Credit Management 2019

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EXCLUSIVE REPORT AUTHOR – Markus Kuger The continued uncertainty around Brexit is likely to be a key factor influencing the significant slowdown in growth and an increase in business failures across the construction sector. Financial information shows a significant decrease in the proportion of assets financed by debt with specialised construction activities seeing a significant average reduction of nearly 36.2 percent in debt ratio. There has also been a marked decrease in current ratio. This is a liquidity measure indicating more difficulties to cover the short-term debt with short-term assets. PLANNING AHEAD The continued uncertainty around Brexit is likely to be a key factor influencing the significant slowdown in growth and an increase in business failures across the construction sector. Dun & Bradstreet’s analysis predicts that economic performance will worsen if the UK leaves the EU without a deal so there may be bumpier roads ahead. The construction industry is likely to be monitored closely for early signs of the economic impact of whatever Brexit scenario plays out in 2019. Although there has been a slowdown, it continues to be a sector that is increasing in size and constitutes a significant proportion of the UK’s small and micro businesses. Dun & Bradstreet’s baseline scenario is for a delayed, soft Brexit, but things are changing quickly. The best advice for construction businesses is to monitor the situation and try to establish a transparent view of supply chain and business relationships to enable a quick assessment of how the latest development will impact business operations once a decision is made. Markus Kuger is Lead Economist at Dun & Bradstreet. Markus Kuger The Recognised Standard / www.cicm.com / March 2019 / PAGE 62
www.portfoliocreditcontrol.com PROUD SPONSORS OF CUSTOMER SERVICE HERO OF THE YEAR would like to Congratulate the winners of the CICM Credit Management Awards 2019... Portfolio Credit Control, part of the Portfolio Group, are proud to be the only true specialist Credit Control recruitment agency in the UK. Solely recruiting for Credit Controllers and Credit professionals, our market knowledge and industry experience has remained steadfast at the forefront of the sector since 2008. Recognised as an award-winning recruiter, we’ve been accredited as one of the Best Companies to Work For in 2019 and we are also an audited and compliant member of the REC. Our unique attributes enable us to fill your next credit control vacancy simply and swiftly. We understand the hard and soft skills of a Credit Controller and we pride ourselves on finding you the perfect match. All our temporary candidates are fully referenced and come with a first day free trial – so, if you aren’t happy you don’t pay a penny to ensure your full confidence. We have immediately available multi-lingual Credit Controllers to deliver effective debt management across the globe. Unparalleled market knowledge of our sector with immediately available specialists in the areas of Corporate, Consumer, International, Credit Control and Collections. Unparalleled market knowledge of our sector with immediately available specialists in the areas of Corporate, Consumer, International, Credit Control and Collections. 3 YEARS IN 2018 Contact one of our specialist recruitment consultants on London 020 7650 3199 or Manchester 0161 836 9949 email recruitment@portfoliocreditcontrol.com www.portfoliocreditcontrol.com theportfoliogroup portfoliocredit portfolio-credit-control The Recognised Standard / www.cicm.com / March 2019 / PAGE 63 WE ARE RATED 9 OUT OF 10
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CREDIT MANAGEMENT CM MARCH 2019 £1
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12 Interview MARTIN ROSEWEIR 18 Int
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CMNEWS A round-up of news stories f
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Trade body opens new route to comme
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Lenders are happy to handle genuine
Page 11 and 12: INSOLVENCY ROBUST, TRUSTED AND TRAN
Page 13 and 14: Bill Gosling is a fictitious name -
Page 15 and 16: INTERVIEW AUTHOR - SEAN FEAST FCICM
Page 17 and 18: OURAML SOLUTION WILL HELPYOU SEAL T
Page 19 and 20: dignity and his self-respect, and g
Page 21 and 22: CONSUMER CREDIT THE GENTLE TOUCH Co
Page 23 and 24: CONSUMER CREDIT AUTHOR - Heather Gr
Page 25 and 26: COUNTRY FOCUS AUTHOR - Adam Bernste
Page 27 and 28: TRADE TALK THE SMALL PRINT Why expo
Page 29 and 30: MOROCCO looks in much better shape
Page 31 and 32: EDUCATION Stars of the Series In th
Page 33 and 34: Exclusive offers for all CICM and F
Page 35 and 36: Supplement special The CICM British
Page 38 and 39: The CICM British Credit Awards 2019
Page 44 and 45: Best use of Credit Technology Winne
Page 46 and 47: Rising Star of the Year Winner Salm
Page 50 and 51: The Recognised Standard / www.cicm.
Page 52 and 53: INTRODUCING OUR CORPORATE PARTNERS
Page 54 and 55: INTRODUCING OUR CORPORATE PARTNERS
Page 56 and 57: PAYMENT TRENDS Not a pretty sight T
Page 58 and 59: ADVERTORIAL Are you a Credit Profes
Page 60 and 61: EXCLUSIVE REPORT GROWING PAINS The
Page 64 and 65: OPINION RISK AND REWARD How credit
Page 66 and 67: HR MATTERS ROUNDUP Discriminating a
Page 68 and 69: The Recognised Standard / www.cicm.
Page 70 and 71: LEGAL MATTERS Recovery Options unde
Page 72 and 73: TAKE CONTROL OF YOUR CREDIT CAREER
Page 74 and 75: NEW MEMBERS NEW CICM MEMBERS The In
Page 76 and 77: FORTHCOMING EVENTS Full list of eve
Page 78 and 79: CREDIT TO THE EXPERTS CELEBRATING Y
Page 80 and 81: Cr£ditWho? CICM Directory of Servi
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Credit Management 2019

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