Eastside Messenger - September 22nd, 2019

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PAGE 6 - EASTSIDE MESSENGER - September 22, 2019 www.columbusmessenger.com PAID ADVERTISING Is it time to ban the bottle? We’ve all heard the popular rule that we should drink eight glasses of water every day. One of the main reasons water is so critical to life processes is that it is helps the body transport critical substances in and out of living cells. Simply put, water is essential to life. In an effort to stay healthy and drink the recommended amounts of water, more and more people have reached for the convenience of bottled water. But the statistics about pollution and plastics are sobering: * America’s demand for bottled water uses more than 17 million barrels of oil annually, enough to fuel 1.3 million cars for a year. (1) * By 2050, there is going to be more plastic in the ocean than fish. (2) * The energy we waste using bottled water would be enough to power 190,000 homes. (3) If you are searching for an alternative to bottled water, it’s time to consider a home drinking water system. Kinetico Water Systems, headquartered in Northeast Ohio, is one of the nation’s premier water-treatment innovators. For information on your personal water solution, contact Kinetico at 800-444-1387 or visit www.kineticocolumbus.com. 1 Pacific Institute. “Fact Sheet: Bottled Water and Energy – Getting to 17 Million Barrels.” December 2007. 2 Sherri A. Mason, Ph.D. 3 “Not Disposable Anymore.” P.O.V.’s Borders. 2004. PBS. How to prepare your lawn and garden for winter Winter weather can be harsh. Homeowners who spend much of the year tending to their lawns and gardens may worry that winter will undo all of their hard work. Though homeowners cannot do anything to prevent snow, wind and ice from affecting their properties, they can take various steps to prepare their lawns and gardens for whatever winter has in store. •Mulch leaves. Falling leaves are a telltale sign that winter is coming. In lieu of raking leaves as they begin to fall, homeowners can mulch them into their lawns. Scotts, an industry leader in lawn care, notes that mulching leaves is a great way for homeowners to recycle a natural resource and enrich the soil of their lawns. While it might not be possible to mulch fallen leaves in late autumn when they begin to fall en masse, doing so in the early stages of fall should be possible so long as the lawn is not being suffocated. •Rake leaves as they start to fall more heavily. Once leaves begin to fall more heavily, rake them up and add them to compost piles. The resource GardeningKnowHow.com notes composting leaves creates a dark, rich and organic matter that can add nutrients to garden soil and loosen compacted earth. Leaving leaves on the lawn once they start to fall in great numbers makes it hard for grass blades to breathe, and the leaves can block moisture from reaching the soil, which needs water to maintain strong roots. In addition, potentially harmful pathogens can breed on damp leaves left on a lawn, and such bacteria can cause significant damage to the turf over time. •Apply a winterizing fertilizer. Winterizing fertilizers can help lawns store food they need to survive through winter and also can help them bounce back strong in spring. Such fertilizers are typically formulated for cool-season grasses such as fescue and bluegrass and are often best applied after the final cut of fall. Warm-season grasses go dormant in winter, so homeowners whose lawns contain these types of grasses won’t want to apply a winterizing fertilizer. Homeowners who don’t know which type of grass they have or are concerned about when to apply a winterizing fertilizer should consult with a lawncare professional before fertilizing. •Remove annuals from the garden. Annuals won’t be coming back in spring, so it’s best to remove ones that are no longer producing from the garden before the arrival of winter. Doing so can prevent the onset of fungal diseases that may adversely affect the garden in spring. Fall is the perfect time for homeowners who spend months making their lawns and gardens as lush as possible to take steps to prepare such areas for potentially harsh winter weather.
www.columbusmessenger.com September 22, 2019 - EASTSIDE MESSENGER - PAGE 7 Factors when choosing and applying mulch Homeowners may associate mulch with springtime lawn and garden care, but mulching in fall can benefit a lawn as well. Mulch protects roots against extreme temperatures, and not just those associated with summer heat waves. Mulch is often connected with its ability to help soil retain moisture during especially warm times of the year, when mulch promotes strong roots that can help lawns and plants survive periods of extreme heat. But when applied in the fall, mulch also inhibits freezing and thawing in winter, reducing the likelihood that plants will be injured. While applying mulch in fall can be beneficial to lawns, homeowners should first consider a few factors. •Timing: Mulch being applied as winter protection should not be applied too early in the fall, as doing so may delay the soil freezing process. Homeowners should wait until after a hard frost in the fall to apply winter mulch. In many places, hard frost will not appear until late fall. •Texture: Try medium-textured mulch. Fine particles may pack down and retain moisture that will evaporate before it reaches the plant roots. Materials that are too coarse may be incapable of holding sufficient amounts of water to benefit the soil. •Nutrients: Humus is an organic component of soil that forms when leaves and other plant materials decompose. Organic mulches provide humus and decompose over time, adding nutrients into the soil. •Application: Correct application of the mulch is essential. Applying too much mulch can adversely affect lawns, plants and soil. In addition, excessive application can cause decay and make lawns and plants more vulnerable to disease. Homeowners uncertain about when and how to apply mulch in the fall can consult with a lawn care professional to devise a plan that ensures their lawns and gardens hold up against winter weather. Mulch may be widely associated with spring lawn care, but applying mulch in the fall can benefit lawns and gardens as well. PAID ADVERTISING Why fall is the best season to buy a home By Jaszmine Davis Marketing Coordinator, Telhio Credit Union The spring and summer seasons are notorious for hot days and a hot real estate market. But have you ever considered buying a home in the fall? Potential home buyers are usually more concerned with trick-or-treating and pumpkin spiced lattes during the autumnal months, when in reality, they should be scoping out neighborhoods as fall is the best season to find the perfect property. Fall is considered the “off-season” in real estate and in turn means less competition. Most buyers want to find a home during the summer to avoid moving districts before the school year starts, and if they don’t, they usually drop out of the market until after the new year. Buying in the fall puts you in the best position possible: less competition and a better chance of having an offer accepted without getting into a bidding war against multiple offers. “Besides there being less competition for a buyer, there tends to be more inventory available, which affects the pricing in the buyers favor,” said Igor Babamovski, VP Residential Mortgage Lending at Telhio Credit Union. “Also, fall weather means more rain and wet conditions. This is optimal for buyers because any issues such as basement dampness or roof leaks can be discovered more easily.” Buyers also score better deals in the fall. Homes that are put on the market during this season are new or repositioned inventory that didn’t sell during the spring or summer. This means asking prices on new inventory are lower, and repositioned inventory are seeing price cuts. Sellers are more motivated during this season in order to be out before the holidays; they are ready to make a deal. Buyers are urged to go in at a lower offer and can participate in more aggressive negotiations. But before jumping into the real estate pond, buyers are advised to be well prepared, get preapproved first, know their loan options and buying power, and hire an experienced real estate agent that is familiar with the area you are interested in buying. Learn more about Telhio by visiting telhio.org. Make Your Next Move! With a Telhio Mortgage or Home Equity Loan! No Equity? No Problem! Ask us for details! 877-221-3233 Personal Banking | Business Banking | Loans & Credit | Retirement Planning | telhio.org Telhio is open to anyone who lives, works, worships or goes to school in Franklin, Fairfield, Delaware, Licking, Madison, Pickaway, Union, Hamilton, Warren, Butler and Preble counties. Federally insured by NCUA. NMLS #251831
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Eastside Messenger - September 22nd, 2019

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