NEWYHS444

Is your horse on a
calorie-restricted
diet? See p106
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Riding a new
horse for the
first time comes
with its risks
Rebecca says... It very much depends
why you fell off the horse in the first
place. For example, if you fell off
because you are an inexperienced rider
and could not cope with the level of
horse that you went to try, then it’s
unlikely that the horse’s owner would
be 100% responsible (“liable”).
However, if you fell off because the
horse bolted or was rearing and
bucking, it’s likely the horse’s owner
would potentially be liable for any
injury or damage that was caused.
Ideally, the horse’s owner should be
insured against any potential claims.
However, it is not a legal requirement
that a horse is insured.
I would advise that you do take out
extra insurance or notify your insurance
company to ensure you are personally
insured for riding someone else’s horse
in case you fall off and hurt yourself.
n✓Your Horse’s tip…
Always take a friend or family member with
you when you try a new horse. Not only will
they spot things if you happen to fall head
over heels quite quickly, but having another
person by your side if the seller is being a
little pushy, or you haven’t bought a horse
before, will help you feel more confident.
www.yourhorse.co.uk
november 2018 your horse 97