The Star: January 10, 2019

The Star Latest Christchurch news at www.star.kiwi
Thursday January 10 2019 37
the tlc experience
A New Year’s toast from
TLC to you and yours.
May 2019 bless you with
health, wealth and
happiness.
All the best
Trish Lawrence AREINZ
(Nat.Dip.RE)
Licensee Agent/Director
FOR SALE
MAIREHAU/ST ALBANS:
240 Westminster St: Negotiation
FAMILY HOME: 4 beds, 1 bath, 2 living,
2 gge, carport. RV: $455,000
Ref tlcrealty.co.nz/tlc10009
Open Sunday: 12.30 - 1pm
ST ALBANS/MERIVALE:
4/57 Ranfurly Street: Negotiation
FAB LOCATION: 2 beds, 2 living, 1 bath,
gge. RV $405,000
Ref tlcrealty.co.nz/tlc10007
Open Sunday: 1.30 - 2pm
SYDENHAM:
14 King Street: $359,000+
CITY FRINGE: 4 beds, 1 living, 1 bath, gge.
RV $345,000
Ref tlcrealty.co.nz/tlc10010
Open Sunday: 11.30 - 12pm
DEAR CLIENTS:
From 1 January all real estate agents must comply
with the Anti-Money Laundering and Countering
Financing of Terrorism Act 2009 (AML/CFT Act
2009). Listing your property may
now take longer.
Your personal negotiator,
working exclusively for you!
Trish Lawrence
ph 0800 874 745
Appears every week in
For more information:
tlc realty limited
Licensed Agent REAA 2008
Mike Fulham
P 364 7406
E mike@christchurchstar.co.nz
NEW LISTINGS
Home
& Property
Seven things you
should ask a lawyer
when buying a house
Most people know that it’s a good idea to seek advice from a lawyer when
buying a property. If you’re signing a binding legal document that involves
the biggest financial transaction you’ll probably ever make, it makes sense to
engage an expert to help.
However, a lawyer or conveyancer isn’t just there to dot the i’s and cross
the t’s on the contract. You should see them as a valuable source of support
throughout the property buying process, not just someone to push the
paperwork through at the last minute. Things can move fast in property
transactions so it’s smart to start talking to a lawyer as soon as you start
looking through ‘for sale’ ads. Here’s what to ask them in the first instance:
1. Are you a conveyancing specialist?
It might seem obvious, but you really do
want a lawyer that specialises in property
transactions and knows the ins-and-outs
of what you’re wanting to do. You may
already have a great family lawyer, but if
this isn’t an area they specialise in, then look
elsewhere – you could even ask them for a
recommendation.
2. How much do you charge?
Different lawyers and conveyancers have
different fee structures, and pricing can
vary dramatically, so it pays to have a clear
understanding of what they will charge you
from the get-go, and when it will be due.
3. What clauses should I add?
Your sale and purchase agreement can
include clauses, such as a finance clause that
means the offer is subject to you getting loan
pre-approval from your bank. Talk to your
lawyer about your individual circumstances
and what clauses should be included in your
contract, to best protect yourself. Talking
about this early on will save you time when it
comes to making an offer and the real estate
agent or salesperson asks what clauses you’d
like in the agreement.
4. Can you explain the LIM to me?
A LIM is a council file that includes all the
information held about a particular property.
These files can be chunky, complex and full
of very detailed information about resource
consents, zoning information, natural
features that affect a property (like flooding)
and more. Ask your lawyer or conveyancer to
look over these documents and explain them
to you, so you fully understand all aspects of
the information. Your lawyer will know what
to watch out for when reading through the
documents and is the best person to spot any
red flags for you.
Home & Property appears
every Thursday, delivered FREE
throughout Christchurch
For more information
and bookings, contact
Mike Fulham
M: 021 300 567
E: mike@starmedia.kiwi
5. What do I need to know about a unit title
property?
If you are buying a unit title property, the
seller must provide you with certain sets
of information. Talk to your lawyer about
the information you are entitled to and ask
their advice on whether you should seek any
further information.
6. Will you check my sale and purchase
agreement before I sign it? Don’t sign
anything before your lawyer or conveyancer
has read over it. Remember, a sale and
purchase agreement is a legally binding
document and there’s no going back once
you have signed on the dotted line. Buying
a home is a big financial decision, so it’s well
worth taking the time to ensure you’ve done
your due diligence and received the advice
you need.
7. What will happen on settlement day?
Settlement day is when the property transfer
goes ahead, and the house becomes yours.
This day is the culmination of a lot of hard
work and stress, but before you pop the
champagne, several things need to happen
in sequence between your lawyer, the seller’s
lawyer, and your bank or lender. This can
take time, so it’s a good idea not to be sitting
outside the home at 9am with a moving
truck. You can find a helpful settlement
checklist on settled.govt.nz, the independent
government website for buyers and sellers.
If you’re not sure where to find a
lawyer, you can ask family or friends for
recommendations or check out www.
propertylawyers.org.nz (part of the New
Zealand Law Society) to find one in your
area.
For independent guidance and information
on buying or selling, check out
settled.govt.nz.
SALE BY DEADLINES CLOSING
Your
Earthquake
damaged
home!
Talk to us if you are serious about
selling your “As is Where is” home.
We have sold over
150 “As is Where is”
homes and we have
a huge database of
qualified buyers.
Phil & Holly Jones
Ph 03-382-2230
Phil 027 435 7711
Holly 027 222 0220
holly.jones@raywhite.com
Licensed (REAA 2008) Results Realty Ltd
RENT ME!
Ideal as an extra
bedroom or office.
no bond required
The Star has some
fantastic cost-effective
packages available for
people selling their
property themselves.
From only $63+GST you
can have your property
profiled with a photo!
CONTACT:
Vicky Sayers
P 364 7419
E vicky.sayers@
starmedia.kiwi
We have achieved
record breaking
prices recently!
Fully insulated and double glazed for warmth.
Three convenient sizes from $70 a week:
Standard 3.6m x 2.4m
Large 4.2m x 2.4m | Xtra-large 4.8m x 2.4m
Visit our website
www.justcabins.co.nz
for display cabin locations
www.justcabins.co.nz
your
Selling property
privately?
HALSWELL
Front Unit
2 Dble Bedrooms
This is a secure front
property, permanent
materials, across
from Halswell School,
close to buses, library,
healthcare and shops,
in a great location 15
minutes from central
Christchurch
Contact Brian Davidson
(03) 322 8739 or
021 0293 6712
Local Oamaru & Loyal
8809397AA
WHEN LOCATION IS IMPORTANT
Price: SBD BEO $224,000
3 1 1
Web: KBJGF3
WALK TO TOWN!
Price: SBD BEO $349,000
Web: KBEGF3
3 1 2
SBD BEO = ‘Sale By Deadline Buyer Enquiry Over’
CHANCE TO ENHANCE!
Price: SBD BEO $259,000
Web: JH7GF3 2 1 1
Robertson Real Estate Ltd MREINZ - Licensed Real Estate Agent REAA 2008
67 YEARS AT 67 TAMAR STREET!
FAMILY HOME - SOUGHT AFTER LOCATION!
Price: SBD BEO $319,000
Price: SBD BEO $369,000
Web: K4DGF3 3 1 1 Web: K8DGF3
3 1 2
Check out all our listings at www.oamaru.ljhooker.co.nz | Deal with the Best: LJ Hooker Oamaru - The Most Productive Team in NZ *
*
LJ Hooker Harveys Group, based on number of transactions
Call Oamaru’s No. 1 Team For Listing & Selling - Ph (03) 434 9014