The Good Life – January-February 2021

uniform to work, Shane Tibiatowski
continues to lead his life based on
a code of honor and ethics that
drives him to find creative ways to
honor those who have answered the
call to serve. As Branch Manager
of Peoples Home Equity Mortgage
Lending, he's committed to
providing the same level of service
to homebuyers in the FM area that
he learned during his time on Active
Duty.
"Every branch manager can run
their branch the way they see fit,"
Tibiatowski explained. "I run my
business — alongside my wife,
Heather — the way I do because I
want to provide personal service to
our clients and give them that feeling
of complete confidence that they
are being taken care of throughout
the life of their mortgage. We don't
have call centers. We don't sell your
mortgage to a big bank and walk
away. We are your mortgage team
through it all, answering calls all the
way up to 10:00 p.m. at night if need
be."
"Homes for Heroes"
With his military service never far
from his mind, Shane Tibiatowski has
partnered up with an organization
called "Homes for Heroes," a
program that helps local military
veterans, police, first responders,
teachers and other "heroes" get the
most affordable home mortgage
option.
"The Homes for Heroes program
started about twelve years ago, but
not every lender can be a part of
it," Tibiatowski said. "As a lender,
we have to find creative ways to
give back, and the best way we've
found to show our gratitude to our
local heroes is by offering a $1,000
discount (at least) on each loan we
write for our vets, police officers,
firefighters, etc. These people
deserve more than just the thankyous
and accolades, so when they're
buying a home or refinancing we
want to say it a little louder by giving
them a bigger discount."
Peoples Home Equity also serves
the entire community, and offers
the same low rate to all customers
regardless of their background.
While big banks and other lenders
rack up various fees, Tibiatowski
and his team charge the same low
rate — just $1,295 — with no hidden
or extra costs.
"It's important to us to see people
happy and successful, get the best
interest rates and lowest fees,"
Tibiatowski said proudly. "It's not
always an easy process, but we
think we make it pretty darn simple
and stress-free. We want the best
possible outcome for our clients." •
"It's important to us to see people happy
and successful, get the best interest rates
and lowest fees." – Shane Tibiatowski
According to Tibiatowski, it's a great
time to be a home buyer. Whether
you're a first-time buyer taking
advantage of low down-payment
mortgage options or a move-up
buyer looking for more space and
that home office we all need right
now, rates continue to hover near
all-time lows.
"It's an amazing time to be a
buyer," he said enthusiastically.
"Even if you're just thinking about
refinancing your current home,
rates are so low you'll be able to get
a lower monthly payment or even
take years off your mortgage. We'd
be happy to sit down and go through
all of your options and see what
might be the right fit and save you
the most money."
Contact Shane Tibiatowksi at Peoples Home Equity by calling 701-390-1674
or emailing stibiatowski@peopleshomeequity.com.
urbantoadmedia.com / THE GOOD LIFE / 25