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Carthage Gazette January Edition Page 5<br />
Are You “Eating<br />
Your Money?<br />
Track your food spending for a<br />
month or so and you could well be<br />
horrified at the amount of money<br />
that is literally going down the toilet.<br />
Food is usually your biggest living<br />
expense after paying your rent<br />
or mortgage. Rent and mortgage<br />
payments fit into the category of<br />
financial commitments you can’t<br />
change –unless, of course, you<br />
move house. Food costs, on the<br />
other hand, while essential, are<br />
something you have control over.<br />
$80,000!<br />
These days people lead busy lifestyles<br />
and don’t mind paying extra<br />
for convenience. As well as being expensive,<br />
the food choices we make<br />
are not always healthy. Paying more<br />
attention to grocery shopping can be<br />
good for your body as well as for your<br />
budget.<br />
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A FULL SERVICE LAW FIRM<br />
If you find it hard to save or if your<br />
living expenses seem high, take<br />
a good look at your food budget.<br />
Chances are you are eating your<br />
money.<br />
Under the heading of food we<br />
need to include takeaways, bought<br />
lunches, restaurant meals coffee<br />
and wine. No doubt there is the<br />
occasional sneaky bar of chocolate<br />
or meat pie in the mix as well. It all<br />
adds up to a very big total.<br />
Here are some easy ways to cut back<br />
on your grocery spend while still<br />
eating great food:<br />
Cut down on the number of times<br />
you go to the supermarket. Every<br />
time you shop it’s easy to slip in a<br />
few items that weren’t on the list<br />
and which aren’t essential. Sticking<br />
to a set routine of shopping no more<br />
than once a week means you have to<br />
pace your eating to make your food<br />
supplies last.<br />
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There are some people who love entertaining<br />
either at home or restaurants<br />
or who regularly feed extended<br />
family members. Feeding others<br />
as well as yourself is a wonderful<br />
thing to do, so long as you can truly<br />
afford it.<br />
Plan meals one or two weeks ahead<br />
so you have all the ingredients you<br />
need on hand. That way you won’t<br />
have to make extra trips to the supermarket.<br />
Prepare meals ahead and freeze or<br />
reheat them. Cooking in big batches<br />
means you can buy in bulk. Having<br />
ready cooked meals on hand when<br />
you are busy means fewer takeaway<br />
or convenience meals.<br />
Showers<br />
Refreshments<br />
Dinners<br />
Joseph G. Henson<br />
American Legion Post 12<br />
350 Legion Hut Road<br />
Carthage, NC<br />
Hall Rental<br />
Perfect For:<br />
Parties<br />
Cookouts<br />
Graduations<br />
The amount you spend on food will<br />
be partly determined by where you<br />
live and of course, the number of<br />
family members. However, food<br />
costs also depend on your lifestyle<br />
– how much and what type of food<br />
you put in your shopping cart.<br />
The most recent survey indicates<br />
the latest numbers for a four-member<br />
family: a thrifty food plan, $146<br />
a week; a low-cost food plan, $191<br />
a week; a moderate-cost plan,<br />
$239; a liberal plan, $289 a week.<br />
That’s a whopping $143 a week<br />
difference between basic and<br />
liberal. Over a year that’s $7176.<br />
Compounded over a ten-year period<br />
at 3 per cent, the difference is over<br />
Eat less meat. A couple of vegetarian<br />
meals a week saves money and<br />
improves your diet.<br />
Keep a few treats and deli snacks on<br />
hand at home to reduce the temptation<br />
to go out for coffee or lunch.<br />
Cutting back on certain expenses<br />
such as alcohol and takeaways is a<br />
lot easier than trying to cut them out<br />
altogether. It’s likely you will be more<br />
motivated to make changes if you<br />
focus on healthier eating choices<br />
rather than saving money, however<br />
with careful planning you should<br />
achieve both.<br />
Of course, there are times when you<br />
just have to cut yourself some slack.<br />
By Millie Jameson<br />
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