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Member Information Booklet - REI Super

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Contents<br />

why choose rei <strong>Super</strong> elite?<br />

Key benefits at a glance<br />

Security of your assets<br />

investment strategies designed to produce<br />

good long-term returns<br />

Cost-effective – the profits-to-members<br />

nature of the fund allows us to maintain<br />

competitive fees<br />

Simple but flexible – easy-to-understand<br />

benefits, with flexibility to meet your needs<br />

Choice of nine investment options<br />

Ability to choose any mixture of investment<br />

options from those offered, and to choose<br />

different investment options for new<br />

contributions and existing balances<br />

Trustee of <strong>REI</strong> <strong>Super</strong>, <strong>REI</strong> <strong>Super</strong>annuation Fund Pty Ltd (ABN 68 056 044 770; AFS Licence No. 240569;<br />

RSE Licence No. L0000314). The RSE Registration number of the Fund is R1000412.<br />

who can contribute super<br />

to rei <strong>Super</strong> elite?<br />

rei <strong>Super</strong> elite accepts:<br />

> Contributions from employers:<br />

These may be <strong>Super</strong>annuation Guarantee and/or Award<br />

contributions and also additional employer contributions.<br />

> Contributions from members:<br />

You can make:<br />

• your own contributions to <strong>REI</strong> <strong>Super</strong> Elite, either after-tax<br />

or pre-tax (salary sacrifice). See ‘How super is taxed’ on<br />

page 23 for details<br />

• contributions for your spouse. Should your spouse be<br />

a low-income earner, you can make contributions for<br />

your spouse, and in any case, split contributions with<br />

your spouse<br />

• rollovers and transfers of existing benefits from other<br />

superannuation funds or rollover vehicles.<br />

And you may also qualify for:<br />

• co-contributions from the Federal Government<br />

• <strong>Super</strong> Guarantee payments from the Australian<br />

Taxation Office (ATO).<br />

basic level of life insurance provided<br />

without need for medical tests or forms,<br />

plus optional additional life insurance or<br />

Salary Continuance insurance with your<br />

choice of waiting periods (elite only)<br />

Spouse contributions – you can make<br />

contributions to rei <strong>Super</strong> for your spouse<br />

as well as yourself<br />

the latest investment return information available<br />

and regular updates from reisuper.com.au,<br />

where you can access your account<br />

Access to competitively priced banking products<br />

via an arrangement with members’ equity<br />

A regular income at a level of your choice,<br />

subject to government rules (rei <strong>Super</strong><br />

Pension only)

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