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West Newsmagazine 11-1-23

Local news, local politics and community events for West St. Louis County Missouri.

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PROUDLY SERVING OUR COMMUNITIES SINCE 1901<br />

now open in west county!<br />

AUTO LOAN<br />

RATE SPECIAL<br />

JUMBO<br />

New<br />

JUMBO<br />

SAVINGS ACCOUNT<br />

1<br />

With e-Statements<br />

Deposit Balance Interest Rate APY*<br />

$250,000 and Above<br />

$150,000 - $249,999<br />

$100,000 - $149,999<br />

5.30%<br />

5.10%<br />

4.96%<br />

5.40%<br />

5.20%<br />

5.05%<br />

Below $100,000 0.00% 0.00%<br />

2<br />

5.99% APR<br />

Up to 60 Months - 2018 or Newer Models<br />

Loans closed on or before December 31, 20<strong>23</strong><br />

<strong>West</strong> County<br />

1300 Clarkson Clayton Center<br />

Ellisville, MO 630<strong>11</strong><br />

(636) <strong>23</strong>7-9000<br />

MISSOURI LOCATIONS<br />

South County<br />

12000 Tesson Ferry Road<br />

St. Louis, MO 63128<br />

(314) 842-9091<br />

Florissant<br />

14040 New Halls Ferry Road<br />

Florissant, MO 63033<br />

(314) 733-9096<br />

*Annual Percentage Yields (APY) effective as of 10/12/20<strong>23</strong> and paid on the collected balance. This account will not earn interest if the daily collected balance falls below $100,000.00.<br />

1<br />

To qualify for the above disclosed interest rates and APYs, you must enroll in e-Statements at the time of account opening (provided within FCB’s Online Banking). If you do not enroll in e-Statements at the time of account opening, the<br />

FCB Jumbo Savings Account will earn the same interest rate and APY as the FCB Savings Account. If you enroll in e-Statements after account opening, the interest rate will be changed to the FCB Jumbo Savings interest rate within 5 days<br />

of enrolling in e-Statements. Current interest rate and APY on the FCB Savings Account is 0.50% for collected balances $500 and over. This is a tiered and variable rate account. Rates may fluctuate as your balance increases or decreases.<br />

Available to personal and grantor trust accounts only. FCB reserves the right to extend, modify, or discontinue offering these rates and/or account at any time. Interest is compounded and credited quarterly. If the account is closed<br />

before interest is credited, you will not receive the accrued interest. If the account is closed within 7 months, there is a $59 closing fee. Fees and charges may reduce earnings. Limitations: Six (6) withdrawals are allowed per month.<br />

Withdrawals include checks, ACH debits, savings withdrawals, internal transfers, and external transfers. Excess withdrawals are $10 each.<br />

2<br />

Annual Percentage Rate (APR) effective as of 10/12/20<strong>23</strong> and is valid only at our Missouri locations. Special Auto Loan Rate is good on loans closed on or before December 31, 20<strong>23</strong>. Example: $20,000.00 loan amount with a 60 month<br />

term (5 years) at 5.99% APR and monthly payments of $386.56 (with auto deduct payment from FCB checking account). Applications are subject to underwriting and credit approval. Other terms available for commercial and older<br />

vehicles. Available on purchases and refinances from Non-FCB financial institutions.<br />

Message and data rates may apply.<br />

fcbbanks.com

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