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KARIBU KENYA - UNON - the United Nations Office at Nairobi

KARIBU KENYA - UNON - the United Nations Office at Nairobi

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major local banks. A good listing of local banks and <strong>the</strong>ir contact details can<br />

be found <strong>at</strong> www.<strong>the</strong>exp<strong>at</strong>ri<strong>at</strong>e.org.<br />

Insurance<br />

Insurance is big business in <strong>Nairobi</strong>, and as such <strong>at</strong>tracts its fair share of disreputable<br />

oper<strong>at</strong>ors.While <strong>the</strong> only form of insurance th<strong>at</strong> is compulsory to UN<br />

staffers is a priv<strong>at</strong>e vehicle policy, <strong>the</strong> pitfalls of life in Kenya make it wise to<br />

consider o<strong>the</strong>r forms of personal and property coverage. Because of <strong>the</strong> high<br />

number of vehicle <strong>the</strong>fts in Kenya, many insurance companies encourage <strong>the</strong>ir<br />

customers to also insure <strong>the</strong>ir homes, <strong>the</strong>ir domestic staff and <strong>the</strong>mselves with<br />

<strong>the</strong>m. However, it is worth shopping around as some firms can negoti<strong>at</strong>e a<br />

better deal with <strong>the</strong>ir reinsurers when providing insurance to exp<strong>at</strong>ri<strong>at</strong>es or UN<br />

staff. It is also well worth reading <strong>the</strong> fine print of any policy you do purchase<br />

as some companies are notorious for escaping from claims because a minor<br />

condition was not met or specific coverage was excluded from a policy.<br />

Many UN staff have found it cheaper to insure <strong>the</strong>ir vehicles overseas,<br />

although this still necessit<strong>at</strong>es <strong>the</strong> purchase of a third-party policy in Kenya.<br />

O<strong>the</strong>rwise, it makes sense to buy a comprehensive policy for your vehicle, or<br />

<strong>at</strong> least to purchase a third-party policy th<strong>at</strong> covers fire and <strong>the</strong>ft (distinct in<br />

Kenya from basic third-party coverage). Comprehensive coverage usually<br />

Some of <strong>the</strong> most reputable and reliable insurance companies oper<strong>at</strong>ing in<br />

<strong>Nairobi</strong> are:<br />

ALICO Kenya 711242<br />

Jubilee Insurance 341030/340343<br />

Kenindia Assurance 333100/333116<br />

Madison Insurance 721970-1/717110<br />

Pan Africa Insurance 247600/247217<br />

UAP Provincial Insurance 712175/722600<br />

Lion of Kenya 2710400<br />

Insurance Company of East Africa (ICEA) 221652/340365<br />

Royal Insurance 2712620<br />

Kenyan Alliance Insurance 241626/336500<br />

<strong>UNON</strong>’s official insurance brokerage is Aon Minet Insurance Brokers (710053/717240).<br />

42 • <strong>KARIBU</strong> <strong>KENYA</strong>

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