Member Information Booklet - REI Super

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Contents why choose rei Super elite? Key benefits at a glance Security of your assets investment strategies designed to produce good long-term returns Cost-effective – the profits-to-members nature of the fund allows us to maintain competitive fees Simple but flexible – easy-to-understand benefits, with flexibility to meet your needs Choice of nine investment options Ability to choose any mixture of investment options from those offered, and to choose different investment options for new contributions and existing balances Trustee of REI Super, REI Superannuation Fund Pty Ltd (ABN 68 056 044 770; AFS Licence No. 240569; RSE Licence No. L0000314). The RSE Registration number of the Fund is R1000412. who can contribute super to rei Super elite? rei Super elite accepts: > Contributions from employers: These may be Superannuation Guarantee and/or Award contributions and also additional employer contributions. > Contributions from members: You can make: • your own contributions to REI Super Elite, either after-tax or pre-tax (salary sacrifice). See ‘How super is taxed’ on page 23 for details • contributions for your spouse. Should your spouse be a low-income earner, you can make contributions for your spouse, and in any case, split contributions with your spouse • rollovers and transfers of existing benefits from other superannuation funds or rollover vehicles. And you may also qualify for: • co-contributions from the Federal Government • Super Guarantee payments from the Australian Taxation Office (ATO). basic level of life insurance provided without need for medical tests or forms, plus optional additional life insurance or Salary Continuance insurance with your choice of waiting periods (elite only) Spouse contributions – you can make contributions to rei Super for your spouse as well as yourself the latest investment return information available and regular updates from reisuper.com.au, where you can access your account Access to competitively priced banking products via an arrangement with members’ equity A regular income at a level of your choice, subject to government rules (rei Super Pension only)
1 About REI Super & REI Super Elite the right super choice for property professionals. 1 About rei Super & rei Super elite The Industry Super Fund for property professionals. REI Super was established in 1975. It is the industry superannuation fund for the property services sector offering strong returns, low fees, no commissions and run only to benefit members. As at June 2012, the Fund had over $840 million in members’ funds under management and approximately 32,000 members. page 1
Page 1: ei Super elite member information b
Page 5 and 6: 2 How super works 2 How super works
Page 7 and 8: merge your super accounts with rei
Page 9 and 10: estrictions on cash payments Genera
Page 11 and 12: what are the benefits of being a me
Page 13 and 14: investment options REI Super Elite
Page 15 and 16: 5 How we invest your money 5 How we
Page 17 and 18: investment managers The investment
Page 19 and 20: ei Super elite diversified investme
Page 21 and 22: 6 Fees and costs 6 fees and costs I
Page 23 and 24: example of annual fees and costs fo
Page 25 and 26: 7 How super is taxed 7 How super is
Page 27 and 28: tax on contributions From 1 July 20
Page 29 and 30: 8 Insurance in your super Automatic
Page 31 and 32: Additional cover The maximum amount
Page 33 and 34: ‘dependant’ means a spouse and
Page 35 and 36: elite members fixed Cover rate of P
Page 37 and 38: when does cover end? Your insurance

Member Information Booklet - REI Super

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