamati Waka 

Nene shaking hands at 

the signing of the Treaty 

of Waitangi. This sold for 

more than $16,000. 

Items of strong interest 

include world and British 

coins, especially silver and 

gold coins, trade tokens, 

early banknotes, coins and 

banknotes featuring production 

errors, and commemorative 

and military 

medals. Most medals are 

of interest but especially 

medals associated with 

famous people such as 

James Cook or awarded 

for acts of bravery. 

Often what is matters 

most is condition. High 

value items were often not 

saved and so when they 

are available in new or 

near new condition, the 

value is far higher. That 

includes New Zealand silver 

coins which were issued 

from 1933 to 1946 

and other silver coins. 

Material of less interest 

is generally modern decimal 

coins, worn banknotes 

after 1967, pennies or recent 

travel change. 

Mowbray’s David Galt, 

Director of Coins, Medals 

and Banknotes, says, 

“Typically coins medals 

and banknotes that do 

well at auction come from 

older, carefully assembled 

collections. They may 

come from down through 

families, auctions, or dealers.” 

“Often families find it 

a challenge to know how 

to dispose of such collections. 

Mowbrays can take 

the worry out of it, by free 

assessments, research, 

valuations and taking care 

of the all-important photos 

and marketing that get 

the best price for anyone 

anywhere in New Zealand. 

There is a lot of work, so 

we advise people to contact 

us early – by July for 

the September auction. 

“Auctions have the big 

advantage that the sale is 

a transparent, competitive 

process but we can also 

purchase some items not 

suitable for auction” 

STANNAH STAIRLIFTS 

THE STAIRLIFT PEOPLE 

Working in partnership with leading 

manufacturer Stannah Stairlifts, Independence 

2011 have been changing peoples lives 

in New Zealand, giving them back their 

independence to go up and down their stairs 

and stay living in the home they love. 

• For Curved and Straight stairs 

• Indoor and outdoor models 

• Recondition units 

• Free no obligation quote 

Freephone 

0800 92 66 77 

www.independence.co.nz 

D5590J

40 NZ GREYPOWER MAGAZINE » JUNE 2018 

CRAMPEZE WINNERS 

Congratulations to the 12 winners 

of the recent Grey Power 

Crampeze competition. 

Each winner receives a prize pack 

of Crampeze 60's + bonus 15's, to 

help alleviate cramps and allow increased 

enjoyment of life. 

We received hundreds of entries 

and the following winners were 

chosen at random: Ian Rule (Rotorua); 

Colleen Clyne (Blenheim); 

Glynn Williams (Hastings); Linda 

Isbister (Kumeu); Angela Pidd 

(Hastings); Gavin Waugh (Nelson); 

Charlie Beach (Paeroa); Carmen 

Viegelmann (Auckland); Jenny 

Marchbanks (Upper Moutere); 

Rose-Marie Newlove (Blenheim); 

Pam Stade (Nelson) and Philip Taylor 

(Blenheim). 

Crampeze offers a wide range 

of muscular cramp relief products, 

containing ingredients such as 

magnesium and homoeopathic copper 

to help relieve jerking, twitching 

of muscles, cramps and spasms 

in the calves and feet. 

Crampeze can be taken every day 

and easily fits into your routine. For 

more information, visit crampeze. 

co.nz or Crampeze is available at 

Unichem and Life pharmacies and 

most pharmacies nationwide. 

Book winners 

Congratulations to the winners of 

our recent Book Corner competition. 

We hope you enjoy reading these new 

release titles which included Edmund 

Hillary A Biography by Michael Gill, 

Barry Crump Collected Stories and The 

Man Who Would Not See by Rajorshi 

Chakraborti. 

We received hundreds of entries and 

the lucky winners were: Doreen Akrigg, 

Brooke Way and Robin Marshall. 

Pedal power 

Reen Stratford, from Wanganui, the 

winner of the recent Grey Power 

and Electric Bike Hub competition, 

is enjoying her newly arrived Kinetic 

ebike. 

Reen lives on the top of a steep hill 

overlooking Wanganui, and is a keen 

cyclist, often travelling by bike to visit 

friends and do some shopping. Her new 

Kinetic bike gets an enthuasiastic thumbs 

up. 

“I’ve had both my knees done and cycling 

is the only passive way to build the 

strength back up in my legs. 

“The new bike is proving 

to be everything I hoped 

it would be - pretty 

exhilarating, very easy 

and very fast!” 

The Kinetic ebike was generously 

provided to Reen by Electric Bike Hub 

and is the same proven brand that all 

seven council fleets use, as well as the NZ 

Transport Agency. 

Reen Stratford with her new bike


Macular Degeneration 

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42 


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24 HR ORDERLINE 

Customer Care 

all day, every day 


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FREE GIFT 

RING WORTH MORE THAN $100. 

What’s more, if you send your 

order within seven days of this 

announcement being placed, you'll 

also receive, ABSOLUTELY FREE, 

a stunning ring, set with genuine 

Swarovski crystals to complement 

your bracelet! Valued at over $100 

Order online at: www.cmshop.today/KSB14 

CALL NOW 

q I am ordering within 7 days and claim my FREE 

genuine Swarovski crystal ring VALUED AT 

MORE THAN $100 

q Please send me a triple tiered CRYSTAL BRACELET 

set with GENUINE SWAROVSKI CRYSTALS & 

FREE gift pouch for JUST $59.95 + $9.95 P&H. 

q I enclose a Cheque/Money Order payable to Century Mail for $______ 

q Please charge my VISA/MASTERCARD as follows: 

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SEND TO: CENTURY MAIL, DEPT KSB14 

PO BOX 912021, VICTORIA STREET WEST, AUCKLAND 1142 

Mr/Mrs/Ms__________________________________________ 

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____________________________________________________ 

Suburb___________________________Postcode_____________ 

Phone___________________________DOB_____/_____/_______ 

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From New Zealand First leader Winston Peters 

The party that delivers for seniors 


Last September Kiwis went 

to the polls and elected a 

new government. The path 

for New Zealand First was 

tumultuous but thanks to 

our supporters we are the 

third party in parliament 

with a significant role in 

government. We stayed 

true to our record of 

standing up for senior 

New Zealanders during 

negotiations. 

As an active coalition partner in this 

government, your voices will be 

heard and we have a direct role in 

addressing the issues closest to you. As 

part of our coalition arrangement, New 

Zealand First’s Tracey Martin is your 

Minister for Seniors. Along with the other 

portfolios she has taken on, she will work 

tirelessly for you as a community. 

You’ve told us that health and welfare 

are top of the list and we are already 

working on some key changes to make 

life better for you. 

Ten years after the introduction of the 

hugely successful SuperGold Card, it is 

time for a revamp. The SuperGold Card 

has given more than 680,000 over-65s 

free access to off-peak public transport 

with and access to a wide range of entitlements, 

business discounts, and concessions. 

The new generation SuperGold Smartcard 

will contain provide the same access 

to entitlements and concessions but will 

be better suited to today’s modern technology. 

As part of this SuperGold Smartcard 

package, New Zealand First secured an 

Annual Free Health Check, including 

a free eye test every year. The government 

will also progressively increase free 

breast-screening to age 74. Being proactive 

about health issues will ensure our 

most vulnerable can live a fulfilling life in 

dignity, reducing costs to our health system 

by getting ahead of avoidable health 

woes. 

Too many seniors and low-income 

New Zealanders spend winter in cold and 

damp homes, unable to afford the seasonal 

spike in their power bills. The government’s 

new Winter Energy payments 

introduced as part of the Families Package, 

offers tangible help. 

You will receive $20.46 a week if 

you’re single with no dependent children, 

or $31.82 a week if you have a partner or 

dependent children. This year it will be 

paid from July 1 to September 30. From 

next year, it will be paid from May 1 to 

October 1. You don’t need to apply for it 

and you don’t need to pay it back. It is 

not acceptable that many New Zealanders 

are cold in their own homes, and face 

increased health risks as a result. 

During the election, various political 

parties threatened to raise the age of Super 

eligibility. For 25 years New Zealand 

First has fought against these threats and 

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44 


From National leader Simon Bridges 

National talks budget 

For months the Government has said Budget 2018 would 

be transformational, looking at new ways of supporting 

New Zealanders and encouraging the economy. 

But despite inheriting 

the best set 

of books National 

could gift them, Labour 

is taxing more, spending 

more, borrowing more 

and hoping their broken 

promises are not noticed. 

This Budget is most unambitious, 

at a time when 

New Zealand has finally 

got ahead of some huge 

problems and is awash 

with cash. 

Spending is the easy 

part. Governing is about 

delivering New Zealanders 

the public services 

they need. But even then, 

this Government has 

made some odd spending 

choices. 

There is $1 billion for 

Winston and his diplomats, 

which will do little 

for our ability to expand 

trade and little for our representation. 

Then there’s Shane 

Jones’ $3 billion slush 

fund. No one begrudges 

developing the regions. 

Meet Simon Bridges 

Connecting with communities 

“I’m travelling around the country meeting 

New Zealanders, listening to your feedback and 

outlining my vision for the country. Please come 

along to one of my public meetings to chat 

about what matters to you.” 

Simon Bridges 

Leader of the Opposition 

For a list of meetings visit 

national.org.nz/events 

simonjbridges • simonbridges.co.nz 

Funded by the Parliamentary Service. Authorised 

by Simon Bridges, Parliament Buildings, Wellington. 

National had a huge focus 

on supporting our regions 

to ensure they have growing 

economies and the 

infrastructure they need. 

But the problem with the 

Provincial Growth Fund 

is that it will shift businesses 

from focusing on 

becoming more productive 

to chasing a subsidy 

from Shane Jones and 

that’s not going to drive 

long-term productivity 

improvements. 

And of course there’s 

$2.8 billion for free tertiary 

education for first year 

students, which has done 

nothing to lift the number 

of students enrolling. In 

fact, Treasury has forecast 

student numbers to 

drop by almost 1000 in 

2018/19. 

At the same time the 

Government’s health budget 

is underwhelming and 

commits less each year 

than National did in the 

last Budget. 

There will be no universal 

cheaper doctor’s visits, 

no money for Dunedin 

Hospital, and new mental 

health initiatives have 

been cut following the 

axing of National’s $100 

million social investment 

fund from last year’s Budget. 

You will have noticed 

the 1800 extra cops have 

been delayed and watered 

down, and there are no 

free iPads for every child 

at school. 

Let’s not forget that 

Labour’s answer to National’s 

proposed Family 

Incomes package, which 

would have meant an extra 

$700 per year for a couple 

on Superannuation, was 

their Winter Energy Payment. 

But they mucked that 

policy up meaning it won’t 

be available until two 

months later than Government 

promised, meaning 

$300 less in the back 

pockets of a couple on Superannuation. 

I’ve been travelling the 

country and talking with 

Kiwis who have been looking 

enviously across the 

ditch to Australia where 

the Government and Opposition 

are offering tax 

relief to boost family incomes. 

The Prime Minister 

talks about a squeeze on 

middle New Zealanders, 

but it’s her Government 

that is doing the squeezing 

by adding more taxes and 

costs to meet bad spending 

promises. 

There is no meaningful 

help for the families 

I’ve spoken with. Instead, 

middle-income families 

are steadily worse off, with 

the cancellation of National’s 

tax changes and the 

incoming increases in fuel 

taxes which will see Kiwis 

paying up to $15 more every 

time they fill up. 

There’s speculation 

fuel companies across the 

country are raising their 

prices ahead of the Auckland 

regional fuel tax. Already 

we’re seeing record 

high petrol prices which 

commentators are saying 

could go up to $3. 

It’s hypocritical for the 

Government to claim it is 

trying to act on these rising 

petrol prices, when its 

own decisions are driving 

the prices up. 

The worst part is we 

know the Government 

doesn’t need to raise taxes 

because it is awash with 

cash. 

Budget 2018 is long 

on rhetoric, but short on 

any real change. Simply a 

return to form for Labour 

Governments – borrow, 

tax, spend. 

I’m currently in the 

midst of my three-month 

roadshow to connect with 

communities, which is 

taking me to every corner 

of New Zealand. I’ve met 

with thousands of people 

already. 

Petrol prices was one 

of the issues raised by the 

hundreds of people I saw 

during the the first part of 

my roadshow as New Zealanders 

of all ages are concerned 

at the taxes being 

foisted upon them by this 

Government. 

People are also concerned 

about the lack of 

targeted funding in the 

Budget, with one Invercargill 

constituent pointing 

out the Winter Energy 

Payment is the same 

amount in the winterless 

north of Northland as in 

the occasionally chilly 

Southland climate. 

What I’m hearing from 

New Zealanders is they like 

a fair go in all areas of Government 

support - and this 

Budget doesn’t reflect that. 

NATIONAL BENEFITS 

Negotiated by 

Grey Power NZ Federation Inc. 

The following organisations are of 

benefit to Grey Power Federation 

and the membership at large. 

• AIL Insurance 

• Inter-Island Ferry 

• Grey Power Electricity 

• Challenge Fuel 

• Vesta Health Insurance 

Further details can be 

obtained from: 

Federation office 

phone: 

0800 473 979 

email: 

fed-office@xtra.co.nz 

website: 

www.greypower.co.nz


From Prime Minister Jacinda Ardern 

Winter update 

It’s hard to believe we’re almost halfway through the 

year already. Since my last update, we’ve delivered our 

first full Budget, and by the time this magazine comes 

through your door, we’ll be just days away from the 1 

July start date for some of our biggest initiatives, like the 

Winter Energy Payment. 

I 

thought I’d take this 

opportunity to give a 

little more detail about 

some of these, and how 

the changes we’ve made 

may affect people like you. 

Help this winter 

Staying warm throughout 

the colder months is crucial 

to keeping healthy, 

but we know many New 

Zealanders struggle to 

afford adequate heating 

during the winter. 

That’s why we’ve introduced 

a Winter Energy 

Payment for superannuitants. 

A single person 

will get an extra $20.46 

a week tax-free, while a 

couple, or a single person 

looking after children, 

will get an extra $31.82 a 

week tax-free, which will 

be automatically added to 

superannuitant payments. 

The payment will run from 

July–September this year, 

and from next year it will 

start in May, meaning 

from 2019 superannuitants 

will automatically receive 

up to an extra $450 

to help them through the 

cold winter months. 

In total, over a million 

New Zealanders will get 

the Winter Energy Payment. 

It’s going to make a 

big difference to the health 

of our people, and will 

help take the strain off our 

hospitals. It’s therefore 

deeply disappointing that 

the National Party have 

said they would scrap the 

payment if they were in 

government. 

Alongside the Winter 

Energy Payment, we announced 

in the Budget 

grants for installing heating 

and insulation for 

homeowners on lower 

incomes. We know that 

the cost of insulation and 

installing heat pumps can 

be a real challenge, even 

though they can save money 

on electricity and health 

costs down the line. 

These grants will help 

make your home a warm, 

healthy place to live. Many 

older New Zealanders will 

be eligible for these grants. 

More detail on how to get 

them will be published 

soon. 

Budget focused on health 

Health was the big focus 

in my Government’s first 

Budget. 

After nine years of 

neglect under National, 

we’ve made bringing our 

health system back up to 

scratch our top priority. 

We can’t fix all the problems 

overnight, but we’re 

laying the foundations for 

a better future. 

When you’re sick, you 

should be able to focus on 

getting better – not worrying 

about whether you 

can afford doctor’s visits 

or medication. So, if you 

have a Community Services 

Card or get the Accommodation 

Supplement, 

you’ll now be able to get 

cheaper GP visits, which 

will be capped at $18. 

We’ve also started work 

to ensure our hospitals are 

safe, modern and fit for 

purpose. New Zealanders 

deserve better than hospitals 

with sewage and 

mould in the walls. We’re 

investing in our health 

system so everyone can access 

quality care, including 

more elective surgery 

and the continued rollout 

of the National Bowel 

Screening Programme. 

At the same time, we 

need to make sure we get 

the balance right. We’ve 

committed to running a 

surplus, not only with this 

Budget but for our entire 

time in government. 

It’s really important to 

me and my team that we 

grow our economy, pay 

down debt to a manageable 

level, and ensure we 

have money set aside for a 

rainy day. 

The Budget we announced 

in May will help 

make New Zealand an 

even better, fairer place 

to live. 

Looking ahead 

Now the Budget has been 

announced, our Government 

is getting stuck in to 

rebuilding our public services, 

growing our economy, 

and moving New Zealand 

forward. 

I’m looking forward 

to working with communities 

and organisations 

across the country as we 

work on the big issues facing 

New Zealand. 

As you may already 

know, my partner Clarke 

and I are about to welcome 

a new family member. 

I’m due to head off on 

six weeks’ maternity leave 

very soon but I’ll still be 

keeping in touch with the 

team in the Beehive, and 

what’s happening across 

the country. If you would 

like to ask a question, discuss 

an issue or make a 

suggestion, I’d love to hear 

from you. You can email 

me at jacinda.ardern@ 

parliament.govt.nz. 

*Authorised by Jacinda 

Ardern MP, Parliament 

Buildings, Wellington 

NEW ZEALAND FIRST 

WILL ALWAYS DELIVER AND STAND UP FOR 

OUR NATION’S SENIORS 

- Rt Hon Winston Peters MP 

Leader of New Zealand First 

From 1 July, all superannuitants will automatically 

receive a Winter Energy Payment over the winter 

months to help with heating costs. 

A single person will get an extra $20.46 a week tax-free, while a couple, 

or a single person looking after children, will get an extra $31.82 

a week tax-free. 

It’s all part of Labour’s commitment to older New Zealanders. 

Authorised by Winston Peters, 

Parliament Buildings, Wellington 

Learn more at labour.org.nz 

Authorised by Rt Hon Jacinda Ardern, 

Parliament Buildings, Wellington

Association Contacts: 

Ashburton Secretary & Contact: Natalie Blampied, PO Box 519, Ashburton 7740, Phone: 03 308 4002, Email: nataliemb@xtra.co.nz 

Auckland President & Contact: Anne-Marie Coury, Mobile: 022 659 550, Email: annemarie.coury@gmail.com. Secretary & 

Contact: Mr Jens Meder, PO Box 44008, Point Chevalier, Auckland 1246, Phone: 09 846 2525, Email: meder@clear.net.nz. 

Buller President & Contact: Mr Lawrence Smith, 22 Russell Street, Westport 7825, Phone: 03 789 6441, Email: trudwylie@xtra.co.nz 

Cambridge President & Contact: Mrs Val Massey, Phone: 07 827 0273, Email: vlmassey.vm@gmail.com. Postal Address & 

Contact: The Secretary, PO Box 369, Cambridge 3450. 

Central Hawkes Bay President & Contact: Mrs Vaietu T Araipu, PO Box 255, Waipukurau 4242, Phone: 06 928 0618, Email: 

etu_wpk@hotmail.com 

Central Otago President & Contact: Mrs Margaret Hill, Phone: 03 446 8623, Email: margarethillrox@gmail.com. Treasurer & 

Contact: Mrs Jacqueline Goyen, 32 Ventry Street, Alexandra 9320. Phone: 03 448 7043, Email: jgoyen32@gmail.com. Secretary & 

Contact: Margaret Lorenz, Phone: 03 446 8733, Email: bmlorenz@xtra.co.nz 

Christchurch Secretary & Contact: Maureen Price, PO Box 31010, Christchurch 8444, Phone: 03 942 8816. 

Coromandel President & Contact: John Rabarts, Phone: 07 866 8068, Mobile: 022 611 5717, Email: john.rabarts@gmail.co.nz. 

Counties Manukau Secretary & Contact: Noel Gibbons, PO Box 75722, Manurewa, Auckland 2243, Phone: 09 269 7489, 

Email: algib@hotmail.co.nz. 

Dannevirke & Districts Membership Secretary & Contact: Mrs LA Haste, 26 Victoria Ave, Dannevirke 4930, Phone: 06 374 9984, 

Email: aburlace1@xtra.co.nz. 

Eastern Southland President & Contact: Evan Currie, Phone: 03 208 8288, Email: bbsbari.123@gmail.com Postal Address: PO 

Box 100, Gore 9740. Treasurer & Contact: Lynley Leatham, Email: lynley.leatham@aol.co.nz. 

Far North President & Contact: Graham Dormer, PO Box 505, Kaitaia 0441, Phone: 09 408 3316. 

Gisborne Contact: PO Box 1222, Gisborne 4040, Phone: 06 863 0531, Email: gisborne.greypower@hotmail.com. 

Golden Bay Postal Address: 14 Sunbelt Crescent, Takaka 7110. Membership Secretary & Contact: Mrs Barbara Smith, Phone: 03 

525 8295. 

Greymouth President & Contact: Maree Awatere-Jones, P.O. Box 291, Greymouth 7804, Phone: 03 768 7407, Email: awatere11@ 

gmail.com. 

Hamilton President & Secretary, Office, Postal Address Contact: 9.30 – 12 pm Mon-Thurs, 30 Victoria St, Hamilton 3204, Phone: 

07 834 0668, Email: hamgreypower@outlook.co.nz, Email: greypowerhamilton.org.nz 

Hastings & Districts President & Contact Hastings Havelock North: Ron Wilkins, PO Box 98, Hastings Central 4156, Phone: 06 

877 4419, Email: ronwilkins73@gmail.com. Membership Contact: Janice Gooch, Email: goochi153@gmail.com. 

Hibiscus Coast Membership Contact: Simonne Dyer, PO Box 129, Orewa 0946. Phone: 09 424 1315, Mobile: 027 212 8322, 

Email: hbcgreypower@gmail.com. 

Hokitika Office, Postal Address & Contact: 1-4pm Mon to Fri, PO Box 233 Hokitika 7842. Phone: 03 755 7777, Email: 

hokigreypen@xtra.co.nz. 

Horowhenua President & Contact: Terry Hemmingsen PO Box 328, Levin 5540, Phone: 06 367 0300, Email: terry.hemmingsen@ 

gmail.com. Membership Contact: Gary Benton, Phone: 06 368 7350, Email: gdbenton@xtra.co.nz. 

Howick Pakuranga & Districts Secretary & Contact: Sandy Feringa, PO Box 38281, Howick, Auckland 2145. Phone: 09 534 

9409, Email: sandyferinga@xtra.co.nz 

Hutt City President & Contact: Barbara Branch, 25A Whanake Street, Titahi Bay, Porirua 5022, Phone: 04 236 8003, Mobile: 027 

485 9101, Email: brubarbnz@gmail.com, Website: http://greypowerhuttvalley.org.nz/huttvalley Treasurer & Second Contact: Lisa 

Seerup, Phone: 022 618 9058, Email: wildmo@gmail.com 

Kaipara Secretary & Contact: Mr Ken Cashin, 27 Seaview Road, RD 7, Dargaville 0377, Phone: 09 439 4452, Email: cashinken2@ 

gmail.com. 

Kapiti Coast Office & Contact: 1st Floor, Coastlands, PO Box 479, Paraparaumu 5254. Phone: 04 902 5680, Email: 

kapitigreypower@outlook.com, Website: www.kapitigreypower.co.nz 

Kawerau & Districts President & Contact: Brian Dent, PO Box 209, Kawerau 3169. Phone: 022 381 0663, Email: brdent49@gmail. 

com. Secretary & Contact: Lyn Hughes, Email: lynhughes63@gmail.com. Membership & Contact: Jan Sparks, Email: jansparky12@ 

gmail.com 

Kerikeri Temporary Contact: Shaun O’Reilly, Email: reillysk76@gmail.com. Postal Address: PO Box 401, Kerikeri 0245 

Mana Tawa Main Line & Contact: Douglas Hazelwood, PO Box 50034, Porirua 5240. Phone: 04 233 0162. 

Manawatu Office, Postal Address & Contact: 309 Main Street, Palmerston North 4410, Phone: 06 357 1930, Email: 

greypowermanawatu@digitalcloud.nz. Membership & Contact: Mrs Sally Mayne, 2 Charisma Court, Kelvin Grove, Palmerston North 

4414. Phone: 06 353 0835, Cell: 027 742 1925, Email: salsscratch1@gmail.com. 

Marlborough President & Contact: Brian McNamara, Phone: 03 928 4479, Email: mcnamarabrian100@gmail.com. Office, 

Secretary & Contact: Marlborough Community Cte, 19/25 Alfred St, Blenheim 7201. Phone: 03 578 4950, Email: greypowermarl@ 

xtra.co.nz, Website: www.greypowermarlborough.co.nz. Postal Address: PO Box 875, Blenheim 7240. 

Matamata Secretary & Contact: Mr Malcolm Fairhall, 44a Hohaia Street, Matamata 3400. Phone: 07 888 6663. Email: mallyn@ 

fairhall.co.nz. 

Mercury Bay President & Contact: Merle Edwards, Phone: 07 867 1737, Email: merlee@xtra.co.nz. Postal Address: PO Box 226, 

Whitianga 3542. 

Morrinsville President & Contact: Mike Gribble, Phone: 07 889 5472, Email: mgribb@gmail.com. Secretary & Contact: Valerie 

Rodda, 31 Rushton Road, Morrinsville 3300. Phone: 07 280 5499, Mobile: 021 0227 5859, Email: valeriemrodda@gmail.com 

Motueka Office & Postal Contact: 9am- 3pm, Mon-Fri, Community House, Decks Reserve, PO Box 350, Motueka 7143. Phone: 03 

528 9076, Fax: 03 528 9076, Email: greypowermot@gmail.com. 

Napier & Districts Membership Secretary & Contact: John Wuts, PO Box 4247, Marewa, Napier 4143. Phone: 06 844 4751, Email: 

wutsie@xtra.co.nz, Website: www.napiergreypower.org 

Nelson Office & Physical Address: Office open 10am-3pm Mon-Fri, 33 Putaitai Street, Stoke, Nelson, Phone: 03 547 2457, Fax: 03 

547 2157, Email: nelsongreypower@xtra.co.nz, Website: http://greypowernelson.org.nz. Postal Address: C/- President, PO Box 2190, 

Stoke, Nelson 7041. 

New Plymouth Office, Postal Address & Contact: 21/117 Powderham Street, New Plymouth 4310, Phone: 06 757 5885, Fax: 06 

757 5886, Email: greypowernp@gmail.com. 

North Canterbury Secretary & Contact: Jan Pentecost, 113 Stringers Rd, RD 7, Rangiora 7447, Phone: 03 312 9331, Email: jan. 

pentecost@gmail.com. Membership & Contact: Pauline Jackson, 10b Franklin Drive, Rangiora 7400, Phone: 03 310 6563, Email: 

miles1416@xnet.co.nz. 

North Otago President & Contact: Mr Paul Hyde, Phone: 03 434 1025, Community House, 100 Thames Street, Oamaru 9400, 

Email: nogreypower@yahoo.co.nz. Membership Secretary & Contact: Mr Graeme Leather, Phone: 03 437 2220. 

North Shore Acting Chair & Contact: Bill Rayner, Phone: 09 445 3370, Email: brayner@xtra.co.nz Postal Address: PO Box 32635, 

PO Box 272-1719, Papakura 2244 

Ph 09-299 2113 

Email: fed-office@xtra.co.nz 

Devonport, Auckland 0744 Membership Contact: Mr Des Stobbs, Phone: 09 445 7675, Email: des.stobbs@xtra.co.nz. 

Opotiki Secretary & Contact: Mrs Joy Forbes, 52 Grants Road, Opotiki 3122. Phone: 07 315 5469. 

Otago Office & Contact: 11am – 2 pm, Mon to Thurs. 211A King Edward St, South Dunedin, Phone: 03 456 1685, Email: 

greypowerotago@gmail.com, Fax: 03 456 1686. 

Otaki (sub branch of Kapiti) Contact: Vacant 

Otamatea President & Contact: Beverley Aldridge, Phone: 09 431 9188, Email: relax@serendipitypark.co.nz 

Paeroa President & Contact: Ken Carter, Phone: 07 862 7271, Email: carterkb@xtra.co.nz, Secretary & Contact: Gail Locke, 26 

Waimarei Avenue, Paeroa 3600. Phone: 07 862 6256, Email: gailsone53@gmail.com. 

Papamoa & Dists President & Contact: Ruth Dekker, 392B Oceanbeach Road, Mt Maunganui 3116. Phone: 07 574 1845, 

Email: ruth.Dekker1@gmail.com 

Queenstown President & Contact: Doug Parker, Phone: 03 409 0767, Mob: 022 350 7820, Email: doug.parker@xtra.co.nz. Treasurer, 

Membership & Postal Mail: Kirsty Sharpe, 48 Peninsula Road, Kawarau Falls, Queenstown 9300. Secretary: Peter Jenkins, Email: 

greypowerqueenstownsecretary@gmail.com 

Rangitikei Chairman & Contact: Brian Goddard, 26 Oxford Street, Marton 4710. Phone: 06 327 7892, Email: brianna.goddard@gmail. 

com. Treasurer & Contact: Del Bettridge, Phone: 06 327 7678, Email: del.bettridge@gmail.com. Postal Address: PO Box 82, Marton 4741 

Rotorua President & Contact: Russell Hallam, Phone: 07 348 6034, Office: Tues-Thurs 10am to 2pm, 1333 Eruera Street, Phone: 07 

346 1739, P O Box 414, Rotorua 3040, Email: greypower.rotorua@gmail.com, Website: www.greypowerrotorua.org.nz 

Ruapehu (sub branch of Waitomo) President & Contact: Mr Alan Turton, 37 Falkner Park, Taumarunui 3920. Phone: 07 895 

5385, Mob: 027 814 2279, Email: theateam33@xtra.co.nz. Secretary/Treasurer & Contact: Beth Sorensen, Phone: 895 7079, Email: 

bsorensenneill@xtra.co.nz 

Southland President & Contact: Mr Peter Kennett, Phone: 03 217 6616, Mobile: 022 612 5504, Office & Contact: PO Box 

861, Invercargill 9840, Hours: 9.30 am to 1pm. 122 Esk St, Invercargill, (Cnr Esk and Deveron St), Phone: 03 214 5008, Email: 

greypowersouth@xtra.co.nz, Facebook: http://www.facebook.com/GreyPowerSouthland 

South Otago President & Contact: Mrs Joanne Blackie, 14B Barr Street, Balclutha 9230, Phone: 03 418 1777. 

South Taranaki President & Contact: Fred Kumeroa, Email: fredraewyn@hotmail.co.nz. Treasurer Membership Contact: Alison 

Howie, PO Box 167, Hawera 4640 Phone: 06 272 8029, Email: alioop1942@gmail.com. 

South Waikato President: Janet Boyce, Phone: 07 886 1317, Mobile: 021 172 2336, Email: swgreypower@gmail.com Secretary & 

Contact: Heather Williamson, 158 Elizabeth Drive. Tokoroa 3420, Phone: 07 886 5658, Email: hwilli@xtra.co.nz. 

Stratford Secretary & Contact: Claire Trowbridge, 110 Orlando Street, Stratford 4332. Phone: 06 765 7044, Email: c.c.trow@xtra.co.nz. 

Taupo Cheryl Carswell, Email: carsy2@gmail.com Postal Address: PO Box 862, Taupo 3351. 

Tauranga & Western Bay of Plenty President & Contact: Jennifer Custins, Mob: 021 676 276, Email: jay.20@windowslive.com Vice 

President & Contact: David Marshall, Mob: 022 185 4263, Email: dandj@bethany-bop.com Office & Contact: 10 am to 1 pm, Mon-Fri, 

Historic Village, Seventeenth Avenue, Tauranga, Phone: 07 571 2558, Email: tgagreypower@gmail.com. Postal Address: PO Box 841, 

Seventeenth Avenue, Tauranga 3140, Website: www.greypowertauranga.org.nz. 

Te Aroha President & Contact: Vacant. Postal Address: PO Box 39, Te Aroha 3342 

Te Awamutu President & Contact: E Hazel Barnes, Phone: 07 870 1924, Email: edithhazelbarnes@gmail.com. Contact Address: PO 

Box 540, Te Awamutu 3840. 

Temuka Magazine Contact: Les Howard QSM, 12 Grantlea Drive, Timaru 7910, Phone: 03 684 3212, Email: les_ann@xtra.co.nz. 

Thames: Secretary & Contact: Carolyn Young, 303 Kauaeranga Valley Road, RD2, Thames 3577, Phone: 07 868 6353, Mobile: 0274 

634 948, Email: barry.carolyn@xtra.co.nz. Membership Contact: Colin and Christine Hovell, Phone: 07 868 8196, Email: cchovell@ 

gmail.com. Website: www.greypowerthames.co.nz. 

Timaru President & Contact: Mrs Denise Fitzgerald, Phone: 03 688 3833, Email: denise_fitzgerald@xtra.co.nz Postal Address: PO 

Box 4060, Highfield, Timaru 7942. 

Upper Hutt Membership Contact: Sally Becker, Phone: 04 973 4247 Office: PO Box 40306, Upper Hutt 5140, Email: gpuhainc8@ 

gmail.com, Email: deanmills@hotmail.co.nz Comb Hutt Valley Assns’ website: www.greypowerhuttvalley.org.nz/huttvalley 

Waiheke & Gulf Islands President & Contact: Allen Davies, 422 Seaview Road, Onetangi, Waiheke Island 1081, Phone: 09 372 7481, 

Email: allen.davies38@gmail.com. 

Waihi President & Contact: Gareth Cook, Mobile: 021 071 0515. Secretary & Postal Contact: Elspeth Heaton, 9a Athenree Road, RD 

1, Katikati 3177. Phone: 07 863 5853, Email: elspethath@xtra.co.nz. 

Waimate Office: Community Link, Event Centre Waimate, Paul Street, Waimate 7924. Secretary, Postal Address & Contact: Mrs 

Karina Bellman, 7 Mill Road, Waimate 7924 Phone: 03 689 6213 Mobile: 022 154 2544 Email: macale61@slingshot.co.nz. 

Wainuiomata President & membership contact: Jane Chamberlain, 87B Main Road, Wainuiomata 5014, Phone: 04 971 9189, Mobile: 

027 320 8879, Email: hamberlain j6@gmail.com, Website: http://greypowerhuttvalley/huttvalley 

Wairoa & District President & Contact: Les Hine, Phone: 06 838 6545, Email: greypower.wairoa@outlook.co.nz or leshine@xtra. 

co.nz. Secretary & Contact: Shirley E Callaghan, PO Box 26, Wairoa 4160. Phone: 06 838 8770, Email: shirley.cally@gmail.com. 

Waitakere Office & Contact: 9.30 am – 12 pm, 247 Edmonton Road, Te Atatu Sth Community Cte, Waitakere. Phone: 09 838 5207, 

Fax: 09 838 5237, Email: waitakgp@xtra.co.nz. Postal Address: PO Box 83300, Edmonton, Waitakere 0652. 

Waitomo President & Contact: Ngaire Grayson, Phone: 07 878 6938, Email: rknegrayson@gmail.com. Membership Contact: Helen 

Easton, Phone: 07 878 6939, Email: helen.easton.nz@gmail.com. Secretary, Contact & Postal Address: Mr Merv Williamson, 

6 Eketone Street, Te Kuiti 3910, Phone: 07 878 6018, Email: 3shebal14@gmail.com 

Wanganui President & Contact: Sharron Callaghan, Phone: 06 345 4890 Administration & Contact: PO Box 4197, Wanganui 4541 

Email: info@greypowerwanganui.co.nz. 

Warkworth Contact: Carole Greenwood, Phone: 09 425 8672, Email: carolgreenwood44@gmail.com Postal Address: PO Box 351, 

Warkworth 0941. 

Wellington Central Membership Contact: Ray Markham, PO Box 13755, Johnsonville, Wellington 6440. Phone 04 478 6091, Email: 

rb.markham@gmail.com, Website: www.greypowerwellington.org.nz. 

Wellington South East President & Contact: David Williams, Phone: 04 934 3464, Email: david_williams_wlg@yahoo.co.nz. Contact 

Address: PO Box 14051, Kilbirnie, Wellington 6241. 

Whakatane Secretary & Contact: Susan Anderson, PO Box 830, Whakatane 3158. Phone: 07 307 7410, Mobile: 021 116 9115. Email: 

whakatanegreypower@gmail.com, Website: www.greypowerwhakatane.org.nz 

Whangamata President & Contact: Mrs Jo Schneebeli, PO Box 223, Whangamata 3643. Phone: 07 865 9288, Email: joschneebeli@ 

value.net.nz. Secretary & Contact: Mrs Cushla Jarvis, Phone: 07 865 7111, Email: bruges@xtra.co.nz. Membership Contact: Maree 

Burt, Phone: 07 865 8924, Email: whangamatagreypower@gmail.com 

Whangarei Vice President, General Enquiries & Contact: George Snell, PO Box 964, Whangerei 0140, Phone: 09 437 5550, Email: 

gsnell49@gmail.com, Website: www.greypowerwhangerei.org Membership Contact: Lynette Fox, Phone: 09 436 1822, Email: 

lynfrankiefox@gmail.com. 

New Member 

Association 

Have you changed address? 

First Names (Mr / Mrs / Miss / Ms) 

Street 

City 

Phone: (H) 

Amount Enclosed $ 

OFFICIAL MEMBERSHIP FORM OF 

Grey Power 

NZ Federation Inc. ...and its affiliated associations listed above 

PLEASE PRINT CLEARLY 

Address Change Renewal Membership No. 

(W) 

Post Code 

Suburb 

Includes donation of $ 

Please put a cross in this box if you do not want your details to be given for promotional and advertising material 

Please complete & send to you local Association office listed above. Fees difffer from one Association to another 

because they are autonomous and set their own. Where it is not listed, please call your local association. 

Email 

OFFICE USE ONLY Date Ref No. 

Occupation 

URGENT REMINDER 

Please check to see when your membership expires! 

NOTE: Please when changing your address details it is very 

important to include your Post Code to ensure delivery of 

your magazine. 

ALSO: Nearly all the Associations have excellent discount 

books available, covering a wide range of businesses. 

Please ask for one. 

When travelling take your above association list with you 

so you can ask for the discount book in the town you are 

visiting.

Internet scam breaking your 

heart and your bank account 

Romance Scams and How to Avoid Falling for Them 

More and more 

people are looking 

for love online. 

A large number are 

those aged 50 plus; and 

dating services aimed at 

baby boomers are expected 

to grow the most over 

the next five years. 

You know who else is 

prowling around websites 

and apps looking for their 

next opportunity? Scammers. 

In the first 3 months 

of 2018, Kiwis reported 

losing $7.9 million in romance 

scams to Netsafe. 

Scammers are really 

good at what they do. 

They’ve got crafty ways to 

make you believe their stories 

and a range of places 

to find targets these days. 

So you must know the 

warning signs, recognize 

the script, learn how to 

identify and protect yourself. 

Here’s how: 

6 9 15 8 17 4 

7 11 19 4 

4 

9 14 

14 

7 9 14 14 

15 

11 8 

11 

7 11 19 4 9 14 7 9 14 14 11 8 

Solution: 

From 

Grey Power Crossword No. 12 

134 18 page 11 1436 

20 9 155 9 15 1116 Word 

3 20 

to the Wise: Sobriquet 

4 14 15 11 

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CODED HMESSAGE 

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CODED SMESSAGE 

CODED MESSAGE 

P I C Y S C A M P E R 

I V R S R A I 

P R E L U D E T A N G O 

S S N D Z G R 

Solution 

Solution Word to the Wise: Sobriquet 

Solution 

P L O U G H S R I F L E 

P L O U G H S R I F L E 

P L OA U GB H S A R EI F EL E R N 

A B A E E R N 

A BT U AL I E P E C OR W BN 

O Y S 

T U L I P C O W B O Y S 

T U LH I P I C O W TB O RY S W U 

H I T R W U 

H I 

S E Q 

S 

U 

E 

I 

Q 

N 

UT S 

I NR I 

S W 

N N 

I 

E 

NU 

R 

N E R 

S E Q U I 

U NU N S N I N N 

T TE R 

E E 

U 

B Y EB Y N 

DE I GD I I T G IC T E 

O D C O D 

B Y E 

U U 

D I G 

E E 

I T C 

E L E 

O D 

L 

U E E L 

C A BC IA NB I C NO N C O NC CT 

O C T 

C A B I N C O N C O C T 

O AO TA U T U B W B W 

O A T U B W 

L A CL QA UC EQR U EF RA FL AE 

B L E 

L A C Q U E R F A B L E 

I OI RO E R E E E E R E R 

I O R E E E R 

C A NC OA EN OD EE W D ER WO DP 

R O P 

C A N O E D E W D R O P 

victims. They’re trolling 

for victims on a number of 

apps, even one’s that aren’t 

associated with dating, 

such as Facebook, Skype, 

LinkedIn and online social 

game sites. They start the 

connection, building your 

trust over time then gain 

your affection, then they 

strike. 

Important to Keep Your 

Profile Safe 

3 12 15 4 13 17 

2 12 16 19 4 11 8 10 12 13 2 11 

9 3 8 11 11 11 8 

16 12 14 3 11 20 11 17 20 8 3 1 

10 12 9 8 12 14 20 7 19 4 12 8 11 

10 12 9 8 12 14 20 7 19 4 12 8 11 

10 12 9 8 12 14 20 7 19 4 12 8 11 

© Pam © Pam Hutton Hutton 2018 2018 | www.puzzlebeetle.co.nz 

| 1 2 

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4 

3 

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2 

5 

friend requests from people 

you don’t know, even 

if they try to explain why 

you should recall them. 

You could put your whole 

friend network at risk. 

Verify, Verify Then Verify 

Again 

Once you’ve matched with 

a person, begin learning 

as much about the other 

person as possible. Use a 

reverse image search to 

see if your match’s photos 

have been stolen or used 

elsewhere. This doesn’t 

100% validate the authenticity 

of the person, it’s just 

another piece of the puzzle 

for you. 

Think about whether information 

in your profile 

could be used against you. 

It’s understandable to 

want to be open and honest 

on a dating profile, 

but remember scammers 

look for ways to exploit 

information you make Recognise the Script 

available. For example, 

you mention you have lost Scammers may impersonate 

your husband to cancer, 

or report to be military 

they might say their wife personnel, such as the U.S. 

died of cancer to make you Army,stating they are on 

feel you are in the same deployment and can’t access 

Know Where Scammers situation. 

money as a result. 

Lurk 

For social apps such as Then they request your 

Facebook learn how to use help by sending money via 

Dating websites are not your privacy and security money transfer to authorized 

personnel to collect by PMH conditions/circumstances 

one of the above-listed 

the Grey only Power hunting grounds CodeWord settings No. to 12 avoid (June sharing 18) 

for scammers looking for too much personal information. 

money on their behalf. is true is likely posing as a 

potential 

Grey Each Power number romance 

CodeWord in the grid scam represents No. 12 a letter Also, 

(June of the don’t 

18) alphabet. accept Three letters 

The U.S. 

have 

Army provides 

by PMH Soldier and trying to steal 

Grey already Power been CodeWord given. Start by No. filling in 12 these (June ones, 18) and build the words in the gridby PMH money from you. 

from there. When you have completed the grid, you will be able to solve the 

You can visit U.S. Army 

Each number in the grid represents a letter of the alphabet. Three letters have 

Each coded message. 

already number been given. in the grid Start represents by filling in a these letter ones, of the and alphabet. build the Three words letters in the have 

Criminal Investigation 

grid 

already from there. been When given. you Start have by completed filling in these grid, ones, you and will build be able the words to solve in the the grid 

Command for more useful 

information at http:// 

from coded there. message. 1 When 2 you 3 have 4 5completed 6 7 the grid, 8 you 9 will 10be 2able 11to solve LETTER the VALUES 


www.cid.army.mil/romancescam.html. 

12 13 12 11 11 8 14 1 2 3 4 5 6 7 8 9 10 

1 2 3 4 5 6 7 8 9 10 2 11 LETTER VALUES O 

1 2 153 4 25 69 71 816 93 1017 213 11 3 18LETTER 7 VALUES 

12 13 12 11 11 8 14 1 2 3 114 125 136 147 158 16 9 17 10 18 19 20 

12 13 12 11 11 8 14 1 2 

6 9 15 8 17 4 

3 4 5 B6 7 8 C9 10 Tips for staying safe and 

15 4 2 9 1 16 3 17 13 3 18 7 

O 

15 4 2 9 1 16 3 17 13 3 18 7 

11 12 13 14 15 16 17 18 19 20 

spotting romance scams: 

7 11 19 4 9 14 7 9 14 14 11 11 8 12 13 

6 9 15 8 17 4 

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B C 

6 

1 

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LETTER VALUES 

Advertisement: ............................................................................................................... 

LETTER VALUES 

LETTER VALUES 

1 2 3 4 5 6 7 8 9 10 

........................................................................................................................................ 

1 2 3 4 5 6 7 8 9 10 

1 2 3 

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O 6 

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S R I F 

........................................................................................................................................ 

P L O 11U 12G 13H 14 S 15 R 16 I 17 F 18 19 20 

11 12 13 14 15 16 17 11 12 13 E14 A15 B16 N 17 T18 C19 W20 

Y Q D........................................................................................................................................ 

E A B N T C W Y Q D 

........................................................................................................................................ 

CODED MESSAGE CODED MESSAGE 

CODED MESSAGE 

10 12 9 108 12 912 814 20 12 14 20 Phone number: .............................................................................................................. 

10 12 9 F 8 A I12 R14 20 

A N D 

F A I R A N D 

Email: ............................................................................................................................. 

7 19 4 712 198 411 

12 8 11 

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A R E 

S Q U A R E 

7 

3 

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4 

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5 

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9 

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3 

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6 

2 

© Pam Hutton © 2018 Pam Hutton 2018 

© Pam Hutton 2018 

1 

answers to frequently 

asked questions that will 

assist in detection of a 

scammer claiming to be a 

U.S. Army personnel: 

- Soldiers do not need 

permission to get married. 

- Soldiers emails are in 

this format: john.doe. 

mil@mail.mil 

- Soldiers have medical 

insurance, which pays 

for their medical costs 

when treated at civilian 

health care facilities 

worldwide – family and 

friends do not need to 

pay their medical expenses. 

- Army financial offices 

are not used to help Soldiers 

buy or sell items 

of any kind. 

- Soldiers deployed to 

Combat Zones do not 

need to solicit money 

from the public to feed 

or house themselves or 

their troops. 

- Deployed Soldiers 

do not find large unclaimed 

sums of money 

and need your help to 

get that money out of 

the country. 

Anyone who tells you 

Z7852J 

• Always be cautious and 

consider the possibility 

that an approach may 

be a scam. 

• Check the profile of new 

friend requests, especially 

if you have only 

met online. Look out 

for: 

o Profiles that are intended 

to be typical 

social media profiles 

but read like dating 

profiles. 

o Newly created profiles 

with limited 

content. 

o Hidden friend lists 

or friend lists containing 

only people 

from the opposite 

gender. 

o Grammatical and 

spelling errors. 

• Do a reverse image 

search to check if the 

photos have been stolen 

or used elsewhere. 

• Learn how to use your 

privacy and security 

settings to avoid sharing 

too much personal 

information on social 

networking sites. 

• Never send money to 

someone you have not 

met in person and be 

suspicious if someone 

asks for your financial 

information such as 

a credit card number, 

bank account details or 

47 

other sensitive information. 

Wayne Howarth, Western 

Union regional fraud 

risk manager for Asia Pacific 

advises, “Awareness 

is the best defense against 

scams. In the case of romance 

scams, please ensure 

that you never send 

money to an individual 

you have never met in person 

to help avoid becoming 

a scam victim.” 

Detective Sergeant 

Bridget Doell from the Financial 

Crime Group of the 

New Zealand Police states, 

“If at any stage you are being 

asked to send money to 

someone you have never 

met, it is highly likely you 

are being scammed.” 

To learn more about 

common scams and how to 

help protect yourself from 

fraud, visit our website at 

wu.com/fraudawareness 

along with New Zealand 

Department of Consumer 

Affairs at www.scamwatch.govt.nz. 

For more tips against 

scams watch scammers 

cash in by targeting people 

looking for love at https:// 

www.youtube.com/ 

watch?v=WlitwKWbOFc. 

Find useful scam prevention 

advice at https:// 

www.youtube.com/ 

watch?v=kDt4SEvQZWk. 

BUY – SELL – SWAP RENT – NOTIFY 

Grey Power Lifestyle Quarterly now accepts classifieds advertisements. These advertisements are 

for the exclusive use of members of Grey Power, excluding commercial business. Cheques payable 

to: Waikato Business Publications, PO Box 1425, Waikato Mail Centre, Hamilton 3240. 

FOR SALE 

Rugs, 2 bone, brown markings, exellent order. 200x290 $60 each. Contact 09 298 2487 

Oak side board, solid, 128cm L, 53 W, 90 H, $275. Contact 09 298 2487 

Electone HC2 organ, stool, $275 Yamaha. Contact 09 298 2487 

Grey Power CLASSIFIED AD COUPON 

Name: ............................................................................................................................. 

Address: ......................................................................................................................... 

Category (For sale, wanted etc) ..................................................................................... 

Month of issue: March ( ) June ( ) Sept ( ) Nov ( ) 

Cheque attached ($1 per word): $ ..................................................................................

48 


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Leaving the world a little better than you found it 

An increasing number of Starship supporters are appreciating the 

profound value and benefit of leaving a gift to the national children’s 

hospital in their wills. And more are becoming Guardian Angels by 

letting us know they’ve done so too. 

49 

Making a will is not 

about death….it’s 

about your life. 

What do you want to be 

remembered for? 

If you have not yet 

taken this step yourself, 

you might wonder what’s 

involved? And how do you 

even go about including 

Starship Foundation in 

your will? 

It’s much easier than 

you might think. We also 

believe that your loved 

ones must come first. With 

that in mind, here’s our 

three step guide: 

Step One: talk to your 

loved ones. Discuss your 

plans with your family and 

friends first. Tell them why 

Starship is important to 

you and why you want to 

leave a gift to Starship in 

your will. Let them know 

that they will be taken 

care of first and foremost. 

That way there will be no 

surprises when the time 

comes. 

Step Two: talk to your 

solicitor. Call and tell them 

you want to leave a gift to 

Starship in your will. It’s 

that simple. They will ask 

you what type of gift you 

want to leave: Residual, 

Percentage of Pecuniary 

(these terms are explained 

below), and how much. If 

you already have a will you 

can easily add a codicil (an 

amendment). If you don’t 

they can prepare one for 

you. 

Three kinds of legacy gifts 

There are three different 

types of legacy gift you can 

make: 

A Percentage Gift: you 

decide in advance what 

percentage of your estate 

you would like to go to the 

charity or charities of your 

choice, which means you 

are not committed to giving 

a set amount. 

A Pecuniary Gift: you 

choose a specific sum of 

money, an item of property, 

or number of stocks 

or shares to be left to the 

charity or charities of your 

choice. 

A Residual Gift: after 

providing for your loved 

ones, the remainder of 

your estate is left to your 

chosen charity or charities. 

Step Three: talk to 

us. Letting the Starship 

Foundation know of your 

intentions will help us to 

thank you and share with 

you the impact that your 

gift will have. And you will 

automatically become one 

of our treasured Guardian 

Angels - a special group of 

people who have pledged 

to look after the health 

and wellbeing of future 

generations of children. 

If you’re interested in 

leaving a gift to Starship in 

your will and becoming a 

Guardian Angel, for a confidential 

discussion please 

contact Starship Bequest 

Manager Karen Blake. 

“As Bequest Manager 

for the Starship Foundation, 

I think I have the 

best job in the world; travelling 

around this wonderful 

country of ours meeting 

our lovely supporters 

and our treasured Guardian 

Angels. By showing 

presentations around 

the country I am making 

personal connections 

and showing our supporters 

the impact their support 

has on the children 

Guardian Angel Alan Baldick, one of Starship’s treasured supporters, has chosen 

to leave a gift to Starship in his will. 

and families we look after 

at Starship. I do this by 

sharing stories and taking 

them on a journey of what 

their support has helped 

us achieve. 

“I spoke with one of 

our Guardian Angels, Alan 

Baldick recently:” 

Karen: “Why did you 

choose to become a Starship 

Guardian Angel? “ 

Alan: I come from a 

reasonably large family, 

which covers quite a number 

of ‘Aunties’. Sadly I 

saw several of my cousins, 

nieces and nephews die. 

And one particular auntie 

actually lost three of her 

children, so there were 

cousins that I did not see 

grow up. I think this influenced 

me. I might’ve met 

some of my cousins if they 

had received the care Starship 

provides. 

I also made the decision 

thinking of my mother. 

She would have been 

absolutely delighted because 

she was very child 

orientated. So it is also in 

memory of her. 

Karen: And what do you 

think about the work Starship 

is doing? 

Alan: I think it’s wonderful 

that the healthcare 

available for children is 

so advanced now. People 

in New Zealand should 

help Starship be as good 

as it possibly can be. It’s 

looking after babies and 

children throughout New 

Zealand, which is brilliant. 

While the hospital is funded 

by the government the 

money doesn’t really cover 

everything that is needed. 

This is the reason I chose 

Starship. 

“As mentioned, I travel 

around the country all 

year, so if you’d like to 

come along to a presentation 

to learn more about 

Starship, the work we do, 

how you can help or would 

like more information 

about becoming a Guardian 

Angel, please get in 

touch: 

Phone: 09 375 3466 

mobile: 027 376 4211 

email: 

kblake@adhb.govt.nz

50 


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Financial advice for seniors 

Traditional family values, including a sense of sacrifice 

and duty of care remain prevalent among senior 

citizens in New Zealand, but might not be so readily 

obvious on the surface. Stories about the selfishness 

of millennials and instant gratification of Gen Y are 

common in the media. 

What we don’t often 

hear about is 

the seriousness 

with which elderly people 

and immigrant cultures 

treat family duties, responsibilities 

and often, sacrifice. 

Forgoing their own 

needs to meet that of their 

wider families. 

Stories about the burden 

on elderly people and 

people from immigrant 

cultures in regard to meeting 

their family’s financial 

needs, driven from a deep 

seeded sense of responsibility 

to help, seem to be 

less popular. 

Instant Finance chief 

executive Richard de Lautour 

says one of the most 

common observations 

in his job is that elderly 

people tend to borrow to 

help their families. Mr de 

Lautour has been with Instant 

Finance for 16 years. 

The company has been in 

business for 47 years with 

branches throughout New 

Zealand. 

“It is not something 

that is often talked about 

and we don’t read many 

stories about it. But most 

of our elderly customers, 

who are often incredibly 

loyal and have been with 

us over a period spanning 

two or three decades, borrow 

money to help out 

family members,” he says. 

“These customers, who 

came to us when they were 

younger but have stayed 

on, often borrow to pay 

for a child’s wedding, a 

cultural family event, or 

a funeral. In many cases 

our Pasifika families send 

money back home to help 

family members and relatives 

make ends meet,” he 

adds. 

Mr de Lautour says financial 

behaviour must be 

understood in the context 

of cultures and upbringing. 

What a family that has 

spent their whole life in 

New Zealand with no ties 

to another culture might 

see as a significant milestone, 

will most likely be 

different from a family that 

has moved here from another 

country or is closely 

bound to the practices and 

values of another culture. 

“We might consider 

buying a house one of 

the most important milestones 

of our life, whereas 

in certain cultures, a son 

or daughter’s wedding is 

the most significant event 

which justifies borrowing. 

The important issue here 

is to help people make the 

right choices to ensure 

they do not become entangled 

in ongoing, long-term 

debt,” he says. 

Raising the importance 

of reputable lending, Mr 

de Lautour says education, 

information and adequate 

access to these are 

vital to enjoying a healthy 

Five tips for financial safety 

BY RICHARD DE LAUTOUR 

If you borrow on behalf 

your family members, 

write up a legal agreement 

that holds them to 

account. 

It doesn’t have to be as 

formal as a commercial 

contract, but it will protect 

you against future risks. 

If borrowing on behalf 

of family members, discuss 

how they can also be 

included on the official repayment 

plan, even if repaying 

smaller amounts, 

so you are not shouldering 

the entire burden alone. 

If someone lives in 

your home with you, they 

should make contributions 

towards your bills 

such as gas, water, heating 

and electricity. Failing 

to do so against your request 

constitutes financial 

abuse. 

Only give Power of Attorney 

to someone you absolutely 

trust and don’t be 

afraid or shy to ask your 

lawyer as many as questions 

as you can before 

signing it. It is far better 

to ask too many questions 

than not enough and regret 

it later. 

Pressuring you to sell 

your property against 

your will to use the money 

for the family is unethical 

and considered financial 

abuse. If you feel like 

someone in the family is 

pressuring you and would 

like help or advice contact 

Age Concern’s National 

Office on 04 801 9338 

or the Citizens Advice 

Bureau on 0800 367 222. 

Elderly Driver Safety Signs 

Richard de Lautour 

You’ve worked hard to get what you 

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financial balance sheet 

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“It is so important for 

these people, who are so 

committed to helping their 

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to know what to look for 

in lenders who have their 

best interests at heart by 

being invested in seeing 

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“Instant Finance and 

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52 


COMPETITION CORNER 

Oaty-licious 

WIN WIN WIN 

No matter which generation you represent, starting your 

day with oats for breakfast has remained a popular choice 

through the decades. And now modern day research 

reveals that there are potential benefits for naturally 

reducing blood cholesterol too. 

New Zealanders have some of the 

highest average cholesterol levels 

in the world. It’s estimated that 

90 percent of Kiwi adults could benefit 

by lowering their blood cholesterol. High 

blood cholesterol can cause cardiovascular 

disease, the leading cause of death in 

New Zealand including heart, stroke and 

blood vessel disease. Every 90 minutes a 

New Zealander dies from heart disease - 

many of these deaths are premature and 

preventable. (Heart foundation website: 

heartfoundation.org.nz/statistics ). 

Harraways – the brand trusted for 150 

years - has developed a natural, ‘doubleaction’ 

solution to help lower blood cholesterol 

and help Kiwi heart health. 

Harraways Oat-activ ® is a new fortified, 

single serve oats mix - a New Zealand 

first for hot breakfast cereal, available in 

two flavours; original and cranberry. 

During a recent non-clinical trial of 

Oat-activ ®, facilitated by Dr Kelly Dale 

(Lifecare Nutrition), four out of six participants 

lowered their total cholesterol 

by an average of 7.75 percent, and their 

LDL (‘bad’) cholesterol by an average of 

11.8 percent over an eight week period. 

“Harraways is investing in the health 

and wellbeing of New Zealanders with 

Oat-activ ® and its holistic program,” 

says Dr Kelly Dale. 

Thanks to Harraways Oat-Activ, we have three Oat-activ giveaways to win. 

Each prize pack includes 2x Oat-activ Original and 2x Oat-activ Cranberry + an Oatactiv 

drink bottle. (Harraways Oat-Activ Single Sachet Packs are available in New 

World and Pak’N Save stores nationwide.) 

To enter, email your name, address and contact phone number to 

win@nmmedia.co.nz, with Oat-activ in the subject line, or post (with your 

address and contact phone number) your entries to Oat-activ comp, PO Box 1425, 

Hamilton 3240. 

Entries close on July 31 2018. 

Chia, almond 

and cacao balls 

Ingredients: 

1 teaspoon vanilla essence 

2 tablespoons white chia seeds 

2 tablespoons almond milk 

1 cup mixture of blanched almonds 

and walnuts 

2 Oat-activ sachets 

¼ cup shredded coconut 

1/3 cup cacao powder 

¼ teaspoon salt 

1 teaspoon cinnamon 

½ cup peanut butter (100% 

peanuts- no added salt/ sugar or 

vegetable oils) 

1 tablespoon maple syrup (extra 2 

teaspoons if the mixture does not 

bind) 

To roll the balls: 

1 Oat-activ Sachet plus ¼ cup 

shredded coconut- mixed together 

Place vanilla, chia seeds and milk in 

a small bowl. Stir to combine. 

Meanwhile, process almonds, 

walnuts and ¼ cup coconut until 

finely chopped. Transfer to a large 

bowl. 

Add cacao, salt, and cinnamon. Stir 

to combine. Add peanut butter, 

syrup, oats and chia mixture. 

Stir to combine, adding an extra 

2 teaspoons of syrup to bind 

mixture, if needed. 

Place remaining coconut in a 

shallow dish. Using 1 tablespoon 

of mixture, press and roll mixture 

together to form a ball. Roll ball 

in coconut/ Oat Activ Mixture to 

lightly coat. 

Place on a large baking tray lined 

with baking paper. Repeat with 

remaining mixture and coconut/ 

Oat-activ. 

Store in an airtight container in the 

fridge for up to a week. 

Breakfast porridge 

Ingredients: 

1 Oat-activ sachet (45g) 

¾ to 1 cup trim milk or water 

(depends on consistency you like) 

In the microwave, cook on high for 

90 seconds. 

On the stovetop, mix the oats with 

water/ low fat milk in saucepan, 

bring to boil, stir and simmer for 

30 seconds. Cool a little before 

serving. 

To serve: 

2 Tablespoons of natural nuts, 

½ cup of fruit (can be fresh fruit 

in season such as sliced apricots/ 

peaches, blueberries/ strawberries, 

or canned fruit in fruit juice).


PROBIOTIC 

MULTI 9 

DO YOU WANT TO MAXIMISE THE 

NUTRIENTS FROM YOUR FOOD? BY DAVID COORY 

There’s a medical revolution going on – researchers are rethinking their old ideas on how our food 

is digested, how our immune system works, why we get sick and the rise in food intolerance. 

This revolution is to do with the role of the 

live bacteria that live in our intestines (or 

gut) called probiotics. 

Health begins in the bowel 

Probiotic bacteria are first colonised in 

our intestines when we’re born. These 

essential probiotics live in our gut, ideally 

for the rest of our lives. We have trillions 

(about 1kg) of friendly digestive probiotics 

living in our small intestine. 

Essential for optimum health 

Probiotics are absolutely essential, their 

main role is the pre-digestion of food and 

the absorption of nutrients. 

Foods like vegetables, bread and meat 

must be converted into a liquid by being 

pre-digested by our probiotics before 

being absorbed, which can take hours. 

However, sugar and salt dissolve naturally 

in water and don’t need probiotics. Once 

dissolved they pass through our intestinal 

walls within minutes and into the blood 

stream. 

Different strains of probiotics 

Different foods require different strains 

of bacteria to pre-digest them. If any of 

these strains are missing, that type of food 

does not get converted to a liquid. It then 

passes through and out of our bowels 

leaving us under-nourished. 

We can also get allergic reactions like 

bloating and bowel discomfort from these 

undigested nutrients as they pass. 

Retaining weight can occur because the 

sugar and salt is still being fully absorbed 

but the vital nutrients in our food are not. 

On-going health problems 

Although we may be eating a good diet, if 

we lack some strains of probiotics, we may 

be missing out on most of the vitamins, 

minerals, proteins and fats contained in 

specific foods. 

Common symptoms of a lack of one or 

more strains of probiotics are – low energy, 

food allergies (especially with wheat, dairy, 

eggs and nuts), bowel discomfort, irregular 

bowel motions, bloating and wind. 

Antibiotics and probiotics 

Antibiotics can have devastating effects 

on our probiotic bacteria – they can totally 

0800 140 141 

www.healthhouse.co.nz 

kill off important strains. Antibiotics are 

designed to kill all bacteria, both good 

and bad, they don’t discriminate. 

Antibiotics can be effective drugs for 

killing harmful bacteria, but they can’t 

help but kill the essential food-digesting 

probiotics in our gut. 

It’s like spraying an entire vegetable 

garden with weed killer just to destroy a 

single weed growing in the centre. 

This has a profound effect on our health, 

vigour and our immune system. 

Role of our appendix 

Strains of probiotics destroyed by 

antibiotics can eventually be recolonised 

from our body’s storehouse of probiotics 

– the appendix (if not removed). 

But, in the meantime it is common for 

bad forms of aggressive bacteria like 

candida to move in and dominate our 

healthy balance. 

Replacing missing strains 

We can try to replace the hardy strains 

of probiotics like acidophilus by eating 

fermented foods such as yoghurt. 

However, our stomach acid typically 

kills 100% of most strains of bacteria. 

Its purpose is to kill bacteria before it 

reaches your intestine, but like antibiotics, 

stomach acid does not discriminate 

between good and bad bacteria. 

$39ea 

60 capsules 

Price valid until 

31 Aug 18 

NO REFRIGERATION REQUIRED 

Probiotics need to survive the trip 

through the stomach acid to reach our 

small and large intestines. 

The most reliable way to recolonise 

our probiotics is to take a high quality, 

live, multi-probiotic supplement that is 

fully protected from being killed by our 

stomach acid. 

Capsule inside a capsule 

Health House’s Probiotic Multi 9 is a 

unique probiotic supplement that 

contains nine strains of the most 

commonly destroyed probiotics. 

Most importantly, these living probiotics 

are fully protected from stomach acid by 

‘capsule-in-a-capsule’ technology. 

Inner capsule contains 9 

strains of probiotic 

This patented system has an inner 

capsule containing billions of probiotics, 

surrounded by an outer capsule 

containing a prebiotic – a liquid plant 

sugar to protect the outer capsule and 

provide additional food for the probiotics 

to begin multiplying. 

The capsule material is also moisture 

resistant to keep the freeze dried 

PRODUCT PRICE EACH QTY TOTAL 

Probiotic Multi 9 $39 $ 

Name 

Address 

Phone 

Email 

Credit Card Number 

Outer capsule 

contains prebiotic 

probiotics ultra dry, to prevent them from 

being activated prematurely, so they will 

be in top quality condition when needed. 

Like planting new seeds 

When the nine strains of probiotics open 

in the non acidic environment of our small 

intestine, the effect can be like planting 

new seeds in the vegetable garden. 

Just try them and see – you will normally 

feel the difference within 72 hours. 

BENEFITS 

• Full digestion of all food types 

• Full absorption of all proteins, 

vitamins, minerals and fats 

• All our energy released 

• Fully functioning immune system 

• Intestinal tract kept clear and 

unbloated, with soft regular 

bowel movements 

• Healthy bowel function 

DIRECTIONS 

Adults take 1 or 2 capsules per day. 

Children under 12 take 1 capsule 

per day. 

Store in a cool, dry place. 

Always read the label and only use as directed. 

Post code 

Cheque Visa Mastercard Exp. date / Security code 

FREE 

DELIVERY 

IN NZ 

Your credit card details are fully 

protected by New Zealand’s largest 

online credit card service. 

We will send you an email to let you 

know when your order is dispatched. 

This is the last three 

digits printed on the 

back of your credit card. 

60 DAY MONEY BACK GUARANTEE 

Health House, Private Bag 12029, Tauranga 3143 

Retail Store, 1 Whakakake Street, Tauriko, Tauranga 

TAPS PP8496

54 


Exercising with 

chronic illness 

In the past, being treated for a chronic 

illness like cancer often meant being 

told to rest and reduce physical 

activity. 

BY ALISON STOREY 

Of course, this is 

good advice if 

movement causes 

pain or a rapid heart rate 

(that’s an abnormal one, 

not just because you’re exerting 

yourself) or shortness 

of breath (ditto). 

But more recent research 

has shown that exercise 

is not only safe during 

cancer treatment, but 

can improve your quality 

of life and how well you 

function physically. 

Too much rest (including 

long hours at a desk 

actually) can lead to loss 

of body function, muscle 

weakness, and a reduced 

range of motion. 

So today, cancer care 

advice includes encouragement 

to be as physically 

active as possible. 

Although our genes can 

influence our risk, many 

of the elements of cancer 

risk are due to factors that 

are not inherited. 

Not smoking, maintaining 

a healthy weight, 

staying active through 

your entire life, and eat- 

ing a healthy diet can all 

be backed up with a stack 

of research to say they 

greatly reduce a person’s 

lifetime risk of developing 

or dying from cancer. 

Ironically, these same 

behaviours are linked with 

a lower risk of developing 

heart disease and diabetes 

– the other two stand 

out takers of lives in New 

Zealand. 

The World Cancer Research 

Fund estimates 

that around 20 percent 

of all cancers are related 

to body fatness, physical 

inactivity, excess alcohol 

consumption, and/or poor 

nutrition. 

Yes, that’s right – very 

frustratingly for health 

professionals, 20 percent 

of cancers could be 

prevented. 

Assuming one has taken 

steps to prevent cancer 

risk and is unfortunate 

enough to have to deal 

with treatment, the fatigue 

that this treatment and 

the disease itself can cause 

can be a bit discouraging, 

however it does not need 

to be debilitating. 

Cancer-related fatigue 

(CRF) is one of the most 

common side effects of 

cancer and while the exact 

reason for CRF is unknown, 

treatments like 

chemotherapy, radiation, 

bone marrow transplants 

and biological therapies 

are commonly associated 

with CRF. 

Interestingly, in many 

cancers, levels of chemicals 

that cells use to communicate 

called cytokines 

are increased, so researchers 

are currently investigating 

the link between 

cytokines and fatigue (as 

we know body processes 

are finely balanced and 

any upset in one area can 

easily affect another). 

This theory has been 

suggested to explain 

chronic fatigue syndrome 

(ME) and so they theorise 

it could also apply to cancer 

related fatigue. 

Beware however that 

fatigue can be confused 

with tiredness. Everyone 

gets tired. Usually, we 

know why we’re tired and 

a good night’s sleep will 

sort it out. 

Fatigue is less precise 

and could be considered 

more a daily lack of energy; 

a disproportionate 

whole-body tiredness, that 

is not relieved by sleep. 

We currently don’t 

know the best level of exercise 

for someone with 

cancer, but the overriding 

objective is to follow 

an exercise program that 

maintains muscle strength 

and enables adequate daily 

function. 

Normally, just as when 

someone is well, the more 

you exercise, the more 

you’ll be able to exercise, 

and the stronger you’ll get. 

Exercise can increase 

energy levels and help 

someone feel better about 

themselves and their condition, 

and progress can 

usually be felt in a short 

space of time. 

Numerous studies 

over the last decade have 

reported statistically significant 

improvements in 

several cancer-related immune 

system mechanisms 

as a result of exercise. 

Additionally, a 2012 

study showed a combination 

of cardio and weights 

training can significantly 

increase serum SHBG 

levels in postmenopausal 

women with breast cancer. 

Because elevated SHBG 

levels can reduce the risk 

of this cancer and its recurrence, 

exercise training 

during treatment can reduce 

recurrence of breast 

cancer. 

Cancer survivors may 

need to exercise less intensely 

and increase their 

workout duration at a 

slower rate than people 

who are not getting cancer 

treatment, but the goal, 

as always, is to keep up as 

much activity as possible. 

Possible benefits of 

regular exercise during 

cancer treatment 

• maintain or improve 

your physical abilities 

• increased balance, 

lower risk of falls and 

broken bones 

• keep muscles from 

wasting due to inactivity 

• lower risk of heart 

disease 

• less risk of osteoporosis 

(weak bones that are 

more likely to break) 

• better blood flow to 

legs and lower risk of 

blood clots 

• less dependence on 

others to do normal 

activities of daily living 

• improved self-esteem 

• lower risk of anxiety 

and depression 

• less nausea 

• fewer symptoms of 

fatigue 

• better weight control 

• improved quality of life 

Alison Storey is an award 

winning personal trainer, 

who has represented 

New Zealand in three 

different sports (rowing, 

beach volleyball and 

rhythmic gymnastics). 

storeysport.co.nz

NZ GREYPOWER MAGAZINE » JUNE 2018 55

56 


How to prepare for a power outage 

With winter fast approaching, it is a good idea to make sure your home is prepared 

for a power outage. Organise an emergency pack that contains bottled water, a torch, 

batteries, non-perishable food and a first aid kit. Have an alternative way to charge 

your mobile phone like a portable power bank and remember to keep your fridge and 

freezer doors closed. 

If you rely on electricity for critical medical support, please make sure you have 

notified your electricity retailer and completed the medical dependency form. It is 

important to have a backup plan organised if there is an unplanned outage. 

If your power does go out please call the faults number, this can be found on your bill. 

You could save money 

on your electricity bill 

Now is good time to see if you can save 

money on your electricity bill. If you would 

like a price comparison to see if we can beat 

the electricity rates you are currently on, 

please contact our team on 0800 473 976. 

We would love to have you as a customer! 

Why join Grey Power Electricity 

Low Price 

The Grey Power Plan has a competitive price, 

we don’t have a prompt payment discount 

as we have already built this into our prices. 

We simply offer you a great price upfront. 

No Mark-Up on 

Network Services 

We will flow through the electricity Network 

Services charges for the entire time you are 

a customer with us. Your Network Services 

charges appear on your bill so you can see 

exactly what you are charged for. * 

Support Grey Power 

Grey Power Electricity gives back to your 

Grey Power federation. 

Price Protection 

No Long Term Contracts 

Transparent Billing 

We will protect your Energy Rate from increases 

beyond the Price Protection rate until 31 March 

2020. Delivery and Retailer charges are not 

subject to Price Protection. * 

If for some reason you need to leave us, you 

can freely terminate provided you give us 30 

day’s notice. * 

Send us your favourite 

soup recipe with a 

picture and go in the 

draw to win a $100 

Countdown voucher! 

We provide transparent billing on your electricity 

bill by itemising the charges so you know what 

you are charged for. On your electricity bill you 

will be able to see your charges for Energy 

(Energy Rate) and Delivery, which includes 

Network Services, Retailer Services, Metering 

and the Electricity Authority Levy. 

*Delivery charges include, Network Services, Retailer Services, 

Metering and the Electricity Authority Levy. 

*It is not practical to flow through the per kWh Network 

charges for all networks. For some networks, Network Services 

charges will be calculated using published prices and other 

assumptions that allow us to recover network charges across 

our customer base on your network. 

*If you do not give the required notice, an early termination fee 

of $150 will apply. 

To enter 

1. Email it to 

marketing@pulseenergy.co.nz 

OR 

2. Send it to Freepost 225388, 

PO Box 10044, Auckland 1446 

The winner will be notified on 16 July 2018 

and the recipes will be shared on our 

website and Facebook page 

0800 473 976 

customer.care@greypowerelectricity.co.nz 

greypowerelectricity.co.nz 

PUL1026 NationalGPEAd_245x360mm.indd 1 

16/05/18 11:27 AM

Grey Power June 2018

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