August 2021 IDM Special Edition
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How it Works:<br />
You go online and Google “how to leave debt review” (for one reason<br />
or another) instead of talking to your Debt Counsellor about it. You<br />
find a Facebook page or website with promises of getting you out of<br />
debt review. It seems easy and they promise quick results.<br />
They ask for a fee upfront to get you out of debt review. They advise<br />
you not to pay your debt review this month and rather pay them their<br />
fees.<br />
Much like a classic 419 scam they then either try do a little bit of work<br />
and get you to pay them again or they simply disappear.<br />
*Except if the only debt left is your bond. In such a case, the Debt Counsellor is the best<br />
person to help you leave debt review safely so that you do not lose your home. If a consumer<br />
has never received a court order saying they are over indebted then a court may also decide<br />
that the consumer now has enough money each month that they don’t need debt review. In<br />
such a case, once again, your Debt Counsellor is the best person to help you sort this out via<br />
the courts but it takes some time.
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