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The Star: February 18, 2021

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• By Anna Leask<br />

A WOMAN badly injured<br />

in the <strong>February</strong> 22, 2011,<br />

earthquake and wrongly cut<br />

off from ACC payments is<br />

owed more than $236,000 in<br />

backdated compensation – but<br />

more than half will be used to<br />

refund another Government<br />

department for benefits she was<br />

forced to seek to survive.<br />

Tattoo artist Bonnie Singh is<br />

now appealing the “debt” and<br />

feels ACC should repay it out<br />

of its own coffers, saying if her<br />

weekly compensation wasn’t<br />

stopped she never would have<br />

needed benefits.<br />

Singh, who lives in Lyttelton<br />

with her teenage daughter, was a<br />

receptionist at the Southern Ink<br />

tattoo studio in <strong>February</strong> 2011.<br />

When the quake shook the<br />

city, Singh was crushed by falling<br />

concrete and knocked unconscious<br />

but managed to drag<br />

herself through a tiny hole in the<br />

rubble to safety.<br />

She broke eight vertebrae,<br />

suffered a head injury and concussion<br />

and was diagnosed with<br />

post-traumatic stress disorder.<br />

Unable to work after the quake<br />

and with ongoing medical issues,<br />

Singh was initially covered by<br />

ACC payments.<br />

In early 2013 she was advised<br />

that she had been assessed as being<br />

able to work 30 hours a week<br />

or more in her pre-injury employment<br />

– and that she was no longer<br />

entitled to weekly compensation<br />

and “all other supports”.<br />

She protested at the time but<br />

got nowhere. So, believing she<br />

was no longer entitled to ACC<br />

and still unable to work because<br />

of ongoing pain, she applied<br />

for other Government benefits<br />

through Work and Income New<br />

Zealand under the Ministry of<br />

Social Development.<br />

From 2013 to 2019 Singh, believing<br />

she could not get support,<br />

had no contact with ACC.<br />

But last year, fed up with struggling<br />

to make ends meet, she<br />

asked advocate Fiona Radford to<br />

look at her case.<br />

Latest Canterbury news at starnews.co.nz<br />

5<br />

Quake victim may have to repay benefits<br />

She hoped to get funding for<br />

pain management acupuncture<br />

but Radford found she was entitled<br />

to much more.<br />

In November the NZ Herald<br />

revealed that ACC agreed Singh<br />

should not have been cut off,<br />

saying its initial decision had<br />

been replaced and she was now<br />

deemed “incapacitated for preinjury<br />

employment” from the<br />

week compensation was cut in<br />

2013 until now – seven years.<br />

ACC then calculated a lumpsum<br />

back payment for Singh.<br />

Singh has given the Herald<br />

permission to report that ACC<br />

agreed to pay her $236,165<br />

(before tax) in backdated weekly<br />

compensation.<br />

DISAPPOINTING:<br />

Bonnie Singh has<br />

received $236,000<br />

in backdated ACC<br />

but more than<br />

half of that is<br />

needed to refund<br />

other Government<br />

support she was<br />

forced to seek.<br />

PHOTO:<br />

SARAH IVEY<br />

However, $129,642 must be repaid<br />

to WINZ for benefits Singh<br />

received since 2013 – leaving her<br />

with $106,523.<br />

An additional “debt” of<br />

just over $27,000 is also owed<br />

to WINZ for other support<br />

supplements she received.<br />

Just days before the 10-year<br />

anniversary of the devastating<br />

quake Singh received her portion<br />

of the money.<br />

Although she appreciated the<br />

cash as it would allow her to<br />

work less and finally focus more<br />

on her healing – she was disappointed<br />

the WINZ repayments<br />

were not being paid by ACC.<br />

Radford was appealing ACC’s<br />

decision around the payment<br />

Thursday <strong>February</strong> <strong>18</strong> <strong>2021</strong> <strong>The</strong> <strong>Star</strong><br />

and also the WINZ “debt”.<br />

ACC chief operating officer<br />

Mike Tully said ACC looked into<br />

covering the outstanding debt as<br />

a payment “outside of scope”.<br />

“We found there was no error<br />

on our behalf and declined this<br />

outside of scope payment.<br />

“We do not believe we have<br />

made an error nor did we cut<br />

off her entitlements – we weren’t<br />

paying weekly compensation<br />

to Bonnie for around six years<br />

because there was no contact<br />

from her nor her GP during this<br />

period.<br />

“We agreed that Bonnie hadn’t<br />

recovered from her 2011 injuries<br />

and have confirmed we will reinstate<br />

and backdate her weekly<br />

compensation.”<br />

Tully said he was “satisfied<br />

there is no error” and the MSD<br />

had to be paid back under New<br />

Zealand law.<br />

“When we agree to backdate<br />

weekly compensation, our legislation<br />

requires us to repay the<br />

Ministry of Social Development<br />

for any benefit a client receives for<br />

periods covered by the backdated<br />

weekly compensation,” he said.<br />

“This is to avoid people in<br />

effect being paid twice.”<br />

Tully said ACC was<br />

“committed to working with<br />

Bonnie” to make sure she had<br />

the help and support she needed.<br />

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