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THE HILLS | AUGUST 2018

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I WANT TO BUILD A HOUSE.<br />

WHERE DO I START?<br />

WRITTEN BY LCL CONSTRUCTION<br />

1. CAN I AFFORD TO BUILD ?<br />

Most people can’t build a new home<br />

without a home loan, and yet people start<br />

the process of buying a stand and drawing<br />

up plans without any idea what they can<br />

afford and whether they will be granted a<br />

loan or not. A great deal of unnecessary<br />

expenses and anxiety can be avoided if<br />

prospective homeowners get a loan prequalification<br />

from their banks or through<br />

bond originators such as BetterBond. This<br />

will confirm you budget and your financial<br />

credibility to builders and realtors.<br />

2. WHERE/ HOW DO I GET A<br />

BUILDING CONTRACTOR?<br />

Word of mouth is of course always the best<br />

referral. Once you have met with two or<br />

three builders, it is wise to view some of their<br />

previous work and even some of the current<br />

projects. It is very important to only use a<br />

builder who is registered with professional,<br />

well-known organisations. In South Africa,<br />

there are two primary building associations,<br />

The Master Builder’s Association of South<br />

Africa (MBSA) and National Home Builders<br />

Registration Council (NHBRC). By law, all<br />

home builders have to be registered with<br />

the NHBRC and have to comply with their<br />

building quality standards.<br />

In order to protect your investment and the<br />

overall aesthetics of The Hills, the HOA<br />

maintains a list of contractors who previously<br />

did not comply with the building guidelines<br />

- this can be made available to avoid building<br />

The Hills ISSUE 4 | <strong>2018</strong><br />

15

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