NH ENG _Mac2022

living Well
Female wellness
Major illnesses aside, there are
times in a women life when they
require treatments or therapies for
other medical complications. For
instance, under AIA’s A-Life Lady
plan, their extensive female care
benefits provide a one-off payment
for medical complications arising from
elective cosmetic surgery, hormone
replacement therapy for menopause,
and psychotherapy treatment for
anxiety or depression disorders.
Reconstructive benefits
Due to illness or accidents,
reconstructive surgery is crucial, but
not many women can afford it should
they need it all of a sudden. Most
women-specific insurances also include
reconstructive benefits. For example,
PRULady covers facial reconstructive
surgery due to cancer or accident;
skin grafting due to burns or skin
cancer, breast lumpectomy, breast
reconstructive surgery, or surgical
removal of female reproductive organs
due to carcinoma-in-situ, cancer or
accident.
Another policy, PRemierLady
Savers from Etiqa, also offers facial
reconstructive surgery or dental
treatment due to an accident. Women
who need to undergo corrective
surgery to the head, face or neck or
treatment of injury or damage to teeth
can benefit from this plan.
Other benefits
Along with medical coverage, some
women policies like PRULady life
insurance also includes a wide range
of benefits other than healthcare,
including buying a property, retirement
or death of a spouse, while A-Life Lady
covers health screenings. Additionally,
the LadyProtector policy helps with the
legal cost and expenses incurred for
instituting legal proceedings of sexual
harassment cases.
If you are unsure whether you should
get a standard or specialised womenspecific
policy, think about your needs
and talk to a professional insurance
provider. Research different plans and
see which ones suit you and your life
goals the best.
Natural Health * March 2022 VOL 126
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