Member Information Booklet - REI Super

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3 Benefits of becoming a member of REI Super Elite 3 benefits of becoming a member of rei Super elite As a fund run only to benefit members working in the property services sector, you can be sure REI Super Elite has your best interest at heart. Paying no commissions to financial advisers and having low fees make a significant difference to your final retirement payout, with investment performance that is consistently stronger than retail super funds. page 8
what are the benefits of being a member of the fund? Security of your assets A history of good long-term returns > Investment strategies designed to produce good long-term returns investment choice > Choice of nine investment options – refer to ‘How we invest your money’ on page 13. > Ability to choose a mixture of investment options from those offered, and to choose different investment options for new contributions from those chosen for existing balances Cost-effective > The ‘profits to members’ nature of the Fund allows us to maintain competitive fees Simple but flexible > Easy-to-understand benefits with flexibility to meet your needs excellent insurance > Basic level of life insurance cover provided without need for medical tests or forms, plus optional additional life insurance up to $2.08 million with the choice of fixed cover or fixed premium > Optional Salary Continuance Insurance with different waiting period options Spouse contributions > You can make contributions to REI Super for your spouse as well as yourself Keeping you informed > The latest investment return information and regular updates are available from our website at reisuper.com.au and you can access your account there as well financial planning advice > Access to subsidised financial planning advice in all states Additional benefits > Access to competitively priced banking products via an arrangement with ME Bank (refer to www.membersequitybank.com.au for information). page 9 Keeping you informed As a member of rei Super, you will receive regular communications each year, including: > An annual report available on our website, or in hard copy if you wish > A statement of benefits showing your details effective 30 June > Fund newsletters > Fund emails if you supply your email address > Notices of important changes to either the Fund or superannuation in general. You can download a copy of this Booklet and other documents and forms from our website at reisuper.com.au. If you require additional information, please contact the REI Super Helpline on 1300 13 44 33 between the hours of 8.30am and 5.30pm AEST. If you contact us, we will provide you with all the information you would reasonably need to make an informed assessment of the management and financial condition of the Fund and the Fund’s past investment performance.
Page 1 and 2: ei Super elite member information b
Page 3 and 4: 1 About REI Super & REI Super Elite
Page 5 and 6: 2 How super works 2 How super works
Page 7 and 8: merge your super accounts with rei
Page 9: estrictions on cash payments Genera
Page 13 and 14: investment options REI Super Elite
Page 15 and 16: 5 How we invest your money 5 How we
Page 17 and 18: investment managers The investment
Page 19 and 20: ei Super elite diversified investme
Page 21 and 22: 6 Fees and costs 6 fees and costs I
Page 23 and 24: example of annual fees and costs fo
Page 25 and 26: 7 How super is taxed 7 How super is
Page 27 and 28: tax on contributions From 1 July 20
Page 29 and 30: 8 Insurance in your super Automatic
Page 31 and 32: Additional cover The maximum amount
Page 33 and 34: ‘dependant’ means a spouse and
Page 35 and 36: elite members fixed Cover rate of P
Page 37 and 38: when does cover end? Your insurance

Member Information Booklet - REI Super

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