Debtfree Magazine Issue 4 of 2021

Credit gives us a short cut to access things we want now. Paying off
credit, of course, leaves us trapped for years or even decades. Debt
review is one of those amazing provisions that helps people with debt
be treated with dignity and reasonableness but once the process is
started it hems you in. No more access to more credit to splurge with.
No more missing debt payments, like in the past. It requires a level of
discipline that is genuinely hard to maintain. So, many people think
about leaving the process with much of their debt still weighing them
down. We look into this in some detail this issue and also look at
things consumers really need to be very careful to avoid.
If you have been feeling a bit panicked and hemmed in by your debt
review I can only say that it is important to remember it is your debt
that is weighing you down and holding you back. Not your debt
review.
You may want to take a short cut in getting out of debt so you can
be free now not later. It is really important that you realize that debt
review is that short cut. Beware of leaving the process at the wrong
time. You could be heading right into a whirlwind of disaster. So,
educate yourself about your options and always talk directly to your
Debt Counsellor before making any big decisions about such matters.
Rather than all the shiny or negative things that may capture your
imagination why not get fascinated by living a life where you have no
monthly debt payments, no debt obligations, no debt. Fixate on it.
Make it part of your daily thought process. If you can do that then you
are truly on your way to being debt free.