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The Finance World Magazine| Edition: September 2023

The Middle East is currently experiencing a transformative era characterized by sustainability and governance, known as the Middle East's Green Renaissance. At the heart of this movement is the Environmental, Social, and Governance (ESG) framework, which is reshaping corporate success by placing a strong emphasis on transparency, accountability, and responsible global citizenship. ESG investing is reshaping financial markets, aligning financial gains with societal and environmental impacts. The Middle East has pledged significant net-zero commitments, underscoring its commitment to environmental stewardship. As the Middle East prepares to host COP28 in Dubai, it remains committed to sustainability. This edition explores the Middle East's ESG journey, from milestones to future horizons. This edition provides insightful perspectives across diverse sectors within the UAE. it provides insights on certain areas of focus, such as The Key to Mitigating Risks in Stock Market Portfolios, Cross-Border M&A: Challenges and Opportunities in Global Transactions, Risk Management Best Practices for Ensuring Business Continuity, Fintech Innovations Shaping the Future, and many more articles that offer critical analysis and insights on current trends and issues in the business and investment domains. Keep yourself up to date with all financial sector news with our current news segments. Each person can find something unique from us. We believe our readers deserve real value from what we have to offer.

The Middle East is currently experiencing a transformative era characterized by sustainability and governance, known as the Middle East's Green Renaissance. At the heart of this movement is the Environmental, Social, and Governance (ESG) framework, which is reshaping corporate success by placing a strong emphasis on transparency, accountability, and responsible global citizenship.

ESG investing is reshaping financial markets, aligning financial gains with societal and environmental impacts. The Middle East has pledged significant net-zero commitments, underscoring its commitment to environmental stewardship.

As the Middle East prepares to host COP28 in Dubai, it remains committed to sustainability. This edition explores the Middle East's ESG journey, from milestones to future horizons.

This edition provides insightful perspectives across diverse sectors within the UAE. it provides insights on certain areas of focus, such as The Key to Mitigating Risks in Stock Market Portfolios, Cross-Border M&A: Challenges and Opportunities in Global Transactions, Risk Management Best Practices for Ensuring Business Continuity, Fintech Innovations Shaping the Future, and many more articles that offer critical analysis and insights on current trends and issues in the business and investment domains.

Keep yourself up to date with all financial sector news with our current news segments. Each person can find something unique from us. We believe our readers deserve real value from what we have to offer.

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Fintech Application<br />

QLUB<br />

<strong>The</strong> QR Payment<br />

Solution for Dining<br />

Venues<br />

Qlub revolutionizes the<br />

dining experience by offering a seamless<br />

QR payment solution for restaurants,<br />

cafes, lounges, and other dine-in venues.<br />

With Qlub, customers can conveniently<br />

view, split, tip, and settle their bills by<br />

simply scanning a QR code using their<br />

smartphones.<br />

What sets Qlub apart is its user-friendly<br />

approach - customers can make<br />

instant payments without the need for<br />

any app downloads or registrations.<br />

Currently operational in the UAE,<br />

KSA, Turkey, Brazil, Japan, Australia,<br />

India, and Singapore, Qlub has already<br />

become a game-changer for the dining<br />

industry in multiple countries.<br />

By streamlining the payment process,<br />

Qlub accelerates table turnover, leading<br />

to more efficient service and improved<br />

customer satisfaction. Waiters benefit<br />

from increased tips, further enhancing<br />

their motivation to provide top-notch<br />

service. Additionally, Qlub fosters<br />

customer loyalty by offering an easy<br />

and hassle-free payment experience.<br />

<strong>The</strong> versatility of Qlub’s platform<br />

allows customers to split bills with<br />

friends, affording them flexibility in<br />

settling expenses. Accepted payment<br />

methods include Apple Pay, Credit<br />

Card, and instalments.<br />

As a thriving fintech startup, Qlub<br />

boasts a presence in six countries and<br />

has onboarded over 2,000 restaurants,<br />

including renowned brands like Eataly,<br />

Paul, and Bateel.<br />

Recently, Qlub secured substantial<br />

funding from a blend of existing investors<br />

and new backers, such as Al<br />

Dhabi Capital and major family offices<br />

in the UAE. <strong>The</strong>se funds will fuel Qlub’s<br />

expansion plans, focusing on further<br />

development in the UAE, Saudi Arabia,<br />

and Singapore.<br />

With its innovative approach and successful<br />

growth trajectory, Qlub stands<br />

poised to reshape the dining landscape<br />

and transform the way customers pay<br />

at their favorite venues.<br />

20 www.thefinanceworld.com <strong>September</strong> <strong>2023</strong>

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