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2008 Annual Report - St. Vincent de Paul

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12<br />

Jack & Debbie<br />

Jack and Debbie take pri<strong>de</strong> in living simply<br />

but in<strong>de</strong>pen<strong>de</strong>ntly. They were happy<br />

together in their mo<strong>de</strong>st 2-bedroom<br />

apartment.<br />

Then, a change in management at Debbie’s<br />

job resulted in two years of harassment,<br />

leaving Debbie in an unstable<br />

condition. When Jack became aware of<br />

the situation, he downsized their apartment<br />

so Debbie could quit her job. But<br />

it was soon apparent that Debbie was<br />

not recovering.<br />

In time, a psychiatrist prescribed a combination<br />

of medications that returned<br />

Debbie to her old self again. But Jack<br />

and Debbie could not afford the medication.<br />

Individual insurance coverage<br />

would cost over $1400 a month and<br />

just three of the eight prescriptions cost<br />

$360, even with the insurance plan.<br />

Jack and Debbie atten<strong>de</strong>d financial<br />

counseling, where they were advised<br />

to <strong>de</strong>clare bankruptcy. Not wanting to<br />

take that option, Jack pawned jewelry<br />

that once belonged to his mother. But<br />

that only ma<strong>de</strong> a small <strong>de</strong>nt in the many<br />

doctor and hospital bills that had piled<br />

up. Without her medication, Debbie<br />

began to sli<strong>de</strong> back into <strong>de</strong>pression and<br />

became suicidal.

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