Westside Messenger - April 9th, 2023

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PAGE 6 - WESTSIDE MESSENGER - April 9, 2023 www.columbusmessenger.com Warm weather and longer hours of daylight make spring a perfect time to imagine a home’s interior design in a new light. The following are a handful of decor ideas that may inspire homeowners to give their homes an entirely new look this spring. • Wallpaper: Wallpaper fell out of favor years ago, but new styles that aren’t so Spring decor ideas to give your home a fresh new look heavily patterned can make for wonderful additions to any room. Large-scale prints can give a room a whole new feel without giving homeowners or their guests the impression that they have stepped back in time. A simple, mural-style floral wallpaper on the walls surrounding a table in a breakfast nook can bring nature inside. Shawn Maghie, President Tim Maghie, Vice President In Business Since 1928 EDGE and WBE Certified FSC Certified JONES LUMBER & MILLWORK COMPANY 57 North Sylvan Ave. ∙ Columbus, OH 43204 Phone 614-274-1109 www.jones-lumber.com Franklin County Banking Center and the VCNB Financial Family are excited to lend a hand in whatever story you want to live. Whether it’s making room for baby, buying that dream car, saving for your financial security, or buying a new home, we have the tools to help you write that next chapter. For example, home buying is a life changing decision for both a rookie buyer and a veteran of the game. Why go it alone? Let VCNB be your guide and allow your lender to provide options that fit your unique situation. We’ve been fostering lifelong relationships with customers since 1867 so we put experience and care into each and every relationship we create. Our variety of loan options include Fixed and Adjustable Rate Mortgages, Refinances, FHA, • Pastel colors: Nothing embodies the spring quite like pastel colors. If colorful, bright flowers dot the garden in the backyard, homeowners can bring those uplifting pastels inside by painting an accent wall or even adding some brightly colored accent furniture to rooms that could use a lift. • Declutter: Clutter is often conquered during spring cleaning sessions, but homeowners who want to create more free-flowing interior spaces can downsize their furniture and/or look for multipurpose features that make it hard for clutter to take over a room. Create more open space in entertaining areas by mounting the television and getting rid of a bulky entertainment center. Create even more space by replacing rarely used end tables with a storage ottoman where books and magazines can be stored to give a room a fresh, clean look. PAID ADVERTISING Jones Lumber, serving the community for 95 years Jones Lumber has been part of the Hilltop for in your home? Bring in a piece we will match it. 95 years. In need of a new door, either indoor or outdoor, We support our neighbors and are very appreciative of the business. We are a full-service lum- fixing the trim around your window, we can help. we’ve got you covered. Replacing windows, or ber yard, cedar boards for your garden, pine for Any project, big or small, we are here to assist. your floors, hardwoods to create a beautiful We are open Monday through Friday from table... 7:30 a.m. to 4 p.m. and are located at 57 N Sylvan Need a piece of trim to match what is already Ave. in Columbus. Call us at 614-274-1100. PAID ADVERTISING What’s your next chapter? VA, and USDA Loans, Manufactured Home Loans, Equity Loans and Lines of Credit. Not to mention, we specialize in log cabins, land and construction loans! We are confident we can find your fit. But we do more than lend money. Whatever your chapter in life, we likely have a tool for you. From Student Checking accounts to accounts that let you earn rewards for your regular banking habits, we are confident we can help you! Let’s write the next chapter in your story together! Visit Franklin County Banking at 2250 Stringtown Road in Grove City or find a VCNB location near you. With sixteen branches in eight central and southern Ohio counties, we like to say we’re on your corner and in your corner. Visit VCNBfamily.bank to learn more. Website:Expert-hvac.com Phone:614-946-8461 Experthvacllc@gmail.com FREE ESTIMATES on system installs $100 Preventative Maintenance (tune up) Expert service - affordable prices - Locally owned from Groveport Mention this ad and get $20 off a $110 service call.
www.columbusmessenger.com April 9, 2023 - WESTSIDE MESSENGER - PAGE 7 The 21st annual South Central Hilltop Block Watch Spring Cleanup will be held from 11 a.m. to 1 p.m. May 6. By Jessica Bing Chief Experience Officer Telhio Credit Union Part of your personal net worth includes the equity you have built up in your home. Equity is one of the major benefits of owning a home. As you pay off your mortgage, you gradually build equity. Simply put, equity is the amount of your home that you actually own. So, if you have a house worth $200,000 and you owe $150,000 on your mortgage, you have equity of $50,000. You can access that equity in one of two ways, through a home equity loan or a home equity line of credit. A home equity loan is actually a second mortgage. When you apply for a home equity loan, you'll receive a single lump sum. You then pay that sum back over a set period of years. The size of your home equity loan will be limited, of course, by the amount of equity you have in your home. The interest rate attached to a home equity loan remains A spring cleaning for the community Participants will meet at the neighborhood park behind Burroughs Elementary School, 551 S. Richardson Ave., to spread PAID ADVERTISING Tapping into your home equity constant throughout the life of the loan. Consumers often confuse home equity lines of credit -- better known as HELOCs -- with home equity loans. However, a HELOC works more like a credit card than a mortgage loan. With a HELOC, you'll receive a set credit limit. You only pay back the amount of money that you borrow, plus interest. For instance, if you have a HELOC with a credit limit of $50,000 and you borrow $10,000 from it, you'll only have to pay back that $10,000. You'll still have $40,000 worth of credit available to you. The interest rate on a HELOC is usually tied to the prime rate. Often, the rate will be 1 percent over prime. So, which product is better? Not surprisingly, that depends on the individual borrower and the individual situation. The key is to do your research before choosing either a HELOC or home equity loan. Only by studying your spending habits and needs can you make the right equity decision. For more information, visit www.telhio.org/personal/home-equity. out and pick up litter in the area. Keep Columbus Beautiful will provide the cleanup tools, but volunteers are welcome to bring their own trash picker and favorite pair of gloves. For more information on the spring cleanup, look up the South Central Hilltop Block Watch on Facebook. Terri Ehmann REALTOR® TerriEhmann@howardhanna.com License No. 2014001974 MLS No. 658022158 614-216-7977 (Direct) A Homeowner wners Insurance policy with Telhio Insur surance Services, LLC PROTECT TS YOU FROM WHAT IF Visit telhio. YOU FROM THE Fs… .org and get an insta ant quote on Homeowne ers Insurance in just 5 minutes. Telhio Insuran nce Services is a wholly-owned subsidiary of Telhio Cr edit Union. Any business conducted through Telhio Insurance Services is separate and distinct from any business conducted with Telhio Credit Union. Insurance products are not insured by NCUA or any Federal Government Agency; are n ot a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate; and may lose value. Any insurance required as a condition of the extension of credit b y Telhio Credit Union need no ot be purchased from our Agency but may, without affecting the approval al of the application for an extens sion of credit, be purchased from an agent of insurance company of the members’ choice. 614-221-3233
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Westside Messenger - April 9th, 2023

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