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August 2021 IDM Special Edition

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POPI BASICS FOR DEBT COUNSELLORS<br />

INTRODUCTION<br />

Debt review is an information rich process with<br />

personal information at its core. Introduce the<br />

Protection of Personal Information Act, 2013 (‘POPIA’)<br />

to the mix and suddenly the information obligations<br />

upon Debt Counsellors become that much heavier.<br />

Your Client is now<br />

the “Data Subject”<br />

There is a lot to consider from a processing perspective when<br />

undertaking a debt review process for a consumer, who is now<br />

known as the ‘data subject’ in the PoPI Act.<br />

Personal information is processed from the start of a debt review and<br />

continues for an extended period of time until the consumer is finally<br />

cleared by the Debt Counsellor.<br />

Even after the review ends, data has to be stored for some time. What<br />

are some things you need to know about the PoPI Act if you are a<br />

Debt Counsellor?

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