Retailers Forum Magazine Nov. 2020 EMAG

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forumworkshop FORUM WORKSHOP Good risk. If the answer is: “I just wanted to work for myself, and going into this business sounded fun, and cheap to start ...” get cash. People who havenʼt given going into business much thought are not good credit risks. They will cause you grief if you let them. They are, typically, unrealistic and not prepared for hardships. They give up easily and leave creditors holding their receivables. People who have owned profitable businesses before are a better risk than those who are tying for the first time. Even people who have failed in businesses that have operated for a number of years are better risks than those who have never tried. They should have learned a lot. If they come back for more, they plan not to make the same mistakes twice. Some people make careers of starting new businesses and selling Page 46 NOVEMBER 2020 | RETAILERS FORUM MAGAZINE them. These people make marginal risks. Just keep their payments current. Make certain you are paid on time by all your creditors, and donʼt do new work until old work is paid for in full. LOCATION People with storefronts or offices are better risks than those with post office boxes or those who work from home. continued.. SMALL BUSINESS LOANS NO FEES to Secure a Business Loan or Merchant Account • Revenue Based Loans • Term Loans • Merchant Cash Advance • A/R Invoice Factoring • Equipment Sale/Leaseback • SBA Loans Banks denying your business loans because of poor credit? WE CAN HELP! CyoGate is associated with lenders focused on your cash flow. The business loans we facilitate typically range from $5,000 to $2,000,000 and are available to businesses located in the USA. www.FundingOffices.com
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Page 1 and 2: etailers VOL. 40 NO. 7 NOVEMBER 202
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Retailers Forum Magazine Nov. 2020 EMAG

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