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Credit Management September 2023

THE CICM MAGAZINE FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

THE CICM MAGAZINE FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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HIGH COURT ENFORCEMENT OFFICERS ASSOCIATION<br />

Eviction Enforcement<br />

The effect of the recent suspension of County Court<br />

bailiff appointments on landlords and creditors.<br />

AUTHOR – Michael Jackson<br />

We are sourcing<br />

bespoke Personal<br />

Protective<br />

Equipment to<br />

ensure that all<br />

evictions can go<br />

ahead safely and<br />

securely.<br />

COUNTY Court users across<br />

the country are being<br />

left in limbo amongst<br />

growing concerns over<br />

the suspension of County<br />

Court bailiff appointments<br />

for Orders of Possession over inadequate<br />

personal protection equipment (PPE).<br />

The suspension began in London in<br />

early June but is now understood to be<br />

affecting other areas of the country.<br />

For every day that an Order for<br />

Possession cannot be carried out<br />

landlords are losing money, including<br />

the accruing costs associated with<br />

their properties such as mortgages or<br />

agency fees, or through lack of generated<br />

income while rent is unable to be<br />

collected.<br />

With the average time to complete an<br />

Order for Possession through the County<br />

Court reported to be 37.1 weeks (according<br />

to the Ministry of Justice report published<br />

on 18 May <strong>2023</strong>), further delays do not<br />

bode well for landlords hoping to reclaim<br />

their properties.<br />

His Majesty’s Courts and Tribunals<br />

Service (HMCTS) has since indicated<br />

this could have a knock-on impact for<br />

creditors seeking possession through a<br />

Warrant of Control through the County<br />

Courts and other general services.<br />

With respect to Warrants of Control,<br />

Registry Trust reported that the number<br />

of commercial judgments had risen over<br />

27 percent in Q1 <strong>2023</strong> compared to Q3<br />

2022, a staggering figure considering the<br />

majority of businesses in England and<br />

Wales (99.9 percent) are SMEs that have<br />

been heavily impacted by the costof-living<br />

increases.<br />

While the number of judgments<br />

continues to rise, further delays in<br />

enforcement only highlight a broken<br />

system that is not working for the court<br />

user.<br />

Why are County Court bailiff<br />

appointments suspended?<br />

In a statement from HMCTS, a<br />

spokesperson said: “The safety of all<br />

bailiffs is of paramount importance.<br />

“We are sourcing bespoke Personal<br />

Protective Equipment to ensure that<br />

all evictions can go ahead safely and<br />

securely.”<br />

They added:<br />

• Following work with the bailiffs on Risk<br />

Training, it became apparent that some<br />

bailiffs did not have their own bespoke<br />

PPE. This equipment is now being<br />

urgently sourced.<br />

• We have effective health and safety risk<br />

monitoring systems, which are regularly<br />

reviewed, particularly in relation to<br />

sensitive activity such as the work of<br />

county court bailiffs.<br />

•Guidance is in place to continue critical<br />

services in the interim<br />

All bailiffs and enforcement officers<br />

should have adequate protection to<br />

allow them to carry out their work safely<br />

and responsibly. In fact, High Court<br />

Enforcement Officers (HCEOs) also<br />

have to undergo a rigorous procurement<br />

process for PPE but have not encountered<br />

any issues with supply, meaning<br />

service levels in the High Court are<br />

unaffected. So, while this reasoning<br />

is understandable, we can appreciate<br />

how disappointing this is to County<br />

Court users who have still been<br />

experiencing delays post-COVID and now<br />

have to wait even longer to secure their<br />

judgments.<br />

Is there another option for<br />

landlords and creditors?<br />

Using High Court enforcement to support<br />

with evictions has always been an<br />

alternative option for landlords.<br />

However, the situation for creditors<br />

looking to enforce a Warrant of Control<br />

is not as clear-cut. For creditors hoping<br />

to recover judgments for under £600, or<br />

Consumer <strong>Credit</strong> Act regulated debts,<br />

they have no other option than to wait for<br />

the County Court bailiffs.<br />

This is something we have been<br />

campaigning to change, so we can give<br />

court users freedom of choice in how<br />

their judgments are enforced.<br />

Meanwhile, landlords and creditors<br />

with judgments over £600 can choose<br />

a High Court Enforcement officer to<br />

support them and experience benefits<br />

including:<br />

• Dedicated points of contact and regular<br />

updates on your case<br />

• High success rates with motivated<br />

enforcement agents<br />

• Quick turnaround with significantly<br />

shorter wait times<br />

• Robust health and safety protocols with<br />

fully qualified enforcement agents.<br />

How do I transfer a judgment to the<br />

High Court?<br />

Transferring an Order for Possession<br />

obtained in the County Court to the High<br />

Court is similar in many respects to that<br />

of transferring a Warrant of Control, and<br />

most HCEOs will provide a service to<br />

facilitate the transfer.<br />

You can also apply to the court to<br />

transfer the judgment yourself. However,<br />

this process can be complex depending on<br />

the particular circumstances. We would<br />

recommend speaking with your HCEO<br />

before deciding to progress this yourself.<br />

Instructing High Court Enforcement<br />

Officers is easy, and they can assist<br />

with everything necessary to issue the<br />

appropriate writs to authorise them to<br />

act.<br />

Michael Jackson is Vice Chair of<br />

the High Court Enforcement Officers<br />

Association (HCEOA).<br />

Brave | Curious | Resilient / www.cicm.com / <strong>September</strong> <strong>2023</strong> / PAGE 19

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